CLEF ARCHITECTURE

Active

Private limited companyfounded 2025active for 1 yearMetalenstraat 25, 1040 Etterbeek, BelgiumKBO/BCE: BE 1018.944.121

Summary

CLEF ARCHITECTURE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,634 and a net result of €18,134. Its solvency ranks better than 28% of 11,709 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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CLEF ARCHITECTUREActiveChecked score 85/100

Risk analysis Report Compare

Activity

Activities of building architects

NACE 71111

1 site

Size

€71,798total assets 2025

Equity: €20,634
Profit: €18,134

Turnover not published (micro format)

Financial health

85 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

FRANCOIS Clémentine Françoise EricaDirector

2025 accounts 7 days early

Why 85raises riskFounded in 2025lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Figures for financial year 2025 (filed 24-07-2026)Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 47% of its sector peers (NACE 71, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 54

equity 28.7% of total assets

Liquidity 45

short-term debt 37.5% · cash 9.4%

Profitability 100

return on assets 25.3%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,804 companies, NACE 71, micro)

Last 24 months 02-2026: 0.5% 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.3%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.5, below 1; short-term debt: 37.5% and cash: 9.4% of total assets), and 71.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 29% on solvency, 24% on liquidity and 88% on profitability.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Four signals.

lowers riskraises riskneutral

Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)

KBO

Founded in 2025

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Figures for financial year 2025 (filed 24-07-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

7 days early

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2025.

KBO publications · our coverage

24-07-2026 Annual accounts filedfinancial year 2025 · micro…
22-01-2025 IncorporationAppointment: FRANCOIS Clémentine Françoise Erica…

Key points

One director decidessole director in office 1 View
Total assets 2025first financial year filed €71,798 View
Active since 2025founded 20-01-2025 1 years View

By topic

Financials

Financial year: 2025
Total assets: €71,798
Profit: €18,134
Solvency: 28.7%

Go to Financials

Board & ownership

Board: 1 member

FRANCOIS Clémentine Françoise EricaDirector

Go to Board & ownership

Timeline

Events: 2
Since: 2025

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Activities of building architectsNACE 71111
Founded: 20-01-2025
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 38

Annual meeting: Last Friday of June at 18:00
Purpose: “La société a pour objet la prestation de services relevant de l’exercice de la profession…” (deed in French)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about CLEF ARCHITECTURE

What is the company number of CLEF ARCHITECTURE?: 1018.944.121. In Belgium the VAT number is the company number with BE in front: BE 1018.944.121.
Where is CLEF ARCHITECTURE based?: The registered office is at Metalenstraat 25, 1040 Etterbeek.Company details
What does CLEF ARCHITECTURE do?: According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of CLEF ARCHITECTURE?: Private limited company (BV).
When was CLEF ARCHITECTURE founded?: On 20-01-2025.
Is CLEF ARCHITECTURE still active?: Yes, CLEF ARCHITECTURE is an active enterprise in the KBO register.
What is the turnover of CLEF ARCHITECTURE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is CLEF ARCHITECTURE profitable?: In financial year 2025, CLEF ARCHITECTURE made a profit of €18,134.
Where can I find the annual accounts of CLEF ARCHITECTURE?: CLEF ARCHITECTURE filed 1 annual account with the National Bank of Belgium, for financial year 2025.