CLIC AFER
ActiveSummary
CLIC AFER has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€6,295) and a net result of -€6,815. Equity is shrinking by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-27
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
192021232425
2019 to 2025 · latest year -€6,295
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
86 d late
2023
452 d late
2021
112 d late
2020
11 d late
2019
35 d late
2018
127 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 118 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
Go further with this company
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
In the rankings
#7 oldest company in Hamoir
Equity
-€6,295
2024 · €520
Total assets
€4,601▼ 80.1%
2024 · €23,077
Net result
-€6,815▲ 35.7%
2024 · -€10,606
Working capital
-€6,746▼ 531%
2024 · -€1,068
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202320242025
Operating result€5,532▼ 37.3%€22,784▲ 312%-€8,836--€8,486▲ 4.0%-€3,472▲ 59.1%
Net result€2,872▼ 53.8%€18,267▲ 536%-€9,355--€10,606▼ 13.4%-€6,815▲ 35.7%
Equity€15,194▲ 1.8%€20,461▲ 34.7%€11,126-€520▼ 95.3%-€6,295
Total assets€74,424▲ 12.2%€69,066▼ 7.2%€39,593-€23,077▼ 41.7%€4,601▼ 80.1%
Debt€59,229▲ 15.2%€48,605▼ 17.9%€28,467-€22,556▼ 20.8%€10,896▼ 51.7%
Working capital-€8,243▲ 41.3%-€80▲ 99.0%€6,025--€1,068-€6,746▼ 531%
Staff (FTE)0.6=1-1=1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,472 in 2025 against €8,486 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4,601
Fixed assets
€451 ▼ 71.6%
Current assets
€4,150 ▼ 80.7%
Key figures and ratios
EBITDA
-€2,334▲
2024 · -€4,955
Cash flow
-€5,678▲
2024 · -€7,076
Interest coverage
-0.70▲
2024 · -2.34
Debt ≤ 1 year
€10,896▼
2024 · €22,556
Staff costs
€14,943▼
2024 · €15,711
Ratios withheld: a balance sheet total of €4,601 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.9%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2,500 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €21,119 | €24,437 | €15,711 | €14,943 | ▼ 4.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,014 | €12,814 | €14,230 | €3,530 | €1,138 | ▼ 67.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €6,000 | - |
| Other operating charges640/8 | - | €402 | €348 | €384 | €1,184 | ▲ 208% |
| Non-recurring operating charges66A | - | - | - | €395 | - | - |
| Gross operating margin9900 | €38,048 | €57,119 | €30,180 | €11,534 | €19,793 | ▲ 71.6% |
| Operating profit (loss)9901 | €5,532 | €22,784 | -€8,836 | -€8,486 | -€3,472 | ▲ 59.1% |
| Financial income75/76B | - | - | - | €0 | - | - |
| Recurring financial income75 | €1 | - | - | €0 | - | - |
| Financial charges65/66B | - | €1,354 | €321 | €2,121 | €3,344 | ▲ 57.7% |
| Recurring financial charges65 | €1,162 | €1,354 | €321 | €2,121 | €3,344 | ▲ 57.7% |
| Profit (loss) for the period before taxes9903 | €4,371 | €21,430 | -€9,156 | -€10,606 | -€6,815 | ▲ 35.7% |
| Income taxes67/77 | €1,500 | €3,163 | €199 | - | - | - |
| Profit (loss) for the period9904 | €2,872 | €18,267 | -€9,355 | -€10,606 | -€6,815 | ▲ 35.7% |
| Profit (loss) for the period to be appropriated9905 | €2,872 | €18,267 | -€9,355 | -€10,606 | -€6,815 | ▲ 35.7% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €74,424 | €69,066 | €39,593 | €23,077 | €4,601 | ▼ 80.1% |
| Fixed assets21/28 | €35,072 | €24,405 | €5,101 | €1,589 | €451 | ▼ 71.6% |
| Tangible fixed assets22/27 | €35,047 | €24,380 | €5,101 | €1,589 | €451 | ▼ 71.6% |
| Furniture and vehicles24 | - | €2,153 | €3,922 | €962 | €138 | ▼ 85.7% |
| Other tangible fixed assets26 | - | €22,227 | €1,179 | €626 | €313 | ▼ 50.0% |
| Financial fixed assets28 | €25 | €25 | - | - | - | - |
| Current assets29/58 | €39,352 | €44,661 | €34,492 | €21,488 | €4,150 | ▼ 80.7% |
| Amounts receivable within one year40/41 | €18,917 | €23,143 | €30,047 | €20,855 | €1,146 | ▼ 94.5% |
