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CLERI

Active
Private limited companyfounded 200521 yrs activeRoute de Hour 20, 5560 Houyet, BelgiumKBO/BCE: BE 0871.592.609
Summary

The computed 12-month bankruptcy probability of CLERI is 2.8% (moderate). The 2024 annual accounts show negative equity (-€182,403) and a net result of €9,303. Equity is shrinking by ~20.2% per year across the filed fiscal years. Its solvency ranks better than 7% of 15862 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Agents specialised in the wholesale of other particular products
NACE 46180NACE 51180
#8 oldest company in Houyet, Wholesale and retail trade sector2 sites
Size
€114,122total assets 2024
Staff
1.1 FTE
Equity
-€182,403
Profit
€9,303
Turnover not published (abridged schema)
Financial health
50 Fair Checked score 2024
Bankruptcy chance 12 m
2.8%
Structure
Accounts 64 d overdue0 of 3 deeds read
Why 50- Figures for FY 2024 (filed 02-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late+ Founded in 2005+ Size: total assets €114,122Show the evidence

Checked score

Score 2024
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 29% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency 0=
equity -159.8% of total assets
Liquidity 1+1
short-term debt 259.8% · cash 0.5%
Profitability 70+70
return on assets 8.2%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,775 companies)
Last 24 months 11-2024: 4.9% 12-2024: 4.9%● 0.0% vs 11-2024 01-2025: 4.9%● 0.0% vs 12-2024 02-2025: 4.9%● 0.0% vs 01-2025 03-2025: 4.9%▼ -1.8% vs 02-2025 04-2025: 4.8%▼ -0.4% vs 03-2025 05-2025: 4.5%▼ -6.0% vs 04-2025 06-2025: 4.4%▼ -3.0% vs 05-2025 07-2025: 4.4%▲ +0.7% vs 06-2025 08-2025: 5.0%▲ +12.0% vs 07-2025highest value 09-2025: 4.7%▼ -4.8% vs 08-2025 10-2025: 4.9%▲ +4.2% vs 09-2025 11-2025: 1.4%▼ -70.7% vs 10-2025 12-2025: 1.4%● 0.0% vs 11-2025 01-2026: 1.4%▼ -1.0% vs 12-2025 02-2026: 1.4%▼ -2.0% vs 01-2026 03-2026: 1.4%▼ -3.6% vs 02-2026 04-2026: 1.4%● 0.0% vs 03-2026 05-2026: 1.3%▼ -1.5% vs 04-2026 06-2026: 1.3%▼ -2.9% vs 05-2026lowest value 07-2026: 1.3%▲ +2.9% vs 06-2026 08-2026: 2.1%▲ +54.2% vs 07-2026 09-2026: 2.3%▲ +13.8% vs 08-2026 10-2026: 2.8%▲ +18.3% vs 09-2026
  • Figures for FY 2024 (filed 02-10-2025) raises the probability
  • Founded in 2005 lowers the probability for this profile
  • Size: total assets €114,122 lowers the probability for this profile
  • 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late raises the probability
No credit on open account
Liquidity short (current ratio 0.31 against 0.32 in 2023; short-term debt: 259.8% and cash: 0.5% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 6%, liquidity 3%, profitability 54%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 02-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2005
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: total assets €114,122
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 15862 sector peers (2024).
NBB · sector comparison
Position among 15862 sector peers
Solvency
better than 7%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
68 d late
2022
72 d late
2021
24 d late
2020
31 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 58 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Back to profitnet €9,303
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€182,403 View
  • Caution: Among the weakest 5% on equitysector median €56,139 · 15,900 companies -€182,403 View
  • Positive: Back in profit in 2024after -€45,537 in 2023 €9,303 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View

By topic

Financials

Fiscal year
2024
Total assets
€114,122
Profit
€9,303
Solvency
-159.8%
Total assets▼ 9.8%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 30-09-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 07-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Agents specialised in the wholesale of other particular…NACE 46180
Founded
01-02-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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