CLEEREMANS & DESTROOPER
ActiveCLEEREMANS & DESTROOPER has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.48M and a net result of €-4k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-24
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity ample (current ratio 75.66 against 70.13 in 2024; short-term debt: 1.2% and cash: 14.5% of total assets), and 1.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.8%
Return on assets
-0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
119 d early
2023
43 d early
2022
49 d early
2021
4 d early
2020
73 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
Total assets
€2.51M▼ 5.7%
2024 · €2.66M
2018: €1.34M
2019: €1.46M
2020: €2.52M
2021: €2.55M
2022: €2.25M
2023: €2.92M
2024: €2.66M
2018 → 2025
Net result
€-4k
2024 · €54k
2018: €92k
2019: €145k
2020: €979k
2021: €138k
2022: €116k
2023: €589k
2024: €54k
2018 → 2025
Working capital
€2.24M▼ 6.0%
2024 · €2.38M
2018: €75k
2019: €222k
2020: €1.21M
2021: €2.22M
2022: €1.92M
2023: €2.42M
2024: €2.38M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.51M-€2.19M▼ 12.7%€2.67M▲ 21.7%€2.63M▼ 1.4%€2.48M▼ 5.6%
Operating result€96k-€274k▲ 185%€206k▼ 24.7%€-18k€-58k▼ 222%
Net result€138k-€116k▼ 16.0%€589k▲ 408%€54k▼ 90.9%€-4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €58k in 2025 against €18k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.51M
Fixed assets
€240k▼ 2.6%
Current assets
€2.27M▼ 6.1%
Equity and liabilities €2.51M
Equity
€2.48M▼ 5.6%
Debt
€30k▼ 12.9%
The debt ratio falls from 1.3% to 1.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-45k▼
2024 · €-6k
Cash flow
€10k▼
2024 · €65k
Solvency
98.8%▲
2024 · 98.7%
Current ratio
75.66▲
2024 · 70.13
Quick ratio
75.66▲
2024 · 70.13
Debt / equity
0.01▼
2024 · 0.01
ROE
-0.1%▼
2024 · 2.0%
ROA
-0.1%▼
2024 · 2.0%
Interest coverage
-17.59▼
2024 · 0.29
Debt
€30k▼
2024 · €34k
Debt ≤ 1 year
€30k▼
2024 · €34k
Income taxes
€3k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.66M€2.51M▼
Fixed assets21/28€246k€240k▼
Tangible fixed assets22/27€246k€240k▼
Land and buildings22€237k€227k▼
Furniture and vehicles24€9k€13k▲
Current assets29/58€2.42M€2.27M▼
Amounts receivable after more than one year29€500k€500k=
Other amounts receivable291€500k€500k=
Amounts receivable within one year40/41€27k€39k▲
Other amounts receivable41€27k€39k▲
Current investments50/53€1.70M€1.37M▼
Cash at bank and in hand54/58€183k€363k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€2.66M€2.51M▼
Equity10/15€2.63M€2.48M▼
Contributions10/11€26k€26k=
Reserves13€2.60M€2.45M▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2.60M€2.45M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€34k€30k▼
Amounts payable within one year42/48€34k€30k▼
Trade debts44€4k€674▼
Suppliers440/4€4k€674▼
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€11k€10k▼
Other amounts payable47/48€20k€19k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€-2k€-39k▼
Operating profit (loss)9901€-18k€-58k▼
Financial income75/76B€67k€59k▼
Recurring financial income75€67k€59k▼
Non-recurring financial income76B€0-
Financial charges65/66B€-21k€3k▲
Recurring financial charges65€-21k€3k▲
Profit (loss) for the period before taxes9903€70k€-966▼
Income taxes67/77€17k€3k▼
Profit (loss) for the period9904€54k€-4k▼
Profit (loss) for the period to be appropriated9905€54k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€-4k▼
Transfer from equity791/2€92k€148k▲
Transfer to equity691/2€54k€0▼
To other reserves6921€54k€0▼
Profit to be distributed694/7€92k€145k▲
Return on contributions (dividend)694€92k€145k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-4k ▼107%
Net result drops to €-4k, the lowest in the series.
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 7current ratio 70.13
Current ratio from 10.59 to 70.13; short-term debt falls from €252k to €34k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity times 6current ratio 57.72
Current ratio from 9.26 to 57.72; short-term debt falls from €146k to €39k.
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €979k ▲577%
Net result €979k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 9.26
Current ratio from 4.57 to 9.26.
31-12
Financial
Equity above €2MEq €2.37M ▲70.4%
3 profitable years in a row build equity to €2.37M.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity doublescurrent ratio 4.57
Current ratio from 2.22 to 4.57.
11-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waalspad 48300 Knokke-HeistGround area
1,122 m²
Building footprint
229 m²
Volume, LiDAR
897 m³
Parcel 31332E0800/00C000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLEEREMANS & DESTROOPER
since 20102.367.378.238
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332E0800/00C000 | Flanders | 1,122 m² | 1 · 229 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600N3LMWF81N2EH76
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Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 873 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2010
Fiscal year end31-12
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.