Clew Biss
ActiveClew Biss has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €47k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 62% of 6956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▼-6
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.74 against 2.15 in 2024), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
47.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
84 d early
2024
146 d early
2023
12 d late
2022
31 d late
2021
29 d late
2020
36 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▼ 5.3%
2024 · €71k
2018: €4k
2019: €-12k
2020: €-12k
2021: €1k
2022: €-18k
2023: €20k
2024: €71k
2018 → 2025
Total assets
€100k▲ 17.4%
2024 · €85k
2018: €57k
2019: €60k
2020: €98k
2021: €90k
2022: €175k
2023: €95k
2024: €85k
2018 → 2025
Net result
€47k▼ 7.5%
2024 · €51k
2018: €-2k
2019: €-16k
2020: €-16k
2021: €-1k
2022: €-19k
2023: €39k
2024: €51k
2018 → 2025
Working capital
€23k▲ 45.8%
2024 · €16k
2018: €-31k
2019: €-50k
2020: €-68k
2021: €-50k
2022: €-169k
2023: €-54k
2024: €16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1k-€-18k€20k€71k▲ 250%€68k▼ 5.3%
Operating result€-922-€-19k▼ 1,954%€42k€65k▲ 55.3%€67k▲ 3.3%
Net result€-1k-€-19k▼ 1,346%€39k€51k▲ 32.3%€47k▼ 7.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 3% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €100k
Fixed assets
€46k▼ 17.5%
Current assets
€54k▲ 83.4%
Equity and liabilities €100k
Equity
€68k▼ 5.3%
Debt
€32k▲ 136%
The debt ratio rises from 16.1% to 32.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€86k▲
2024 · €83k
Cash flow
€66k▼
2024 · €70k
Solvency
67.7%▼
2024 · 83.9%
Current ratio
1.74▼
2024 · 2.15
Quick ratio
1.74▼
2024 · 2.15
Debt / equity
0.48▲
2024 · 0.19
ROE
69.8%▼
2024 · 71.4%
ROA
47.2%▼
2024 · 60.0%
Interest coverage
56.43▼
2024 · 438.15
Debt
€32k▲
2024 · €14k
Debt ≤ 1 year
€31k▲
2024 · €14k
Income taxes
€18k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€100k▲
Fixed assets21/28€56k€46k▼
Tangible fixed assets22/27€56k€46k▼
Furniture and vehicles24€56k€46k▼
Current assets29/58€29k€54k▲
Amounts receivable within one year40/41€14k€17k▲
Trade receivables40€13k€17k▲
Other amounts receivable41€293€3▼
Cash at bank and in hand54/58€14k€35k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€85k€100k▲
Equity10/15€71k€68k▼
Contributions10/11€19k€19k=
Reserves13€53k€49k▼
Tax-exempt reserves132€2k€2k=
Distributable reserves133€51k€47k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€14k€32k▲
Amounts payable within one year42/48€14k€31k▲
Trade debts44€305€755▲
Suppliers440/4€305€755▲
Taxes, remuneration and social security45€13k€13k▲
Taxes450/3€13k€13k▲
Other amounts payable47/48€418€17k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▲
Other operating charges640/8€633€860▲
Gross operating margin9900€84k€86k▲
Operating profit (loss)9901€65k€67k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€190€2k▲
Recurring financial charges65€190€2k▲
Profit (loss) for the period before taxes9903€64k€65k▲
Income taxes67/77€13k€18k▲
Profit (loss) for the period9904€51k€47k▼
Profit (loss) for the period to be appropriated9905€51k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€51k€47k▼
Profit (loss) brought forward from the previous period14P€-10€0▲
Transfer from equity791/2-€51k
Transfer to equity691/2€51k€47k▼
To other reserves6921€51k€47k▼
Profit to be distributed694/7-€51k
Return on contributions (dividend)694-€51k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €51k ▲32.3%
Net result €51k, the highest in the series.
31-12
Financial
Liquidity times 8current ratio 2.15
Current ratio from 0.28 to 2.15; short-term debt falls from €75k to €14k.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Back to profitnet €39k
Net result €39k after 5 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liezelbroek 112870 Puurs-Sint-AmandsGround area
468 m²
Building footprint
129 m²
Parcel 12022A0527/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
Clew Biss
since 20172.269.787.924
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12022A0527/00D000 | Flanders | 468 m² | 1 · 129 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,573 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2017
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.