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Clifa

Active
Private limited companyfounded 1985active for 41 yearsFosselstraat 98A, 1790 Affligem, BelgiumKBO/BCE: BE 0427.032.107
Summary

Clifa has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€1,009) and a net result of €12,097. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 194 sector peers (NACE 56, financial year 2026). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow ReportCompare
ClifaActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
Cafés and bars
NACE 56301
3rd oldest company in Affligem, Accommodation and food service sector1 site
Size
€44,615total assets 2026
Equity
-€1,009
Profit
€12,097
Turnover not published (micro format)
Financial health
56 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
0.6%
Structure
2026 accounts 124 days early1 of 2 deeds summarised
Why 56raises riskCapped at 59: negative equitySector: Food and beverage service activities (NACE 56)Negative equity -€1,009lowers riskSize: total assets €44,615Founded in 1985Show the evidence

Checked score

Score 2026
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 64% of its sector peers (NACE 56, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Average
Solvency 23+23
equity -2.3% of total assets
Liquidity 50=
short-term debt 95.7% · cash 75.8%
Profitability 100=
return on assets 27.1%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,756 companies, NACE 56, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.9%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.7%▼ -0.2 percentage points vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.6%▼ -0.1 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.7%▲ +0.1 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.6%▼ -0.1 percentage points vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.94, compared with 0.64 in 2025, below 1; short-term debt: 95.7% and cash: 75.8% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 25% on solvency, 49% on liquidity, 93% on profitability and 88% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Negative equity -€1,009
NBB · annual accounts
lowers risk · Size: total assets €44,615
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1985
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 194 sector peers (2026).
NBB · sector comparison
Position among 194 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 29-09-2026, 124 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
124 days early
2025
2 days early
2024
11 days early
2023
13 days late
2022
on the day
2021
6 days early
2020
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 29 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today30-06-2027 year end31-01-2028 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Luc Scheirlinckx (director)Appointment: Jonatan De Roock (director)…
  2. Annual accounts filedfinancial year 2026 · micro…
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Risk: Negative equityfinancial year 2026: debts exceed assets -€1,009 View
  • Positive: 3rd oldest company in Affligem, Accommodation and food service sectorin the Checked rankings No. 3 View
  • Caution: Board changedlatest change 23-09-2026 · 1 in office 1 joined · 1 left View
  • Positive: 5 profitable years in a rowprofit 2026: €12,097 5 years View

By topic

Financials

Financial year
2026
Total assets
€44,615
Profit
€12,097
Solvency
-2.3%
Total assets▲ 25.4%
Net result
20192026
Go to Financials

Timeline

Events
45
Since
1987
Next accounts
by 31-01-2028
  1. 30-06-2025Highest result from 2019 to 2026
  2. 20-01-2025Annual accounts filed
  3. 13-02-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
23-01-1985
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Clifa

What is the company number of Clifa?
0427.032.107. In Belgium the VAT number is the company number with BE in front: BE 0427.032.107.
Where is Clifa based?
The registered office is at Fosselstraat 98A, 1790 Affligem.Company details
What does Clifa do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of Clifa?
Private limited company (BV).
When was Clifa founded?
On 23-01-1985.
Is Clifa still active?
Yes, Clifa is an active enterprise in the KBO register.
How many employees does Clifa have?
On average 1.1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of Clifa?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Clifa profitable?
In financial year 2026, Clifa made a profit of €12,097.
Where can I find the annual accounts of Clifa?
Clifa filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of Clifa due?
By 31-01-2028, for financial year 2027.Timeline

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