CLEKEY
ActiveFrom the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
CLEKEY has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€2,909) and a net result of €2,731. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 9% of 3,298 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Overview
Official details
KBO- Status
- Active since 21-12-2020 Normal situation
- Registered office
- 485 active companies are registered at this address 74 started in the 12 months before. Source: KBO register, as of 1 November 2026.
- Activity
- General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311
- Establishment unit
- 2.311.644.513 1731 Asse, since 21-12-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 02-10-2025
Board and ownership
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.2%
- Gross margin
- €4,860
- ▼ 35.1%
- Turnover
- ≈ €50,000
- estimated
- Profit
- €2,731
- ▼ 47.7%
- Equity
- -€2,909
- ▲ 48.4%
- Total assets
- €5,509
- ▼ 15.0%
Score breakdownraises riskCapped at 59: negative equity1 of the last 3 accounts lateFounded in 2020lowers riskSize: total assets €5,509Liquidity: current ratio 0.45, cash €2,230Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 6% of them on solvency, 47% on liquidity, 94% on profitability and 84% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 5 accounts on average 5 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 23-07-2026 at the NBB all 5 filings
2021 to 2025, 5 financial years
The operating result for 2025 is 44% lower than in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Comparable companies
These companies have the same main activity as CLEKEY: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €2,670 and €10,900, founded between 2014 and 2024.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| CLEKEY Brussel | 2020 | €5,509 | -€2,909 | €4,860 | €2,731 | 2025 |
| MONDE ROYAL AUTO Zaventem | 2019 | €4,282 | -€17,459 | €2,459 | €2,459 | 2024 |
| AUTO KARA Brussel | 2022 | €2,672 | -€42,379 | €4,030 | -€5,168 | 2025 |
| S & I - SERVICES Vilvoorde | 2023 | €10,926 | €9,970 | €5,605 | €254 | 2025 |
| FLATSIX Ranst | 2024 | €6,820 | €1,558 | €2,868 | €1,989 | 2025 |
| MB-PRO Verviers | 2017 | €5,525 | -€32,363 | €1,905 | -€638 | 2025 |
| AM-SA & CO Brussel | 2014 | €10,480 | -€5,326 | €4,108 | €1,981 | 2024 |
They were chosen from the 3,073 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 2,180 companies had the same profile as CLEKEY has now. Two years later, 4.8% had gone bankrupt and 88.8% were still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CLEKEY itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for CLEKEY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €31,457 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €43,808 | - | - | €35,442 | €36,609 | ▲ 3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €450 | €1,891 | €1,704 | €1,806 | €1,455 | ▼ 19.4% |
| Other operating charges640/8 | €536 | €298 | €149 | €78 | €400 | ▲ 413% |
| Non-recurring operating charges66A | - | - | - | €242 | - | - |
| Gross operating margin9900 | -€12,351 | -€1,732 | -€6,888 | €7,485 | €4,860 | ▼ 35.1% |
| Operating profit (loss)9901 | -€13,336 | -€3,920 | -€8,741 | €5,359 | €3,005 | ▼ 43.9% |
| Financial income75/76B | - | €0 | - | - | €33 | - |
| Recurring financial income75 | - | €0 | - | - | €33 | - |
| Financial charges65/66B | €347 | €379 | €135 | €140 | €307 | ▲ 119% |
