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Clocky

Active
Private limited companyfounded 20233 yrs activeHeibloemlaan 12, 2280 Grobbendonk, BelgiumKBO/BCE: BE 0798.230.519
Summary

Clocky has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €49,690 and a net result of €46,690. Its solvency ranks better than 61% of 37951 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2024
Axes
Profitability100
Solvency94
Growth-
Track record79
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.83; short-term debt: 31.4% and cash: 7.6% of total assets), and 31.4% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-08-2025, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
2 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 2 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 February 2023, Clocky was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€49,690
Total assets
€72,391
Net result
€46,690
Working capital
€41,593

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €72,391
Fixed assets €8,097
Current assets €64,293
Equity and liabilities €72,391
Equity €49,690
Debt €22,700
Debt finances 31.4% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€69,063
Cash flow
€51,252
Current ratio
2.83
Debt to equity
0.46
ROE
94.0%
ROA
64.5%
Interest coverage
16.59
Debt ≤ 1 year
€22,700
Income taxes
€13,648
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 39 lines
Balance sheet Code2024
Assets
Total assets20/58€72,391
Fixed assets21/28€8,097
Tangible fixed assets22/27€8,097
Furniture and vehicles24€3,285
Other tangible fixed assets26€4,813
Current assets29/58€64,293
Amounts receivable within one year40/41€22,832
Trade receivables40€16,479
Other amounts receivable41€6,352
Cash at bank and in hand54/58€5,516
Deferred charges and accrued income490/1€35,946
Equity and liabilities
Total equity and liabilities10/49€72,391
Equity10/15€49,690
Contributions10/11€3,000
Reserves13€46,690
Distributable reserves133€46,690
Amounts payable17/49€22,700
Amounts payable within one year42/48€22,700
Financial debts43€3,054
Credit institutions430/8€3,054
Trade debts44€7,599
Suppliers440/4€7,599
Taxes, remuneration and social security45€11,339
Taxes450/3€7,083
Remuneration and social security454/9€4,257
Other amounts payable47/48€708
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,562
Other operating charges640/8€1,232
Gross operating margin9900€70,295
Operating profit (loss)9901€64,502
Financial charges65/66B€4,163
Recurring financial charges65€4,163
Profit (loss) for the period before taxes9903€60,338
Income taxes67/77€13,648
Profit (loss) for the period9904€46,690
Profit (loss) for the period to be appropriated9905€46,690
Appropriation of the result
Profit (loss) to be appropriated9906€46,690
Transfer to equity691/2€46,690
To other reserves6921€46,690

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,562
Other operating charges640/8€1,232
Gross operating margin9900€70,295
Operating profit (loss)9901€64,502
Financial charges65/66B€4,163
Recurring financial charges65€4,163
Profit (loss) for the period before taxes9903€60,338
Income taxes67/77€13,648
Profit (loss) for the period9904€46,690
Profit (loss) for the period to be appropriated9905€46,690
Line2024
Assets
Total assets20/58€72,391
Fixed assets21/28€8,097
Tangible fixed assets22/27€8,097
Furniture and vehicles24€3,285
Other tangible fixed assets26€4,813
Current assets29/58€64,293
Amounts receivable within one year40/41€22,832
Trade receivables40€16,479
Other amounts receivable41€6,352
Cash at bank and in hand54/58€5,516
Deferred charges and accrued income490/1€35,946
Equity and liabilities
Total equity and liabilities10/49€72,391
Equity10/15€49,690
Contributions10/11€3,000
Reserves13€46,690
Distributable reserves133€46,690
Amounts payable17/49€22,700
Amounts payable within one year42/48€22,700
Financial debts43€3,054
Credit institutions430/8€3,054
Trade debts44€7,599
Suppliers440/4€7,599
Taxes, remuneration and social security45€11,339
Taxes450/3€7,083
Remuneration and social security454/9€4,257
Other amounts payable47/48€708
Line2024
Profit (loss) for the period9904€46,690
+ Depreciation and write-downs630€4,562
Operating cash flow (approximation)€51,252

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
02-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 2 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,995 m²
Building footprint
192 m²
Volume, LiDAR
1,661 m³
Parcel 13010C0053/00C004, Flanders · tallest building 20.9 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Clocky
Heibloemlaan 12, 2280 GrobbendonkFinancial service activities, except insurance and pension funding
since 20232.341.482.406
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13010C0053/00C004 Flanders 1,995 m² 1 · 192 m² 20.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 38,185 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail Michael.clockaerts@gmail.com

Scores and ratios are computed by Checked and are not a credit decision.