CLIMA CONSTRUCT
ActiveSummary
CLIMA CONSTRUCT has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €220,642 and a net result of -€130,426. Equity has been growing by about 5.2% per year since 2018. Its solvency ranks better than 36% of 6,167 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 11-12-1987 Normal situation
- Activity
- Wholesale trade NACE 46839and 3 others
- Joint committees
- 111 Paritair Comité voor de metaal-, machine- en elektrische bouw
- 209 Paritair Comité voor de bedienden der metaalfabrikatennijverheid · annual accounts 2022
- Establishment unit
- 2.032.391.312 2160 Wommelgem, since 04-01-1988
- Financial year end
- 31 December
- Peppol
- Reachable since 03-07-2025
Board and ownership
- Anne SandersDirector · until 2025
- Dirk DriesenDirector · until 2025
- Driesen DrikDirector · last mentioned in 2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.9%
- Gross margin
- €326,641
- ▼ 29.3%
- Turnover
- ≈ €1.7m
- estimated
- Loss
- €130,426
- Equity
- €220,642
- ▼ 37.2%
- Total assets
- €686,530
- ▼ 11.6%
- Employees on 31-12-2025
- 6
- ▼ 14.3%
- 2025 accounts filed 28 days after the deadline
Score breakdownraises riskLoss of €130,426 (financial year 2025)Size: 6 FTE, total assets €686,530lowers riskFounded in 1987Figures for financial year 2025 (filed on 28-08-2026)Show the evidence
Checked score
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 42% of them on solvency, 36% on liquidity, 6% on profitability and 13% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, full format
2025 annual accounts filed 28 days after the deadline Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00444650.
Annual accounts 2025 filed on 28-08-2026 at the NBB all 38 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a loss of €115,434, after a profit of €12,861 in 2024. It is the lowest result since 2021.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 7 | 7 | 7 | 7 | 6 |
| full-time | 5 | 5 | 5 | 5 | 4 |
| part-time | 2 | 2 | 2 | 2 | 2 |
| in full-time equivalents | 6.4 | 6.4 | 6.4 | 6.4 | 5.4 |
| Average over the year, in full-time equivalents | 7.1 | 6.4 | 6.5 | 6.5 | 6 |
| On a permanent contract | 7 | 7 | 7 | 7 | 6 |
| Joined | 0 | - | - | - | 0 |
| Left | 2 | - | - | - | 1 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | €11,886 | €12,415 |
| Financial fixed assets | - | - | - | - | €200 |
| Depreciation and write-downs of the year | - | - | - | €2,249 | €4,798 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2024 to 2025 · 2 entries · €4,500 awarded · €4,500 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €0 | €4,500 |
| 2024 | 1 | €4,500 | €0 |
Comparable companies
These companies have the same main activity as CLIMA CONSTRUCT: wholesale trade (NACE 46839). They are comparable in size and age: total assets between €532,000 and €1.2m, founded between 1978 and 2006.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| CLIMA CONSTRUCT Wommelgem | 1987 | €0.7m | €0.2m | €0.3m | -€0.1m | 6 | 2025 |
| VANDEKERCKHOVE - DE SMAELE Zottegem | 1983 | €0.9m | €0.5m | €0.5m | €0.01m | 7.2 | 2025 |
| Mondian Zonhoven | 1993 | €0.9m | €0.4m | €0.3m | €0.002m | 3.5 | 2025 |
| QUICKLY INTERNATIONAL Grâce-Hollogne | 1990 | €0.9m | €0.3m | €0.1m | -€0.1m | 3.8 | 2025 |
| WERFIX Mechelen | 2006 | €0.5m | €0.3m | €0.4m | €0.01m | 5 | 2025 |
| STACO BELGIUM Temse | 1992 | €1.1m | €0.3m | €0.9m | €0.1m | 7.6 | 2025 |
| Erich MEYER - GILLESSEN Sankt Vith | 1978 | €1.2m | €0.9m | €0.8m | €0.2m | 8.7 | 2025 |
