CLIMA CO
ActiveThe computed 12-month bankruptcy probability of CLIMA CO is 4.3% (elevated). The 2025 annual accounts show equity of €8k and a net result of €6k. Equity is growing by ~32.6% per year across the filed fiscal years. Its solvency ranks better than 17% of 27711 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+75
Solvency40▲+8
Growth78▲+46
Track record82
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.1 against 0.9 in 2024; short-term debt: 85.4% and cash: 11.9% of total assets), and 85.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
5 d late
2024
63 d late
2023
58 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€134k
EBIT margin
-1.8%
Net result
€6k
2024 · €-3k
2023: €5k
2024: €-3k
2023 → 2025
Working capital
€5k
2024 · €-2k
2023: €5k
2024: €-2k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€134k
Equity€5k-€2k▼ 61.4%€8k▲ 328%
Operating result€6k-€-2k€9k
Net result€5k-€-3k€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €2k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€3k▼ 24.6%
Current assets
€52k▲ 123%
Equity and liabilities €55k
Equity
€8k▲ 328%
Debt
€47k▲ 83.2%
The debt ratio falls from 93.2% to 85.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▲
2024 · €-2k
Cash flow
€7k▲
2024 · €-3k
Solvency
14.6%▲
2024 · 6.8%
Current ratio
1.10▲
2024 · 0.90
Quick ratio
1.10▲
2024 · 0.90
Debt / equity
5.83▼
2024 · 13.62
ROE
76.6%▲
2024 · -158.9%
ROA
11.2%▲
2024 · -10.9%
Interest coverage
64.32▲
2024 · -117.08
Debt
€47k▲
2024 · €26k
Debt ≤ 1 year
€47k▲
2024 · €26k
Income taxes
€3k▲
2024 · €614
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€27k€55k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€23k€52k▲
Amounts receivable within one year40/41€19k€45k▲
Trade receivables40€4k€26k▲
Other amounts receivable41€15k€19k▲
Cash at bank and in hand54/58€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€27k€55k▲
Equity10/15€2k€8k▲
Profit (loss) carried forward14€2k€8k▲
Amounts payable17/49€26k€47k▲
Amounts payable within one year42/48€26k€47k▲
Trade debts44€23k€43k▲
Suppliers440/4€23k€43k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Income statement
Code20242025
Turnover70€134k-
Goods, raw materials, services and sundry goods60/61€135k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€379€1k▲
Other operating charges640/8€1k€592▼
Gross operating margin9900€-985€11k▲
Operating profit (loss)9901€-2k€9k▲
Financial income75/76B€64-
Recurring financial income75€1-
Non-recurring financial income76B€63-
Financial charges65/66B€17€161▲
Recurring financial charges65€17€161▲
Profit (loss) for the period before taxes9903€-2k€9k▲
Income taxes67/77€614€3k▲
Profit (loss) for the period9904€-3k€6k▲
Profit (loss) for the period to be appropriated9905€-3k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€8k▲
Profit (loss) brought forward from the previous period14P€5k€2k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
02-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 63 days late
2024
31-12
Financial
Weakest financial yearnet €-3k ▼161%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Delaunoystraat 1131080 Sint-Jans-MolenbeekGround area
59 m²
Building footprint
59 m²
Volume, LiDAR
841 m³
Parcel 21523B0773/00M005, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CLIMA CO
since 20232.363.003.142
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0773/00M005 | Brussels | 59 m² | 1 · 59 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BOCKSTAL & CO
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 2,199 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2023
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
28250Manufacture of machinery and equipment not elsewhere classified
43221Plumbing work
45112
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:limamky@gmail.com