Clementien
ActiveSummary
The computed 12-month bankruptcy probability of Clementien is 1.6% (moderate). The 2025 annual accounts show equity of €22,151 and a net result of €1,227. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 1532 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-29
Solvency64▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.78 against 2.01 in 2024; short-term debt: 20.5% and cash: 50% of total assets), but 60.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
7 d early
2024
7 d early
2023
7 d early
2022
6 d early
2021
17 d early
2020
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€22,151▲ 5.9%
2024 · €20,924
Total assets
€56,538▼ 7.7%
2024 · €61,262
Net result
€1,227▼ 93.2%
2024 · €18,147
Working capital
€20,603▲ 47.2%
2024 · €14,000
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,147€5,156-€11,501€19,556€2,529▼ 87.1%
Net result-€1,216within the sector's middle half€4,523within the sector's middle half-€11,938below the sector's middle half€18,147within the sector's middle half€1,227within the sector's middle half▼ 93.2%
Equity€10,191within the sector's middle half▼ 10.7%€14,714within the sector's middle half▲ 44.4%€2,776below the sector's middle half▼ 81.1%€20,924within the sector's middle half▲ 654%€22,151within the sector's middle half▲ 5.9%
Total assets€34,900below the sector's middle half▼ 14.8%€64,123below the sector's middle half▲ 83.7%€44,519below the sector's middle half▼ 30.6%€61,262below the sector's middle half▲ 37.6%€56,538below the sector's middle half▼ 7.7%
Debt€24,709▼ 16.3%€49,409▲ 100.0%€41,742▼ 15.5%€40,338▼ 3.4%€34,387▼ 14.8%
Working capital€11,921▲ 83.3%€25,202▲ 111%€13,354▼ 47.0%€14,000▲ 4.8%€20,603▲ 47.2%
Solvency29.2%within the sector's middle half▲ 1.3pp22.9%within the sector's middle half▼ 6.3pp6.2%within the sector's middle half▼ 16.7pp34.2%within the sector's middle half▲ 27.9pp39.2%within the sector's middle half▲ 5.0pp
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56,538
Fixed assets
€24,346 ▼ 27.2%
Current assets
€32,191 ▲ 15.8%
Equity and liabilities €56,538
Equity
€22,151 ▲ 5.9%
Debt
€34,387 ▼ 14.8%
Debt's share of the balance-sheet total falls from 65.8% to 60.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12,205▼
2024 · €28,649
Cash flow
€10,903▼
2024 · €27,241
Current ratio
2.78▲
2024 · 2.01
Debt to equity
1.55▼
2024 · 1.93
ROE
5.5%▼
2024 · 86.7%
ROA
2.2%▼
2024 · 29.6%
Interest coverage
32.93▼
2024 · 53.37
Debt ≤ 1 year
€11,588▼
2024 · €13,810
Debt > 1 year
€22,162▼
2024 · €26,124
Income taxes
€932▲
2024 · €871
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,047 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.7%
stopped otherwise
94%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,047 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,635 | €7,541 | €8,303 | €9,094 | €9,676 | ▲ 6.4% |
| Other operating charges640/8 | €459 | €460 | €652 | €712 | €746 | ▲ 4.8% |
| Gross operating margin9900 | €5,947 | €13,157 | -€2,546 | €29,362 | €12,951 | ▼ 55.9% |
| Operating profit (loss)9901 | -€1,147 | €5,156 | -€11,501 | €19,556 | €2,529 | ▼ 87.1% |
| Financial income75/76B | €0 | - | - | - | €0 | - |
| Recurring financial income75 | €0 | - | - | - | €0 | - |
| Financial charges65/66B | €69 | €303 | €437 | €537 | €371 | ▼ 31.0% |
| Recurring financial charges65 | €69 | €303 | €437 | €537 | €371 | ▼ 31.0% |
| Profit (loss) for the period before taxes9903 | -€1,216 | €4,854 | -€11,938 | €19,019 | €2,159 | ▼ 88.6% |
| Income taxes67/77 | €0 | €331 | €0 | €871 | €932 | ▲ 6.9% |
| Profit (loss) for the period9904 | -€1,216 | €4,523 | -€11,938 | €18,147 | €1,227 | ▼ 93.2% |
| Profit (loss) for the period to be appropriated9905 | -€1,216 | €4,523 | -€11,938 | €18,147 | €1,227 | ▼ 93.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €34,900 | €64,123 | €44,519 | €61,262 | €56,538 | ▼ 7.7% |
| Formation expenses20 | €863 | €0 | - | - | - | - |
| Fixed assets21/28 | €17,407 | €23,737 | €19,735 | €33,452 | €24,346 | ▼ 27.2% |
| Intangible fixed assets21 | €3,892 | €1,664 | €0 | - | - | - |
| Tangible fixed assets22/27 | €13,515 | €22,073 | €19,735 | €33,452 | €24,346 | ▼ 27.2% |