They were chosen from the 256 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 5,831 companies had the same profile as CLIMA CONSTRUCT has now. Two years later, 1.7% had gone bankrupt and 84.6% were still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CLIMA CONSTRUCT itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for CLIMA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €2,098 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €400,976 | €386,488 | €443,373 | €444,631 | €430,675 | ▼ 3.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36,054 | €21,314 | €12,043 | - | - | - | €2,249 | €4,798 | ▲ 113% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €54,260 | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €2,633 | €1,757 | €1,899 | €2,470 | €2,368 | ▼ 4.1% |
| Non-recurring operating charges66A | - | - | - | €22,935 | - | - | - | €4,235 | - |
| Gross operating margin9900 | €488,281 | €528,752 | €453,616 | €429,559 | €422,195 | €611,577 | €462,211 | €326,641 | ▼ 29.3% |
| Operating profit (loss)9901 | -€353,253 | €11,559 | €57,958 | -€51,244 | €33,949 | €166,306 | €12,861 | -€115,434 | - |
| Financial income75/76B | - | - | - | €649 | €339 | €132 | €1,552 | €388 | ▼ 75.0% |
| Recurring financial income75 | €5,714 | €7,975 | €997 | €649 | €339 | €132 | €1,552 | €388 | ▼ 75.0% |
| Financial charges65/66B | - | - | - | €10,214 | €10,313 | €11,032 | €12,064 | €15,215 | ▲ 26.1% |
| Recurring financial charges65 | €14,022 | €17,368 | €12,530 | €10,214 | €10,313 | €11,032 | €12,064 | €15,215 | ▲ 26.1% |
| Profit (loss) for the period before taxes9903 | -€361,561 | €2,165 | €46,425 | -€60,809 | €23,975 | €155,407 | €2,349 | -€130,261 | - |
| Income taxes67/77 | €447 | €252 | €232 | €145 | €4 | €150 | €309 | €165 | ▼ 46.7% |
| Profit (loss) for the period9904 | -€362,008 | €1,913 | €46,193 | -€60,954 | €23,971 | €155,257 | €2,039 | -€130,426 | - |
| Profit (loss) for the period to be appropriated9905 | -€362,008 | €1,913 | €46,193 | -€60,954 | €23,971 | €155,257 | €2,039 | -€130,426 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.0m | €0.8m | €0.9m | €0.8m | €0.7m | €0.7m | €0.8m | €0.7m | ▼ 11.6% |
| Fixed assets21/28 | €0.05m | €0.03m | €0.01m | €235 | €235 | €235 | €0.01m | €0.02m | ▲ 79.2% |
| Tangible fixed assets22/27 | €0.05m | €0.03m | €0.01m | - | - | - | €0.01m | €0.02m | ▲ 79.0% |
| Plant, machinery and equipment23 | - | - | - | - | - | - | €0.003m | €0.006m | ▲ 91.7% |
| Furniture and vehicles24 | - | - | - | - | - | - | €0.002m | €0.008m | ▲ 237% |
| Other tangible fixed assets26 | - | - | - | - | - | - | €0.004m | €0.003m | ▼ 23.1% |
| Financial fixed assets28 | €235 | €235 | €235 | €235 | €235 | €235 | €235 | €435 | ▲ 85.1% |
| Current assets29/58 | €1.0m | €0.7m | €0.9m | €0.8m | €0.7m | €0.7m | €0.8m | €0.7m | ▼ 12.7% |
| Stocks and contracts in progress3 | €0.3m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | €0.5m | €0.4m | ▼ 17.7% |
| Stocks30/36 | - | - | - | €0.4m | €0.4m | €0.4m | €0.5m | €0.4m | ▼ 17.7% |
| Contracts in progress37 | - | - | - | - | - | - | €0.008m | €0.007m | ▼ 14.5% |
| Amounts receivable within one year40/41 | €0.4m | €0.3m | €0.3m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 8.6% |
| Trade receivables40 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 6.8% |
| Other amounts receivable41 | - | - | - | €0.02m | €0.004m | €0.03m | €0.04m | €0.003m | ▼ 92.6% |
| Cash at bank and in hand54/58 | €0.3m | €0.1m | €0.2m | €0.2m | €0.1m | €0.07m | €0.02m | €0.04m | ▲ 49.0% |
| Deferred charges and accrued income490/1 | - | - | - | €0.003m | €0.007m | €0.003m | €0.003m | €0.003m | ▲ 1.7% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.0m | €0.8m | €0.9m | €0.8m | €0.7m | €0.7m | €0.8m | €0.7m | ▼ 11.6% |
| Equity10/15 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.3m | €0.4m | €0.2m | ▼ 37.2% |
