CLEM IMMO
ActiveSummary
The computed 12-month bankruptcy probability of CLEM IMMO is 2.6% (moderate). The 2025 annual accounts show negative equity (-€894) and a net result of €28,446. Equity is growing by ~10.1% per year across the filed fiscal years. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 7 accounts on average 15 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 457 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- negative equity
- a profit under 5% of the balance sheet
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 457 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €67,215 | €67,676 | €67,993 | €49,952 | €59,749 | ▲ 19.6% |
| Other operating charges640/8 | €935 | €1,082 | €1,009 | €1,084 | €1,143 | ▲ 5.4% |
| Gross operating margin9900 | €91,333 | €90,901 | €84,721 | €80,323 | €108,930 | ▲ 35.6% |
| Operating profit (loss)9901 | €23,183 | €22,142 | €15,719 | €29,288 | €48,038 | ▲ 64.0% |
| Financial income75/76B | €38 | €34 | €21 | €2 | €0 | ▼ 98.0% |
| Recurring financial income75 | €38 | €34 | €21 | €2 | €0 | ▼ 98.0% |
| Financial charges65/66B | €19,330 | €18,207 | €17,232 | €18,023 | €19,592 | ▲ 8.7% |
| Recurring financial charges65 | €19,330 | €18,207 | €17,232 | €18,023 | €19,592 | ▲ 8.7% |
| Profit (loss) for the period before taxes9903 | €3,891 | €3,969 | -€1,492 | €11,266 | €28,446 | ▲ 152% |
| Profit (loss) for the period9904 | €3,891 | €3,969 | -€1,492 | €11,266 | €28,446 | ▲ 152% |
| Profit (loss) for the period to be appropriated9905 | €3,891 | €3,969 | -€1,492 | €11,266 | €28,446 | ▲ 152% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €985,080 | €940,800 | €887,226 | €952,425 | €922,121 | ▼ 3.2% |
| Fixed assets21/28 | €964,230 | €898,343 | €836,346 | €913,243 | €876,682 | ▼ 4.0% |
| Tangible fixed assets22/27 | €964,230 | €898,343 | €836,346 | €913,043 | €876,482 | ▼ 4.0% |
| Land and buildings22 | €963,317 | €897,887 | €836,346 | €911,090 | €869,908 | ▼ 4.5% |
| Plant, machinery and equipment23 | - | - | - | €1,953 | €2,096 | ▲ 7.3% |
| Furniture and vehicles24 | €913 | €456 | - | - | €4,478 | - |
| Financial fixed assets28 | - | - | - | €200 | €200 | = |
| Current assets29/58 | €20,850 | €42,457 | €50,881 | €39,182 | €45,439 | ▲ 16.0% |
| Amounts receivable within one year40/41 | €600 | €2,470 | €3,300 | €3,360 | €420 | ▼ 87.5% |
| Trade receivables40 | €600 | €2,470 | €3,300 | €3,360 | €420 | ▼ 87.5% |
| Cash at bank and in hand54/58 | €16,817 | €36,306 | €43,676 | €30,179 | €43,817 | ▲ 45.2% |
| Deferred charges and accrued income490/1 | €3,433 | €3,680 | €3,905 | €5,643 | €1,202 | ▼ 78.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €985,080 | €940,800 | €887,226 | €952,425 | €922,121 | ▼ 3.2% |
| Equity10/15 | -€43,082 | -€39,113 | -€40,606 | -€29,340 | -€894 | ▲ 97.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€61,682 | -€57,713 | -€59,206 | -€47,940 | -€19,494 | ▲ 59.3% |
| Amounts payable17/49 | €1.0m | €979,913 | €927,832 | €981,764 | €923,015 | ▼ 6.0% |
| Amounts payable after more than one year17 | €973,789 | €922,521 | €870,313 | €896,102 | €854,608 | ▼ 4.6% |
| Financial debts170/4 | €973,789 | €922,521 | €870,313 | €896,102 | €854,608 | ▼ 4.6% |
| Amounts payable within one year42/48 | €54,063 | €56,982 | €56,644 | €85,663 | €67,762 | ▼ 20.9% |
| Current portion of amounts payable after more than one year42 | €50,345 | €51,268 | €52,208 | €63,317 | €64,292 | ▲ 1.5% |
| Trade debts44 | €3,719 | €5,714 | €4,436 | €22,346 | €3,471 | ▼ 84.5% |
| Suppliers440/4 | €3,719 | €5,714 | €4,436 | €22,346 | €3,471 | ▼ 84.5% |
| Accrued charges and deferred income492/3 | €310 | €410 | €875 | - | €645 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,891 | €3,969 | -€1,492 | €11,266 | €28,446 | ▲ 152% |
| + Depreciation and write-downs630 | €67,215 | €67,676 | €67,993 | €49,952 | €59,749 | ▲ 19.6% |
| Operating cash flow (approximation) | €71,106 | €71,645 | €66,501 | €61,218 | €88,195 | ▲ 44.1% |
| Investment in fixed assets (approximation) | - | -€1,789 | -€5,996 | -€126,849 | -€23,189 | ▲ 81.7% |
| Change in cash | - | €19,489 | €7,369 | -€13,496 | €13,638 | ▲ 201% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61322A0202/00Y000 | Wallonia | 1,830 m² | 1 · 190 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.