| Plant, machinery and equipment23 | €13,515 | €19,443 | €13,924 | €28,675 | €21,338 | ▼ 25.6% |
| Furniture and vehicles24 | - | €2,630 | €5,811 | €4,777 | €3,008 | ▼ 37.0% |
| Current assets29/58 | €16,630 | €40,386 | €24,784 | €27,810 | €32,191 | ▲ 15.8% |
| Stocks and contracts in progress3 | €956 | €0 | - | - | - | - |
| Stocks30/36 | €956 | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €4,071 | €4,002 | €8,873 | €4,803 | €1,818 | ▼ 62.1% |
| Trade receivables40 | €97 | €1,728 | €8,854 | €4,803 | €1,818 | ▼ 62.1% |
| Other amounts receivable41 | €3,974 | €2,275 | €19 | €0 | - | - |
| Cash at bank and in hand54/58 | €10,217 | €35,089 | €14,907 | €21,886 | €28,293 | ▲ 29.3% |
| Deferred charges and accrued income490/1 | €1,386 | €1,295 | €1,004 | €1,121 | €2,080 | ▲ 85.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €34,900 | €64,123 | €44,519 | €61,262 | €56,538 | ▼ 7.7% |
| Equity10/15 | €10,191 | €14,714 | €2,776 | €20,924 | €22,151 | ▲ 5.9% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €1,407 | €4,714 | €4,714 | €10,924 | €12,151 | ▲ 11.2% |
| Distributable reserves133 | €1,407 | €4,714 | €4,714 | €10,924 | €12,151 | ▲ 11.2% |
| Profit (loss) carried forward14 | -€1,216 | €0 | -€11,938 | €0 | - | - |
| Amounts payable17/49 | €24,709 | €49,409 | €41,742 | €40,338 | €34,387 | ▼ 14.8% |
| Amounts payable after more than one year17 | €20,000 | €33,930 | €30,046 | €26,124 | €22,162 | ▼ 15.2% |
| Financial debts170/4 | - | €33,930 | €30,046 | €26,124 | €0 | ▼ 100% |
| Trade debts175 | €20,000 | €0 | - | - | - | - |
| Other amounts payable178/9 | - | - | - | - | €22,162 | - |
| Amounts payable within one year42/48 | €4,709 | €15,184 | €11,430 | €13,810 | €11,588 | ▼ 16.1% |
| Current portion of amounts payable after more than one year42 | - | €3,845 | €3,884 | €3,923 | €3,962 | ▲ 1.0% |
| Trade debts44 | €3,263 | €6,232 | €1,241 | €3,152 | €1,070 | ▼ 66.0% |
| Suppliers440/4 | €3,263 | €6,232 | €1,241 | €3,152 | €1,070 | ▼ 66.0% |
| Advances received on contracts in progress46 | - | - | - | €331 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €150 | €2,856 | €2,845 | €2,969 | €3,425 | ▲ 15.3% |
| Taxes450/3 | €150 | €1,055 | €1,316 | €1,369 | €3,425 | ▲ 150% |
| Remuneration and social security454/9 | - | €1,800 | €1,529 | €1,600 | €0 | ▼ 100% |
| Other amounts payable47/48 | €1,296 | €2,252 | €3,460 | €3,436 | €3,132 | ▼ 8.9% |
| Accrued charges and deferred income492/3 | - | €294 | €266 | €404 | €637 | ▲ 57.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,216 | €4,523 | -€11,938 | €18,147 | €1,227 | ▼ 93.2% |
| + Depreciation and write-downs630 | €6,635 | €7,541 | €8,303 | €9,094 | €9,676 | ▲ 6.4% |
| Operating cash flow (approximation) | €5,419 | €12,064 | -€3,635 | €27,241 | €10,903 | ▼ 60.0% |
| Investment in fixed assets (approximation) | - | -€13,871 | -€4,300 | -€22,811 | -€570 | ▲ 97.5% |
| Change in cash | - | €24,872 | -€20,182 | €6,979 | €6,407 | ▼ 8.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €18,147
Net result €18,147 after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€11,938
Net result drops to -€11,938, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4,523
Net result €4,523 after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 3.53
Current ratio from 1.68 to 3.53; short-term debt falls from €9,533 to €4,709.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2019
Ground area
1.5 ha
Building footprint
280 m²
Volume, LiDAR
1,238 m³
Parcel 37013B0510/00Y000, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Clementien
since 20192.292.818.001
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37013B0510/00Y000 | Flanders | 1.5 ha | 1 · 280 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 303 companies in sector 77223 we hold annual accounts for 138. 88 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-09-2019
Fiscal year end31-12
Activities, NACEBEL 2025
77223Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0733591994
Also
9925:BE0733591994
Registered
28-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.