| Trade receivables40 | - | €23,143 | €30,047 | €20,855 | €1,146 | ▼ 94.5% |
| Cash at bank and in hand54/58 | €19,796 | €21,272 | €4,445 | €633 | €2,492 | ▲ 294% |
| Deferred charges and accrued income490/1 | - | €246 | - | - | €513 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €74,424 | €69,066 | €39,593 | €23,077 | €4,601 | ▼ 80.1% |
| Equity10/15 | €15,194 | €20,461 | €11,126 | €520 | -€6,295 | ▼ 1,310% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Issued capital100 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Legal reserve130 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | -€5,257 | €10 | -€9,325 | -€19,931 | -€26,746 | ▼ 34.2% |
| Amounts payable17/49 | €59,229 | €48,605 | €28,467 | €22,556 | €10,896 | ▼ 51.7% |
| Amounts payable after more than one year17 | €10,488 | €3,864 | - | - | - | - |
| Other amounts payable178/9 | - | €3,864 | - | - | - | - |
| Amounts payable within one year42/48 | €47,595 | €44,741 | €28,467 | €22,556 | €10,896 | ▼ 51.7% |
| Current portion of amounts payable after more than one year42 | - | €6,624 | - | - | - | - |
| Trade debts44 | €14,220 | €6,994 | €3,088 | €140 | €1,323 | ▲ 844% |
| Suppliers440/4 | - | €6,994 | €3,088 | €140 | €1,323 | ▲ 844% |
| Taxes, remuneration and social security45 | - | €10,433 | €7,332 | €3,484 | €2,581 | ▼ 25.9% |
| Taxes450/3 | - | €8,469 | €5,268 | €2,538 | €1,553 | ▼ 38.8% |
| Remuneration and social security454/9 | - | €1,964 | €2,065 | €946 | €1,028 | ▲ 8.7% |
| Other amounts payable47/48 | - | €20,690 | €18,046 | €18,933 | €6,992 | ▼ 63.1% |
| Line | 2020 | 2021 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,872 | €18,267 | -€9,355 | -€10,606 | -€6,815 | ▲ 35.7% |
| + Depreciation and write-downs630 | €14,014 | €12,814 | €14,230 | €3,530 | €1,138 | ▼ 67.8% |
| Operating cash flow (approximation) | €16,885 | €31,080 | €4,876 | -€7,076 | -€5,678 | ▲ 19.8% |
| Investment in fixed assets (approximation) | - | -€2,147 | - | -€18 | €0 | ▲ 100% |
| Change in cash | - | €1,476 | - | -€3,812 | €1,859 | ▲ 149% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
27-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 86 days late
27-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 452 days late
2024
30-06
Financial
Weakest financial yearnet -€10,606
Net result drops to -€10,606, the lowest in the series; recovery starts the following year.
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 112 days late
2021
30-06
Financial
Highest result since 2019net €18,267 ▲536%
Operating result €22,784, net result €18,267, both a record.
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
06-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 127 days late
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 111 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 164 days late
2016
26-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 116 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamoir · 1 establishment unit since 1991
Ground area
1,015 m²
Building footprint
346 m²
Volume, LiDAR
2,426 m³
2 parcels, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Rue du Pont 25 C, 4180 Hamoir
since 19912.052.103.591
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61024B0536/00A002 | Wallonia | 893 m² | 1 · 122 m² | 6.9 m · 2 fl. |
| 61024A0072/00T002 | Wallonia | 122 m² | 1 · 224 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 333 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded14-02-1991
Fiscal year end30-06
Abbreviation FR
CLIC
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail
clic@afer.be
Phone
086 43 37 53
Fax
086 43 37 53
Phone
04 290 71 02Hamoir
E-invoicing
Reachable via Peppol
Peppol ID
0208:0443575159
Also
9925:BE0443575159
Registered
29-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.