CLIMAT CONCEPT
ActiveCLIMAT CONCEPT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €112k and a net result of €8k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 21% of 3549 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability62▼-18
Solvency44▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 2.1 in 2023; short-term debt: 32.6% and cash: 15.7% of total assets), and 80.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.1%
Return on assets
1.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3549 sector peers (2024).
NBB · sector comparisonPosition among 3549 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
14 d early
2022
28 d late
2021
32 d early
2020
9 d late
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k▼ 83.8%
2023 · €52k
2018: €19k
2019: €6k
2020: €9k
2021: €-2k
2022: €56k
2023: €52k
2018 → 2024
Working capital
€92k▼ 51.3%
2023 · €189k
2018: €47k
2019: €63k
2020: €76k
2021: €90k
2022: €195k
2023: €189k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€53k-€51k▼ 3.9%€99k▲ 93.1%€118k▲ 19.7%€112k▼ 5.4%
Operating result€12k-€12k▲ 2.7%€76k▲ 521%€83k▲ 8.7%€19k▼ 77.2%
Net result€9k-€-2k€56k€52k▼ 5.8%€8k▼ 83.8%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 77% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €586k
Fixed assets
€303k▲ 24.1%
Current assets
€283k▼ 21.6%
Equity and liabilities €586k
Equity
€112k▼ 5.4%
Debt
€474k▼ 2.6%
The debt ratio rises from 80.5% to 80.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€50k▼
2023 · €110k
Cash flow
€40k▼
2023 · €80k
Solvency
19.1%▼
2023 · 19.5%
Current ratio
1.48▼
2023 · 2.10
Quick ratio
1.28▼
2023 · 1.87
Debt / equity
4.24▲
2023 · 4.12
ROE
7.6%▼
2023 · 44.3%
ROA
1.4%▼
2023 · 8.6%
Interest coverage
4.97▼
2023 · 9.61
Debt
€474k▼
2023 · €487k
Debt ≤ 1 year
€191k▲
2023 · €172k
Debt > 1 year
€279k▼
2023 · €311k
Income taxes
€997▼
2023 · €19k
Staff costs
€121k▲
2023 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€605k€586k▼
Fixed assets21/28€244k€303k▲
Tangible fixed assets22/27€244k€303k▲
Land and buildings22€231k€292k▲
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€10k€8k▼
Other tangible fixed assets26-€456
Financial fixed assets28€50€50=
Current assets29/58€361k€283k▼
Stocks and contracts in progress3€40k€39k▼
Stocks30/36€40k€39k▼
Amounts receivable within one year40/41€38k€55k▲
Trade receivables40€26k€40k▲
Other amounts receivable41€12k€15k▲
Current investments50/53€158k€91k▼
Cash at bank and in hand54/58€121k€92k▼
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€605k€586k▼
Equity10/15€118k€112k▼
Contributions10/11€18k€18k=
Reserves13€100k€94k▼
Distributable reserves133€100k€94k▼
Amounts payable17/49€487k€474k▼
Amounts payable after more than one year17€311k€279k▼
Financial debts170/4€311k€279k▼
Amounts payable within one year42/48€172k€191k▲
Current portion of amounts payable after more than one year42€68k€64k▼
Trade debts44€75k€80k▲
Suppliers440/4€75k€80k▲
Advances received on contracts in progress46-€26k
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€9k€9k▲
Other amounts payable47/48€16k€7k▼
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20232024
Non-recurring operating income76A€10k€4k▼
Remuneration, social security and pensions62€102k€121k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€31k▲
Other operating charges640/8€9k€8k▼
Non-recurring operating charges66A€1k€864▼
Gross operating margin9900€222k€180k▼
Operating profit (loss)9901€83k€19k▼
Financial income75/76B€582€2k▲
Recurring financial income75€582€2k▲
Financial charges65/66B€12k€11k▼
Recurring financial charges65€11k€10k▼
Non-recurring financial charges66B€849€1k▲
Profit (loss) for the period before taxes9903€71k€9k▼
Income taxes67/77€19k€997▼
Profit (loss) for the period9904€52k€8k▼
Profit (loss) for the period to be appropriated9905€52k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€8k▼
Transfer from equity791/2€10k€15k▲
Transfer to equity691/2€29k€8k▼
To other reserves6921€29k€8k▼
Profit to be distributed694/7€33k€15k▼
Return on contributions (dividend)694€33k€15k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €100kEq €118k ▲19.7%
2 profitable years in a row build equity to €118k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
31-12
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-2k ▼124%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sentier des Bourdons(PAU) 257100 La LouvièreGround area
478 m²
Building footprint
53 m²
Volume, LiDAR
583 m³
2 parcels, Wallonia · tallest building 12.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CLIMAT CONCEPT
since 20102.194.149.205
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56057A0836/00R004 | Wallonia | 425 m² | 1 · 53 m² | 12.1 m · 4 fl. |
| 55015B0064/02N000 | Wallonia | 53 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EMILE MORTEHAN
BE 0534.508.996
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MANUTHERM
BE 0462.502.433
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BEMS PROFESSIONAL SOLUTIONS
BE 0643.895.502
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SOLAR GROUP
BE 0707.812.463
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DEER ENERGY
BE 1005.342.345
Courcelles · Eq €112k
Of 9,531 companies in sector 43222 we hold annual accounts for 5,661. 4,937 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2010
Fiscal year end31-12
Activities, NACEBEL
33200Installation of industrial machinery and equipment
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.