| Contributions10/11 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Capital10 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Issued capital100 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Reserves13 | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | €0.05m | ▼ 23.3% |
| Non-distributable reserves130/1 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Legal reserve130 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Distributable reserves133 | - | - | - | €0.04m | €0.04m | €0.04m | €0.04m | €0.03m | ▼ 32.6% |
| Profit (loss) carried forward14 | -€0.05m | -€0.05m | -€0.004m | -€0.07m | -€0.04m | €0.1m | €0.1m | - | - |
| Amounts payable17/49 | €0.9m | €0.6m | €0.7m | €0.7m | €0.5m | €0.4m | €0.4m | €0.5m | ▲ 9.6% |
| Amounts payable after more than one year17 | €0.005m | - | €0.08m | €0.05m | €0.02m | - | - | €0.2m | - |
| Financial debts170/4 | - | - | - | €0.05m | €0.02m | - | - | €0.2m | - |
| Amounts payable within one year42/48 | €0.8m | €0.6m | €0.6m | €0.6m | €0.5m | €0.4m | €0.4m | €0.3m | ▼ 37.6% |
| Financial debts43 | - | - | - | €0.03m | €0.008m | €0.03m | €0.005m | - | - |
| Credit institutions430/8 | - | - | - | €0.03m | €0.008m | €0.03m | €0.005m | - | - |
| Trade debts44 | €0.4m | €0.3m | €0.2m | €0.3m | €0.3m | €0.3m | €0.4m | €0.2m | ▼ 41.5% |
| Suppliers440/4 | - | - | - | €0.3m | €0.3m | €0.3m | €0.4m | €0.2m | ▼ 41.5% |
| Advances received on contracts in progress46 | - | - | - | €0.3m | €0.2m | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €0.05m | €0.06m | €0.06m | €0.05m | €0.04m | ▼ 21.9% |
| Taxes450/3 | - | - | - | €0.02m | €0.03m | €0.02m | €0.01m | €0.008m | ▼ 28.6% |
| Remuneration and social security454/9 | - | - | - | €0.03m | €0.03m | €0.04m | €0.04m | €0.03m | ▼ 19.9% |
| Other amounts payable47/48 | - | - | - | €0.02m | €0.02m | €0.01m | €0.002m | €0.01m | ▲ 406% |
| Accrued charges and deferred income492/3 | - | - | - | €0.004m | €0.004m | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€362,008 | €1,913 | €46,193 | -€60,954 | €23,971 | €155,257 | €2,039 | -€130,426 | - |
| + Depreciation and write-downs630 | €36,054 | €21,314 | €12,043 | - | - | - | €2,249 | €4,798 | ▲ 113% |
| Operating cash flow (approximation) | -€325,954 | €23,227 | €58,236 | -€60,954 | €23,971 | €155,257 | €4,288 | -€125,629 | - |
| Investment in fixed assets (approximation) | - | €0 | €3,167 | €11,800 | €0 | €0 | -€11,886 | -€12,615 | ▼ 6.1% |
| Change in cash | - | -€171,561 | €92,885 | €14,039 | -€88,977 | -€59,849 | -€48,166 | €11,820 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 38 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | full format | 28-08-2026 | 2026-00444650 | NBB |
| 31-12-2024 | abbreviated format | 12-07-2025 | 2025-00272589 | |
| 31-12-2023 | abbreviated format | 26-07-2024 | 2024-00298050 | |
| 31-12-2022 | abbreviated format | 21-06-2023 | 2023-00153401 | |
| 31-12-2021 | abbreviated format | 30-06-2022 | 2022-20142090 | |
| 31-12-2020 | abbreviated format | 09-07-2021 | 2021-33900396 | |
| 31-12-2019 | abbreviated format | 30-06-2020 | 2020-23600342 | |
| 31-12-2018 | abbreviated format | 19-07-2019 | 2019-34700596 | |
| 31-12-2017 | abbreviated format | 12-07-2018 | 2018-32500062 | |
| 31-12-2016 | abbreviated format | 08-08-2017 | 2017-41700270 |
Board & ownership
Directors
Full text
ARTIKEL 18 Onverminderd de algemene vertegenwoordigingsbevoegdheid van de raad van bestuur als college, wordt de vennootschap ten aanzien van derden rechtsgeldig verbonden door door een gedelegeerd bestuurder. Binnen het kader van het dagelijks bestuur, is de vennootschap tevens geldig vertegenwoordigd door de aangestelde(n) tot dit bestuur. Zij moeten tegenover derden geen bewijs leveren van hun machten.