| Recurring financial charges65 | €347 | €379 | €135 | €140 | €307 | ▲ 119% |
| Profit (loss) for the period before taxes9903 | -€13,684 | -€4,299 | -€8,876 | €5,218 | €2,731 | ▼ 47.7% |
| Profit (loss) for the period9904 | -€13,684 | -€4,299 | -€8,876 | €5,218 | €2,731 | ▼ 47.7% |
| Profit (loss) for the period to be appropriated9905 | -€13,684 | -€4,299 | -€8,876 | €5,218 | €2,731 | ▼ 47.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7,946 | €9,124 | €8,042 | €6,480 | €5,509 | ▼ 15.0% |
| Fixed assets21/28 | €3,752 | €4,422 | €4,993 | €3,187 | €1,732 | ▼ 45.7% |
| Intangible fixed assets21 | €2,327 | €3,547 | €4,664 | €3,187 | €1,732 | ▼ 45.7% |
| Tangible fixed assets22/27 | €1,426 | €875 | €329 | - | - | - |
| Furniture and vehicles24 | €1,426 | €875 | €329 | - | - | - |
| Current assets29/58 | €4,193 | €4,702 | €3,049 | €3,293 | €3,777 | ▲ 14.7% |
| Amounts receivable within one year40/41 | €575 | €3,805 | €521 | €1,309 | €1,547 | ▲ 18.2% |
| Trade receivables40 | €575 | €3,805 | €521 | €1,309 | €1,547 | ▲ 18.2% |
| Cash at bank and in hand54/58 | €3,619 | €897 | €2,527 | €1,984 | €2,230 | ▲ 12.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7,946 | €9,124 | €8,042 | €6,480 | €5,509 | ▼ 15.0% |
| Equity10/15 | €2,316 | -€1,983 | -€10,859 | -€5,640 | -€2,909 | ▲ 48.4% |
| Contributions10/11 | €16,000 | €16,000 | €16,000 | €16,000 | €16,000 | = |
| Capital10 | - | €16,000 | - | - | - | - |
| Issued capital100 | - | €16,000 | - | - | - | - |
| Profit (loss) carried forward14 | -€13,684 | -€17,983 | -€26,859 | -€21,640 | -€18,909 | ▲ 12.6% |
| Amounts payable17/49 | €5,629 | €11,107 | €18,900 | €12,120 | €8,418 | ▼ 30.5% |
| Amounts payable within one year42/48 | €5,629 | €11,107 | €18,900 | €12,120 | €8,418 | ▼ 30.5% |
| Trade debts44 | €141 | €2,368 | €3,919 | €2,604 | €4,934 | ▲ 89.5% |
| Suppliers440/4 | €141 | €2,368 | €3,919 | €2,604 | €4,934 | ▲ 89.5% |
| Taxes, remuneration and social security45 | €2,863 | €1,738 | €1,191 | €2,633 | €1,480 | ▼ 43.8% |
| Taxes450/3 | €2,863 | €1,738 | €1,191 | €2,132 | €1,480 | ▼ 30.6% |
| Remuneration and social security454/9 | - | - | - | €501 | - | - |
| Other amounts payable47/48 | €2,625 | €7,001 | €13,790 | €6,883 | €2,003 | ▼ 70.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€13,684 | -€4,299 | -€8,876 | €5,218 | €2,731 | ▼ 47.7% |
| + Depreciation and write-downs630 | €450 | €1,891 | €1,704 | €1,806 | €1,455 | ▼ 19.4% |
| Operating cash flow (approximation) | -€13,234 | -€2,408 | -€7,171 | €7,025 | €4,187 | ▼ 40.4% |
| Investment in fixed assets (approximation) | - | -€2,560 | -€2,276 | €0 | €0 | - |
| Change in cash | - | -€2,722 | €1,630 | -€543 | €246 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 23-07-2026 | 2026-00322744 | NBB |
| 31-12-2024 | micro format | 11-06-2025 | 2025-00132137 | |
| 31-12-2023 | micro format | 04-11-2024 | 2024-00526914 | |
| 31-12-2022 | full format | 08-06-2023 | 2023-00113752 | |
| 31-12-2021 | micro format | 20-07-2022 | 2022-20205191 |
Timeline
Acts, filings and financial milestones
10-05
Gazette deed
Registered officeRegistered-office move2 points ▸
- General meeting, 01-04-2024
- Registered-office move, n°10Boulevarddel'Empereurà1000Bruxelles
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the addresses
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21808H1778/00D000 | Brussels | 670 m² | 1 · 488 m² | 27.7 m · 8 |
| 23095A0047/00P000 | Flanders | 481 m² | 1 · 96 m² | 11.5 m · 3 |