CLEBIO
ActiveSummary
The computed 12-month bankruptcy probability of CLEBIO is 2.3% (moderate). The 2024 annual accounts show equity of €285,377 and a net result of €11,223. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 51% of 26040 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability55▼-5
Solvency59▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity tight (current ratio 1.09 against 0.44 in 2023; short-term debt: 5.6% and cash: 0.6% of total assets), and 66.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-09-2025, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
39 d late
2023
28 d late
2022
29 d late
2021
12 d late
2020
on the day
2019
45 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 26 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
€2,986
EBIT margin
868.3%
Net result
€11,223▼ 35.2%
2023 · €17,320
Working capital
€4,416
2023 · -€31,624
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€2,986
Operating result€87,032▼ 16.0%€25,926▼ 70.2%€36,002▲ 38.9%€28,529▼ 20.8%€27,427▼ 3.9%
Net result€52,003▼ 39.7%€8,405▼ 83.8%€26,771▲ 219%€17,320▼ 35.3%€11,223▼ 35.2%
EBIT margin868.3%
Equity€18,168€230,063▲ 1,166%€256,834▲ 11.6%€274,154▲ 6.7%€285,377▲ 4.1%
Total assets€924,535▼ 39.4%€899,453▼ 2.7%€863,551▼ 4.0%€847,188▼ 1.9%€851,830▲ 0.5%
Debt€906,367▼ 41.9%€669,390▼ 26.1%€606,717▼ 9.4%€573,034▼ 5.6%€566,452▼ 1.1%
Working capital€136,904-€50,619-€34,182▲ 32.5%-€31,624▲ 7.5%€4,416
Staff (FTE)16▲ 3.9%
Why a figure moved sharply
- 2021 Equity +1,166% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 4% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €851,830
Fixed assets
€800,093 ▼ 2.7%
Current assets
€51,737 ▲ 109%
Equity and liabilities €851,830
Equity
€285,377 ▲ 4.1%
Debt
€566,452 ▼ 1.1%
Debt's share of the balance-sheet total falls from 67.6% to 66.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49,723▼
2023 · €50,825
Cash flow
€33,519▼
2023 · €39,616
Current ratio
1.09▲
2023 · 0.44
Debt to equity
1.98▼
2023 · 2.09
ROE
3.9%▼
2023 · 6.3%
ROA
1.3%▼
2023 · 2.0%
Interest coverage
4.14▼
2023 · 4.68
Debt ≤ 1 year
€47,321▼
2023 · €56,423
Debt > 1 year
€519,132▲
2023 · €516,611
Income taxes
€4,204▲
2023 · €344
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,040 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.3%
went bankrupt
3.6%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €2,986 | - | - | - | - |
| Non-recurring operating income76A | - | €131,697 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €74,491 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €74,388 | €27,915 | €22,296 | €22,296 | €22,296 | = |
| Other operating charges640/8 | - | €6,351 | - | - | - | - |
| Non-recurring operating charges66A | - | - | - | €1,122 | €1,056 | ▼ 5.9% |
| Gross operating margin9900 | €488,424 | €60,192 | €58,298 | €51,947 | €50,779 | ▼ 2.2% |
| Operating profit (loss)9901 | €87,032 | €25,926 | €36,002 | €28,529 | €27,427 | ▼ 3.9% |
| Financial income75/76B | - | €8 | - | - | - | - |
| Recurring financial income75 | €12,585 | €8 | - | - | - | - |
| Financial charges65/66B | - | €14,029 | €9,231 | €10,865 | €12,000 | ▲ 10.4% |
| Recurring financial charges65 | €40,610 | €14,029 | €9,231 | €10,865 | €12,000 | ▲ 10.4% |
| Profit (loss) for the period before taxes9903 | €59,007 | €11,905 | €26,771 | €17,664 | €15,427 | ▼ 12.7% |
| Income taxes67/77 | €7,004 | €3,500 | - | €344 | €4,204 | ▲ 1,123% |
| Profit (loss) for the period9904 | €52,003 | €8,405 | €26,771 | €17,320 | €11,223 | ▼ 35.2% |
| Profit (loss) for the period to be appropriated9905 | €52,003 | €8,405 | €26,771 | €17,320 | €11,223 | ▼ 35.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €924,535 | €899,453 | €863,551 | €847,188 | €851,830 | ▲ 0.5% |
| Fixed assets21/28 | €617,896 | €866,980 | €844,685 | €822,389 | €800,093 | ▼ 2.7% |
| Tangible fixed assets22/27 | €617,896 | €866,980 | €844,685 | €822,389 | €800,093 | ▼ 2.7% |
| Land and buildings22 | - | €866,980 | €844,685 | €822,389 | €800,093 | ▼ 2.7% |
| Current assets29/58 | €306,639 | €32,473 | €18,867 | €24,799 | €51,737 | ▲ 109% |
| Amounts receivable within one year40/41 | €271,922 | €2,670 | €8,061 | €20,029 | €46,749 | ▲ 133% |
| Trade receivables40 | - | - | €5,509 | €19,780 | €29,040 | ▲ 46.8% |
| Other amounts receivable41 | - | €2,670 | €2,552 | €250 | €17,709 | ▲ 6,992% |
| Cash at bank and in hand54/58 | €8,878 | €29,803 | €10,805 | €4,770 | €4,988 | ▲ 4.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €924,535 | €899,453 | €863,551 | €847,188 | €851,830 | ▲ 0.5% |
| Equity10/15 | €18,168 | €230,063 | €256,834 | €274,154 | €285,377 | ▲ 4.1% |
| Contributions10/11 | €100,000 | €98,000 | €98,000 | €98,000 | €98,000 | = |
| Outside capital11 | - | €98,000 | - | - | - | - |
| Share premium1100/10 | - | €98,000 | - | - | - | - |
| Revaluation surpluses12 | - | €277,000 | €277,000 | €277,000 | €277,000 | = |
| Profit (loss) carried forward14 | -€81,832 | -€144,937 | -€118,166 | -€100,846 | -€89,623 | ▲ 11.1% |
| Amounts payable17/49 | €906,367 | €669,390 | €606,717 | €573,034 | €566,452 | ▼ 1.1% |
| Amounts payable after more than one year17 | €721,396 | €586,298 | €553,669 | €516,611 | €519,132 | ▲ 0.5% |
| Financial debts170/4 | - | €586,298 | €553,669 | €516,611 | €519,132 | ▲ 0.5% |
| Amounts payable within one year42/48 | €169,735 | €83,092 | €53,048 | €56,423 | €47,321 | ▼ 16.1% |
| