Losses
-€8,591 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
CLEVERTECH
Lifetime
2 annual accounts with figures on one time axispeak -€2,242 (2025)
-€2,242▲ €4,687
lowest -€6,643 (2024)
-€1,948▲ €4,695
peak €3,357 (2024)
€1,409▼ 58.0%
€8,433▼ 16.9%
Board4 names since 2023
1 directorPion Arno Pierre
Documentsfilings and deeds
24-07-20267 days before the deadline
2025micro format
Gross margin from -€6,928 to -€2,242Loss of €1,948Equity from €3,357 to €1,409Debts from €10,147 to €8,433Cash from €68 to €3
Key points
from the 2025 annual accountsDebts
€8,433 86% of the balance sheet
Position in the sector
€1,409
Less equity than 90% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 10% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.9%▲ +0.1 percentage points vs 03-2025
05-2025: 1.0%▲ +0.1 percentage points vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.0%● unchanged vs 06-2025
08-2025: 1.0%● unchanged vs 07-2025
09-2025: 1.1%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 0.9%▼ -0.2 percentage points vs 09-2025
11-2025: 1.0%▲ +0.1 percentage points vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.0%● unchanged vs 07-2026
09-2026: 1.0%● unchanged vs 08-2026
10-2026: 0.5%▼ -0.5 percentage points vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Liquidity: current ratio 1.17, cash €3, halved
Founded in 2023
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €9,842
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 19% of them on solvency, 2% on liquidity, 5% on profitability and 13% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,207 companies had the same profile as CLEVERTECH has now. Each dot stands for 4 companies, two years later.
90.1%
were still trading
4.6%
stopped another way
4.6%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CLEVERTECH itself is lower: 0.5% within 12 months. It rests on far more data about CLEVERTECH than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,207 companies, not a prediction for CLEVERTECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.17 (1.33 in 2024), below the usual 1.5. Short-term debt is 85.7% and cash 0% of total assets. 85.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year -€1,948
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 days early
2024
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 11 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- MOUNIR Hamza 25 sharesdeed of 17-10-2023
- ASLI Rachid 25 sharesdeed of 17-10-2023
- Legal and Business Partners 50 sharesdeed of 17-10-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1001198366
Registered office moved from Wemmel to Jette
New registered office: Marlène Dietrich straat 4, 1090 Jette, bus 21 · Previous registered office: Koning Albert I laan 64, 1780 Wemmel · Resignation: Kake Alpha (director) · General meeting of 30-08-2024 · Gazette deed
Resignation: MOUNIR Hamza (director)
Gazette deed
1 director appointed, 2 resignations
Resignations: Hamza Mounir and SRL LEGAL & BUSINESS PARTNERS · Appointment: Alpha Saliou KAKE · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CLEVERTECH Jette | €9,842 | -€2,242 | 14.3% | - |
| CodeHex Donceel | €11,527 | -€31,684 | 37.8% | - |
| Resqcontrol Westerlo | €11,983 | -€439 | 33.5% | - |
| IT VISION CONSULT Welkenraedt | €8,638 | -€1,318 | -19.0% | - |
| Hexagons Ghent | €10,475 | -€9,905 | -12.8% | - |
| GDM & Associates Woluwe-Saint-Lambert | €7,808 | -€20,838 | -8.4% | - |
| YABA-IT-Consulting Brussels | €8,157 | -€549 | 89.4% | - |
These companies have the same main activity as CLEVERTECH: computer programming (NACE 62100). They are comparable in size and age: total assets between €7,810 and €12,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 13-10-2023Normal situation
- Activity
- Computer programmingNACE 62100and 4 others
- Establishment unit
- 2.353.019.4661780 Wemmel, since 13-10-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 11-01-2026
Annual accounts 2025
- €9,842▼ 27.1%
- Filing
- Filed on 24-07-2026, 7 days before the end of the filing period
Insights on CLEVERTECH
The annual accounts of CLEVERTECH for financial year 2025 show a net loss of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €1,409 and a net result of -€1,948.
Its solvency ranks better than 17% of 21,208 sector peers (NACE 62, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
The computed 12-month bankruptcy probability is 0.5% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CLEVERTECH
- What is the company number of CLEVERTECH?
- The company number of CLEVERTECH is 1001.198.366. The VAT number is the same number with BE in front: BE 1001.198.366.
- Where is CLEVERTECH based?
- The registered office is at Marlène Dietrichstraat 4, 1090 Jette.Company details
- What does CLEVERTECH do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of CLEVERTECH?
- CLEVERTECH is a private limited company (BV).
- When was CLEVERTECH founded?
- CLEVERTECH was founded on 13-10-2023.
- Is CLEVERTECH still active?
- Yes, CLEVERTECH is an active enterprise in the KBO register.
- What is the turnover of CLEVERTECH?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is CLEVERTECH profitable?
- In financial year 2025, CLEVERTECH made a loss of €1,948.
- Where can I find the annual accounts of CLEVERTECH?
- CLEVERTECH filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CLEVERTECH due?
- CLEVERTECH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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