Owners and capital
Capital transactions
- 04-01-2024 Capital stated in the deed · €173,900 · 250 shares
Mandate history
- Board
- Day-to-day management
- began earlier
- end not dated
| Name | Functions and periods |
|---|---|
| Dirk Driesen |
|
| Anne Sanders |
|
| Driesen Drik |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “3, dag gewone algemene vergadering na vaststelling meer dan twee aandeelhouders”“Sluiting jaarvergadering, te allen tijde met gewone meerderheid”“Raad van bestuur kiest uit leden, oudste in jaren aanwezige bestuurder”“Kosteloos, andersluidende beslissing algemene vergadering met gewone meerderheid”“Enige bestuurder indien algemene vergadering slechts één bestuurder benoemt, Bepalingen van toepassing indien een enige bestuurder wordt…”“Geheel van bestuursbevoegdheden met mogelijkheid deel te delegeren, aan één of meer aangestelden,enige bestuurder bepaalt alleen of…”
Articles of association, deed of 04-01-2024 (in Dutch)
Network & group
Companies at the same address
1 other companyConnections & network
See the function holders in the KBO register.
Timeline
Acts, filings and financial milestones
23-01
Gazette deed
Appointment: Driesen Drik (director)2 points ▸
- General meeting, 18-12-2024
- Director appointment, Driesen Drik (director)
04-01
Gazette deed
Resignations: Dirk Driesen (director) and Anne Sanders (director)Appointments: Dirk Driesen (director) and Anne Sanders (director) · Amendment of the articles · Name clause17 points ▸
- General meeting, 19-12-2023
- Amendment of the articles, mentioned 2 times in the deed
- Other provision, “wijziging regeling bestuur en vertegenwoordiging, artikelen 9 tot en met 25” (deed in Dutch)
- Other provision, “invoering schriftelijke en elektronische algemene vergadering, artikel 32” (deed in Dutch)
- Name clause, CLIMA CONSTRUCT
- Capital, €173,900
- Director resignation, Dirk Driesen (director)
- Director resignation, Anne Sanders (director)
- Director discharge, Dirk Driesen
- Director discharge, Anne Sanders
- Board rule, “raad van bestuur, eenparigheid van stemmen” (deed in Dutch)
- Director appointment, Dirk Driesen (director)
- The act holds 5 more points.
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
5 activities
- Onderneming voor de fabricage,levering en plaatsing van geluids-,warmte en andere isolering;koeltechniek,koelinrichtingen,luchtregeling,ventilatie,luchtconditionering;alarm- en beveiligingssystemen;centrale verwarming,verwarmingstoestellen alsmede de bijkomende toestellen;sanitair,lood-,zink-,koper- en bronswerk;bliksemafleiders.
- Onderneming voor het leggen van kabels,diverse leidingen,pijpleidingen en kanalisaties.
- Onderneming voor het oprichten van metaalconstructies en metalenkunstwerken;het waterdicht maken van gebouwen en constructies met teer en asfalt;bescherming en decoratie van metalen;installeren en onderhouden van servicestations;algemene mechaniek en metaalverwerkende nijverheid,smederij,metalen schrijnwerk,ketelwerk,artikelen van plaatijzer,metalen meubelen.
- Bureau voor nijverheidsstudiën,computerprogrammatie;expertiesie-,analyse-,proef- en controle opdrachten en laboratorium.
- De handel in alle voormelde producten.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0432.775.891
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11052A0326/00X000 | Flanders | 4,949 m² | 1 · 2,289 m² | 13.6 m · 2 |