Clever Testing Solutions
ActiveFrom the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette
Summary
Clever Testing Solutions has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,311 and a net result of €52,311. Its solvency ranks better than 63% of 21,120 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 08-11-2024 Normal situation
- Legal form
- Private limited company
- Registered office
- Leliestraat 29, 2800 Mechelen
- Activity
- Computer consultancy and computer facilities management NACE 62200and 2 others
- Establishment unit
- 2.367.645.482 2800 Mechelen, since 08-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 28-11-2024
How it is doing
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €72,264
- Turnover
- ≈ €140,000
- estimated
- Profit
- €52,311
- Equity
- €57,311
- Total assets
- €80,515
Why 97raises riskLast filed accounts filed 42 days late; 1 of the last 3 latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 3.47, cash €80,188Equity €57,311 (71.2% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 64% on solvency, 74% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
Financials · financial year 2025, micro format
2025 annual accounts filed late (42 days) Filed on 11 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00512502.
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 11-09-2026
- Format
- micro format
- Reference
- 2026-00512502
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €150 |
| Gross operating margin9900 | €72,264 |
| Operating profit (loss)9901 | €72,114 |
| Financial charges65/66B | €100 |
| Recurring financial charges65 | €100 |
| Profit (loss) for the period before taxes9903 | €72,015 |
| Income taxes67/77 | €19,703 |
| Profit (loss) for the period9904 | €52,311 |
| Profit (loss) for the period to be appropriated9905 | €52,311 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €80,515 | |
| Current assets29/58 | €80,515 | |
| Amounts receivable within one year40/41 | €326 | |
| Other amounts receivable41 | €326 | |
| Cash at bank and in hand54/58 | €80,188 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €80,515 | |
| Equity10/15 | €57,311 | |
| Contributions10/11 | €5,000 | |
| Reserves13 | €52,311 | |
| Distributable reserves133 | €52,311 | |
| Amounts payable17/49 | €23,203 | |
| Amounts payable within one year42/48 | €23,203 | |
| Trade debts44 | €3,500 | |
| Suppliers440/4 | €3,500 | |
| Taxes, remuneration and social security45 | €19,703 | |
| Taxes450/3 | €19,703 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €52,311 |
| Operating cash flow (approximation) | €52,311 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 11-09-2026 | 2026-00512502 | NBB |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| LAUWERS Patrick Maria |
|
How the board is organised
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Natuurlijke personen of rechtspersonen, al dan niet aandeelhouder, 1”1 more provision on this in the deed
Articles of association, deed of 13-11-2024
Owners and capital
Capital and shareholders
- LAUWERS Patrick Maria 1,000 shares (100%)
- 13-11-2024 Incorporation · €5,000 · 1,000 shares
Other provisions of the articles of association
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- Other provision: “Toegang algemene vergadering, rechten niet geschorst”Other provision: “Bestemming winst reserves interimdividend, verminderd met overgedragen verlies of vermeerderd met overgedragen winst”4 more provisions in the deed, see the deed of 13-11-2024
Articles of association, deed of 13-11-2024 (in Dutch)
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Clever Testing Solutions was incorporated on 8 November 2024 as a private limited company by one natural person, with a starting capital of €5,000.12 LAUWERS Patrick Maria is director of the company, appointed in the act of 13-11-2024.2 The company has filed annual accounts once, for financial year 2025.3
Acts, filings and financial milestones
13-11
Gazette deed
IncorporationAppointment: LAUWERS Patrick Maria (director) · Founder · Founding capital10 facts ▸
- Founder, LAUWERS Patrick Maria
- Incorporation, “Clever Testing Solutions” (deed in Dutch)
- Founding capital, €5,000
- Bank account, “voorafgaandelijk aan de oprichting, bijzondere rekening” (deed in Dutch)
- Other provision, “inbreng volledig gestort, volledig gestort” (deed in Dutch)
- Other provision, “authentieke akte, verzoek vaststelling oprichting en statuten bij authentieke akte” (deed in Dutch)
- Other provision, “statuten vastgesteld, HOOFDSTUK II.- STATUTEN” (deed in Dutch)
- Director appointment, LAUWERS Patrick Maria (director)
- Other provision, “noch in België noch in het buitenland, bestuursverbod bestuurders” (deed in Dutch)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle handelingen in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Clever Testing Solutions
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, bestuursorgaan kan bij enkel besluit administratieve zetels, agentschappen, werkhuizen, stapelplaatsen en bijkantoren…”
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Thursday of June at 20:00
Articles of association, deed of 13-11-2024 (in Dutch)
Environmental permits: No permit applications found in Flanders.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12403E0313/00L004 | Flanders | 123 m² | 1 · 79 m² | 10.6 m · 3 |