CLEYT
ActiveCLEYT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €148k and a net result of €1k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 95% of 26046 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability20▼-50
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 23.68 against 6.68 in 2023; short-term debt: 4.2% and cash: 5.2% of total assets), and 4.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
51 d early
2023
22 d early
2022
111 d early
2021
41 d early
2020
30 d late
2019
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€148k▲ 0.7%
2023 · €147k
2018: €636k
2019: €103k
2020: €147k
2021: €114k
2022: €145k
2023: €147k
2018 → 2024
Total assets
€154k▼ 10.4%
2023 · €172k
2018: €643k
2019: €756k
2020: €190k
2021: €120k
2022: €166k
2023: €172k
2018 → 2024
Net result
€1k▼ 6.7%
2023 · €1k
2018: €163k
2019: €67k
2020: €44k
2021: €-32k
2022: €31k
2023: €1k
2018 → 2024
Working capital
€146k▲ 0.8%
2023 · €145k
2018: €621k
2019: €95k
2020: €138k
2021: €108k
2022: €144k
2023: €145k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€147k-€114k▼ 22.1%€145k▲ 27.1%€147k▲ 0.8%€148k▲ 0.7%
Operating result€63k-€-30k€34k€2k▼ 93.1%€-2k
Net result€44k-€-32k€31k€1k▼ 96.2%€1k▼ 6.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2k after €2k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €154k
Fixed assets
€2k=
Current assets
€152k▼ 10.5%
Equity and liabilities €154k
Equity
€148k▲ 0.7%
Debt
€6k▼ 74.8%
The debt ratio falls from 14.8% to 4.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-2k▼
2023 · €2k
Cash flow
€1k▼
2023 · €1k
Solvency
95.8%▲
2023 · 85.2%
Current ratio
23.68▲
2023 · 6.68
Quick ratio
23.68▲
2023 · 6.68
Debt / equity
0.04▼
2023 · 0.17
ROE
0.7%▼
2023 · 0.8%
ROA
0.7%▲
2023 · 0.7%
Interest coverage
-22.61▼
2023 · 52.27
Debt
€6k▼
2023 · €25k
Debt ≤ 1 year
€6k▼
2023 · €25k
Income taxes
€1k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€172k€154k▼
Fixed assets21/28€2k€2k=
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€2k€2k=
Current assets29/58€170k€152k▼
Amounts receivable within one year40/41€35k€140k▲
Trade receivables40€34k€10k▼
Other amounts receivable41€831€130k▲
Cash at bank and in hand54/58€136k€8k▼
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€172k€154k▼
Equity10/15€147k€148k▲
Contributions10/11€82k€82k=
Capital10€82k€82k=
Issued capital100€82k€82k=
Reserves13€63k€63k=
Non-distributable reserves130/1€63k€63k=
Legal reserve130€63k€63k=
Profit (loss) carried forward14€1k€2k▲
Amounts payable17/49€25k€6k▼
Amounts payable within one year42/48€25k€6k▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48€18k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7€0▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€4k€-2▼
Operating profit (loss)9901€2k€-2k▼
Financial income75/76B€17€4k▲
Recurring financial income75€17€4k▲
Financial charges65/66B€44€82▲
Recurring financial charges65€44€82▲
Profit (loss) for the period before taxes9903€2k€3k▲
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€1k€1k▼
Profit (loss) for the period to be appropriated9905€1k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€2k▲
Profit (loss) brought forward from the previous period14P€215€1k▲
Transfer from equity791/2€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 23.68
Current ratio from 6.68 to 23.68; short-term debt falls from €25k to €6k.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-32k ▼174%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 19.69
Current ratio from 4.17 to 19.69; short-term debt falls from €44k to €6k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 4.17
Current ratio from 1.15 to 4.17; short-term debt falls from €653k to €44k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 8 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
16-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vliegplein 319991 MaldegemGround area
1,389 m²
Building footprint
345 m²
Volume, LiDAR
1,317 m³
Parcel 43001H0463/00T000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CLEYT
since 19892.042.233.941
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43001H0463/00T000 | Flanders | 1,389 m² | 1 · 345 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Dual-learning approval
4 endedSimilar companies · same sector, comparable size
BURMEX COMPUTERS
BE 0426.528.794
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MISTER GENIUS
BE 0866.606.512
Sint-Lambrechts-Woluwe · Eq €148k
Papilio & Co.
BE 0555.960.349
Gent · Eq €147k
Offermans
BE 0470.279.853
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Just Screen It
BE 0721.778.879
Schaarbeek · Eq €147k
Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,407 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-01-1989
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
52487
68122Development of non-residential building projects
46140Agents in the wholesale of industrial machinery, ships and aircraft
46500Wholesale of information and communication equipment
46660Wholesale trade
51850
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.