CLIMMO
ActiveSummary
The computed 12-month bankruptcy probability of CLIMMO is 1.8% (moderate). The 2025 annual accounts show equity of €547,270 and a net result of €59,365. Equity remains stable across the filed fiscal years (±1% per year). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability64▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 12.58 against 6.02 in 2024; short-term debt: 1.6% and cash: 20% of total assets), and 1.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
10.7%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €547,270
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
17 d early
2024
27 d early
2023
18 d early
2022
18 d early
2021
31 d early
2020
22 d early
2019
13 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 21 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€547,270▲ 12.2%
2024 · €487,904
Total assets
€556,123▲ 12.0%
2024 · €496,500
Net result
€59,365▲ 4.2%
2024 · €56,990
Working capital
€102,551▲ 137%
2024 · €43,186
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€70,938▲ 23.2%€75,095▲ 5.9%€80,028▲ 6.6%€83,616▲ 4.5%€87,112▲ 4.2%
Net result€51,613▲ 38.4%€47,425▼ 8.1%€50,234▲ 5.9%€56,990▲ 13.4%€59,365▲ 4.2%
Equity€463,231▼ 11.4%€459,079▼ 0.9%€466,403▲ 1.6%€487,904▲ 4.6%€547,270▲ 12.2%
Total assets€482,728▼ 13.8%€471,717▼ 2.3%€481,454▲ 2.1%€496,500▲ 3.1%€556,123▲ 12.0%
Debt€19,497▼ 47.6%€12,638▼ 35.2%€15,051▲ 19.1%€8,595▼ 42.9%€8,854▲ 3.0%
Working capital€17,477▼ 76.7%€14,361▼ 17.8%€21,685▲ 51.0%€43,186▲ 99.2%€102,551▲ 137%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €556,123
Fixed assets
€444,718 =
Current assets
€111,405 ▲ 115%
Equity and liabilities €556,123
Equity
€547,270 ▲ 12.2%
Debt
€8,854 ▲ 3.0%
Debt's share of the balance-sheet total falls from 1.7% to 1.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
12.58▲
2024 · 6.02
Debt to equity
0.02▼
2024 · 0.02
ROE
10.8%▼
2024 · 11.7%
ROA
10.7%▼
2024 · 11.5%
Debt ≤ 1 year
€8,854▲
2024 · €8,595
Income taxes
€27,704▲
2024 · €26,595
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,778 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
2.6%
stopped otherwise
97%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,778 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,116 | €1,035 | €0 | - | - | - |
| Other operating charges640/8 | - | €16,994 | €18,962 | €19,752 | €20,370 | ▲ 3.1% |
| Gross operating margin9900 | €89,536 | €93,125 | €98,990 | €103,369 | €107,483 | ▲ 4.0% |
| Operating profit (loss)9901 | €70,938 | €75,095 | €80,028 | €83,616 | €87,112 | ▲ 4.2% |
| Financial income75/76B | - | €39 | €27 | €42 | €0 | ▼ 100% |
| Recurring financial income75 | €38 | €39 | €27 | €42 | €0 | ▼ 100% |
| Financial charges65/66B | - | €71 | €73 | €74 | €44 | ▼ 41.0% |
| Recurring financial charges65 | €61 | €71 | €73 | €74 | €44 | ▼ 41.0% |
| Profit (loss) for the period before taxes9903 | €70,915 | €75,063 | €79,982 | €83,585 | €87,069 | ▲ 4.2% |
| Income taxes67/77 | €19,302 | €27,638 | €29,748 | €26,595 | €27,704 | ▲ 4.2% |
| Profit (loss) for the period9904 | €51,613 | €47,425 | €50,234 | €56,990 | €59,365 | ▲ 4.2% |
| Transfer from tax-exempt reserves789 | - | €79,042 | €47,425 | €0 | - | - |
| Profit (loss) for the period to be appropriated9905 | €51,613 | €126,467 | €97,659 | €56,990 | €59,365 | ▲ 4.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €482,728 | €471,717 | €481,454 | €496,500 | €556,123 | ▲ 12.0% |
| Fixed assets21/28 | €445,753 | €444,718 | €444,718 | €444,718 | €444,718 | = |
| Tangible fixed assets22/27 | €445,753 | €444,718 | €444,718 | €444,718 | €444,718 | = |
| Land and buildings22 | - | €444,718 | €444,718 | €444,718 | €444,718 | = |
| Current assets29/58 | €36,975 | €26,999 | €36,736 | €51,781 | €111,405 | ▲ 115% |
| Cash at bank and in hand54/58 | €36,730 | €26,999 | €34,289 | €51,781 | €111,405 | ▲ 115% |
| Deferred charges and accrued income490/1 | - | €0 | €2,447 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €482,728 | €471,717 | €481,454 | €496,500 | €556,123 | ▲ 12.0% |
| Equity10/15 | €463,231 | €459,079 | €466,403 | €487,904 | €547,270 | ▲ 12.2% |
| Contributions10/11 | - | €22,300 | €22,300 | €22,300 | €22,300 | = |
| Reserves13 | €440,931 | €436,779 | €444,103 | €465,604 | €524,970 | ▲ 12.8% |
| Non-distributable reserves130/1 | - | €2,230 | €2,230 | €0 | - | - |
| Reserves not available under the articles1311 | - | €2,230 | €2,230 | €0 | - | - |
| Tax-exempt reserves132 | - | €47,425 | €0 | - | - | - |
| Distributable reserves133 | - | €387,125 | €441,873 | €465,604 | €524,970 | ▲ 12.8% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €19,497 | €12,638 | €15,051 | €8,595 | €8,854 | ▲ 3.0% |
| Amounts payable within one year42/48 | €19,497 | €12,638 | €15,051 | €8,595 | €8,854 | ▲ 3.0% |
| Trade debts44 | €196 | €0 | €303 | €0 | €1,150 | - |
| Suppliers440/4 | - | €0 | €303 | €0 | €1,150 | - |
| Taxes, remuneration and social security45 | - | €12,638 | €14,748 | €8,595 | €7,704 | ▼ 10.4% |
| Taxes450/3 | - | €12,638 | €14,748 | €8,595 | €7,704 | ▼ 10.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €51,613 | €47,425 | €50,234 | €56,990 | €59,365 | ▲ 4.2% |
| + Depreciation and write-downs630 | €2,116 | €1,035 | €0 | - | - | - |
| Operating cash flow (approximation) | €53,729 | €48,461 | €50,234 | €56,990 | €59,365 | ▲ 4.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€9,731 | €7,290 | €17,492 | €59,624 | ▲ 241% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2019net €59,365 ▲4.2%
Operating result €87,112, net result €59,365, both a record.
30-09
Financial
Liquidity doublescurrent ratio 12.58
Current ratio from 6.02 to 12.58.
30-09
Financial
Equity above €500,000Eq €547,270 ▲12.2%
7 profitable years in a row build equity to €547,270.
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity doublescurrent ratio 6.02
Current ratio from 2.44 to 6.02; short-term debt falls from €15,051 to €8,595.
12-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €500,000Eq €522,854 ▲7.7%
2 profitable years in a row build equity to €522,854.
17-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
Ground area
7,028 m²
Building footprint
3,122 m²
Volume, LiDAR
20,388 m³
Parcel 34026A0402/00D002, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLIMMO
since 20192.289.250.775
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34026A0402/00D002 | Flanders | 7,027 m² | 1 · 3,122 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded29-04-2019
Fiscal year end30-09
E-invoicing
Reachable via Peppol
Peppol ID
0208:0726609182
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.