CLNS
ActiveCLNS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €81k. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 23% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency49▼-43
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 2.96 in 2024; short-term debt: 75.6% and cash: 63% of total assets), and 76.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.7%
Return on assets
37.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
60 d early
2024
69 d early
2023
61 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▼ 43.6%
2024 · €90k
2023: €60k
2024: €90k
2023 → 2025
Total assets
€214k▲ 60.5%
2024 · €134k
2023: €86k
2024: €134k
2023 → 2025
Net result
€81k▲ 32.4%
2024 · €61k
2023: €55k
2024: €61k
2023 → 2025
Working capital
€48k▼ 41.8%
2024 · €82k
2023: €61k
2024: €82k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€60k-€90k▲ 49.1%€51k▼ 43.6%
Operating result€70k-€77k▲ 9.6%€109k▲ 40.9%
Net result€55k-€61k▲ 9.9%€81k▲ 32.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 41% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€4k▼ 53.8%
Current assets
€210k▲ 69.0%
Equity and liabilities €214k
Equity
€51k▼ 43.6%
Debt
€164k▲ 276%
The debt ratio rises from 32.5% to 76.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€110k▲
2024 · €82k
Cash flow
€82k▲
2024 · €66k
Solvency
23.7%▼
2024 · 67.5%
Current ratio
1.30▼
2024 · 2.96
Quick ratio
1.30▼
2024 · 2.96
Debt / equity
3.22▲
2024 · 0.48
ROE
158.7%▲
2024 · 67.6%
ROA
37.6%▼
2024 · 45.6%
Interest coverage
193.11▼
2024 · 608.10
Debt
€164k▲
2024 · €43k
Debt ≤ 1 year
€162k▲
2024 · €42k
Income taxes
€27k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€134k€214k▲
Formation expenses20€660€454▼
Fixed assets21/28€9k€4k▼
Tangible fixed assets22/27€9k€4k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€7k€3k▼
Current assets29/58€124k€210k▲
Amounts receivable within one year40/41€29k€53k▲
Trade receivables40€29k€53k▲
Other amounts receivable41€34€0▼
Cash at bank and in hand54/58€92k€135k▲
Deferred charges and accrued income490/1€3k€22k▲
Equity and liabilities
Total equity and liabilities10/49€134k€214k▲
Equity10/15€90k€51k▼
Contributions10/11€5k€5k=
Reserves13-€45k
Distributable reserves133-€45k
Profit (loss) carried forward14€85k€843▼
Amounts payable17/49€43k€164k▲
Amounts payable within one year42/48€42k€162k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€8k€37k▲
Taxes450/3€8k€37k▲
Remuneration and social security454/9€0€0=
Other amounts payable47/48€31k€119k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€1k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€83k€111k▲
Operating profit (loss)9901€77k€109k▲
Financial charges65/66B€135€568▲
Recurring financial charges65€135€568▲
Profit (loss) for the period before taxes9903€77k€108k▲
Income taxes67/77€16k€27k▲
Profit (loss) for the period9904€61k€81k▲
Profit (loss) for the period to be appropriated9905€61k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€116k€166k▲
Profit (loss) brought forward from the previous period14P€55k€85k▲
Transfer to equity691/2-€45k
To other reserves6921-€45k
Profit to be distributed694/7€31k€120k▲
Return on contributions (dividend)694€31k€120k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €81k ▲32.4%
Operating result €109k, net result €81k, both a record.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Noirhat 121490 Court-Saint-EtienneGround area
2,023 m²
Building footprint
149 m²
Volume, LiDAR
741 m³
Parcel 25023G0647/00B000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLNS
since 20232.344.690.433
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023G0647/00B000 | Wallonia | 2,023 m² | 1 · 149 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KROGHIMOR
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 6,812 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2023
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.