Summary
Cleuren is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €231,069 and a net result of €64,920. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 69% of 6155 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
5 d early
2022
6 d early
2021
4 d early
2020
37 d early
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€231,069▲ 17.8%
2023 · €196,149
Net result
€64,920▼ 30.3%
2023 · €93,192
Total assets
€321,206▼ 2.6%
2023 · €329,657
Solvency
71.9%▲ 12.4pp
2023 · 59.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€54,624▲ 82.7%€24,265▼ 55.6%€24,282▲ 0.1%€20,742▼ 14.6%€23,222▲ 12.0%
Net result€41,621within the sector's middle half▲ 94.6%€17,315within the sector's middle half▼ 58.4%€92,631within the sector's middle half▲ 435%€93,192within the sector's middle half▲ 0.6%€64,920within the sector's middle half▼ 30.3%
Equity€83,011within the sector's middle half▲ 101%€100,325below the sector's middle half▲ 20.9%€132,957below the sector's middle half▲ 32.5%€196,149within the sector's middle half▲ 47.5%€231,069within the sector's middle half▲ 17.8%
Total assets€292,507within the sector's middle half▼ 2.4%€301,440below the sector's middle half▲ 3.1%€357,812below the sector's middle half▲ 18.7%€329,657below the sector's middle half▼ 7.9%€321,206below the sector's middle half▼ 2.6%
Debt€209,496▼ 18.9%€201,115▼ 4.0%€224,855▲ 11.8%€133,509▼ 40.6%€90,137▼ 32.5%
Working capital-€57,644▲ 16.0%-€70,823▼ 22.9%-€89,641▼ 26.6%-€51,430▲ 42.6%-€41,838▲ 18.7%
Solvency28.4%within the sector's middle half▲ 14.6pp33.3%within the sector's middle half▲ 4.9pp37.2%within the sector's middle half▲ 3.9pp59.5%within the sector's middle half▲ 22.3pp71.9%within the sector's middle half▲ 12.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 12% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €321,206
Fixed assets
€280,000 =
Current assets
€41,206 ▼ 17.0%
Equity and liabilities €321,206
Equity
€231,069 ▲ 17.8%
Debt
€90,137 ▼ 32.5%
Debt's share of the balance-sheet total falls from 40.5% to 28.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
28.1%▼
2023 · 47.5%
ROA
20.2%▼
2023 · 28.3%
Debt ≤ 1 year
€83,044▼
2023 · €101,088
Debt > 1 year
€4,988▼
2023 · €30,341
Income taxes
€4,895▲
2023 · €4,424
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | €122 | €282 | €141 | ▼ 50.1% |
| Gross operating margin9900 | €54,624 | €24,265 | €24,404 | €21,024 | €23,362 | ▲ 11.1% |
| Operating profit (loss)9901 | €54,624 | €24,265 | €24,282 | €20,742 | €23,222 | ▲ 12.0% |
| Financial income75/76B | - | - | €75,000 | €78,000 | €47,500 | ▼ 39.1% |
| Recurring financial income75 | - | - | €75,000 | €78,000 | €47,500 | ▼ 39.1% |
| Financial charges65/66B | - | €2,636 | €1,796 | €1,126 | €907 | ▼ 19.5% |
| Recurring financial charges65 | €2,606 | €2,636 | €1,796 | €1,126 | €907 | ▼ 19.5% |
| Profit (loss) for the period before taxes9903 | €52,018 | €21,629 | €97,486 | €97,616 | €69,815 | ▼ 28.5% |
| Income taxes67/77 | €10,397 | €4,315 | €4,855 | €4,424 | €4,895 | ▲ 10.6% |
| Profit (loss) for the period9904 | €41,621 | €17,315 | €92,631 | €93,192 | €64,920 | ▼ 30.3% |
| Profit (loss) for the period to be appropriated9905 | €41,621 | €17,315 | €92,631 | €93,192 | €64,920 | ▼ 30.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €292,507 | €301,440 | €357,812 | €329,657 | €321,206 | ▼ 2.6% |
| Fixed assets21/28 | €280,000 | €280,000 | €280,000 | €280,000 | €280,000 | = |
| Financial fixed assets28 | €280,000 | €280,000 | €280,000 | €280,000 | €280,000 | = |
