Financials
- Financial year
- 2025
- Total assets
- €382,386
- Loss
- -€10,630
- Solvency
- 3.8%
CLIPPER DE VILLE
ActiveSummary
CLIPPER DE VILLE has been active since 2025 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €14,370 and a net result of -€10,630. The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
“L’achat, la vente et la location d’immeuble.” (deed in French)
From the articles, 10 activitiesNo NACE code in the KBO yet1 site
Size
€382,386total assets 2025
- Equity
- €14,370
- Loss
- -€10,630
Turnover not published (micro format)
Structure
Accounts filed 18 days late
Why 65raises riskFounded in 2025Ex-officio strike-off in the KBOlowers riskSize: total assets €382,386No main activity registeredShow the evidence
Checked score
Score 2025
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 16% of its sector peers (no NACE code, micro)
Financial strength
Weak
Solvency
29
equity 3.8% of total assets
Liquidity
4
short-term debt 96.2% · cash 3.3%
Profitability
31
return on assets -2.8%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 2.5%
03-2026: 2.6%▲ +0.1 percentage points vs 02-2026
04-2026: 2.6%● unchanged vs 03-2026
05-2026: 3.2%▲ +0.6 percentage points vs 04-2026
06-2026: 3.2%● unchanged vs 05-2026
07-2026: 6.4%▲ +3.2 percentage points vs 06-2026
08-2026: 6.8%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.9%▼ -5.9 percentage points vs 08-2026
10-2026: 0.9%● unchanged vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.04, below the usual 1.5; short-term debt: 96.2% and cash: 3.3% of total assets), and 96.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 19% on solvency, 7% on liquidity and 21% on profitability.
The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
18 days late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
- Annual accounts filedfinancial year 2025 · micro…
- MiscellaneousRegistered-office move · Director in…
- Address struckevent 16-02-2026
Key points
By topic
Timeline
- Events
- 4
- Since
- 2025
- 13-01-2025Incorporation
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 09-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 26
- Who signs
- Each director alone
- Annual meeting
- First Friday of June at 18:00
- Purpose
- “L’achat, la vente et la location d’immeuble; Tous travaux immobiliers de construction, de…” (deed in French)
- Statutory auditor
- No statutory auditor
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