Equity
Equity fell by 89% in 3 years.
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Equity fell by 89% in 3 years.
The micro format states no turnover.
The 2023 accounts came latest: 26 days after the end of the period.
Lower solvency than 85% of companies in head offices and management consultancy. Sector median 55.5% · 39,376 companies.
In July 2024, 2,153 companies had the same profile as CLEVERCRAFT has now. Each dot stands for 6 companies, two years later.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for CLEVERCRAFT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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| Company | ||||
|---|---|---|---|---|
| CLEVERCRAFT Sprimont | €96,245 | €63,289 | 7.8% | - |
| OptiNetwork Hannut | €93,116 | €63,683 | 5.5% | - |
| LYNKS Blegny | €102,298 | €65,327 | 48.2% | - |
| MnB River Theux | €97,160 | €68,608 | 24.4% | - |
| OWS-IT Grâce-Hollogne | €87,062 | €66,180 | 42.2% | - |
| QUARKS Management Chaudfontaine | €87,734 | €65,420 | 5.9% | - |
| SPI INVEST Herve | €82,022 | €56,869 | 3.7% | - |
These companies have the same main activity as CLEVERCRAFT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €82,000 and €102,000, founded between 2019 and 2020.
CLEVERCRAFT files the micro format. That format states no turnover. The gross margin rose from €53,475 in 2021 to €63,289 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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