| Current assets29/58 | €12,507 | €21,440 | €77,812 | €49,657 | €41,206 | ▼ 17.0% |
| Amounts receivable within one year40/41 | €12,100 | €46 | €1,566 | €2,142 | €39,100 | ▲ 1,725% |
| Other amounts receivable41 | - | €46 | €1,566 | €2,142 | €39,100 | ▲ 1,725% |
| Cash at bank and in hand54/58 | €407 | €21,394 | €76,245 | €47,515 | €2,106 | ▼ 95.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €292,507 | €301,440 | €357,812 | €329,657 | €321,206 | ▼ 2.6% |
| Equity10/15 | €83,011 | €100,325 | €132,957 | €196,149 | €231,069 | ▲ 17.8% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €1,069 | €1,069 | €1,069 | €0 | - | - |
| Non-distributable reserves130/1 | - | €1,069 | €1,069 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,069 | €1,069 | €0 | - | - |
| Profit (loss) carried forward14 | €61,941 | €79,256 | €111,887 | €176,149 | €211,069 | ▲ 19.8% |
| Amounts payable17/49 | €209,496 | €201,115 | €224,855 | €133,509 | €90,137 | ▼ 32.5% |
| Amounts payable after more than one year17 | €136,800 | €106,281 | €55,347 | €30,341 | €4,988 | ▼ 83.6% |
| Financial debts170/4 | - | €106,281 | €55,347 | €30,341 | €4,988 | ▼ 83.6% |
| Amounts payable within one year42/48 | €70,151 | €92,263 | €167,452 | €101,088 | €83,044 | ▼ 17.8% |
| Current portion of amounts payable after more than one year42 | - | €30,519 | €24,664 | €25,006 | €25,353 | ▲ 1.4% |
| Trade debts44 | €303 | €2,900 | €3,292 | €4,116 | €2,739 | ▼ 33.5% |
| Suppliers440/4 | - | €2,900 | €3,292 | €4,116 | €2,739 | ▼ 33.5% |
| Taxes, remuneration and social security45 | - | €28,077 | €15,296 | €15,100 | €10,997 | ▼ 27.2% |
| Taxes450/3 | - | €28,077 | €15,296 | €15,100 | €10,997 | ▼ 27.2% |
| Other amounts payable47/48 | - | €30,766 | €124,201 | €56,865 | €43,956 | ▼ 22.7% |
| Accrued charges and deferred income492/3 | - | €2,571 | €2,056 | €2,080 | €2,105 | ▲ 1.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €41,621 | €17,315 | €92,631 | €93,192 | €64,920 | ▼ 30.3% |
| Operating cash flow (approximation) | €41,621 | €17,315 | €92,631 | €93,192 | €64,920 | ▼ 30.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €20,987 | €54,851 | -€28,730 | -€45,409 | ▼ 58.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200,000Eq €231,069 ▲17.8%
6 profitable years in a row build equity to €231,069.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2019net €93,192 ▲0.6%
Net result €93,192, the highest in the series.
31-12
Financial
Equity above €150,000Eq €196,149 ▲47.5%
5 profitable years in a row build equity to €196,149.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €17,315 ▼58.4%
Net result drops to €17,315, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100,000Eq €100,325 ▲20.9%
3 profitable years in a row build equity to €100,325.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Ground area
410 m²
Building footprint
199 m²
Volume, LiDAR
2,447 m³
Parcel 44805E0021/00D000, Flanders · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Cleuren
since 20182.283.002.886
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44805E0021/00D000 ProtectedMonument · Townscape or village viewKatoenspinnerij De Gandt-Vander Schueren en omgevingSource ↗ |
Flanders | 409 m² | 1 · 199 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2024 annual accounts of Cleuren and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,590 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0715568802
Registered
25-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.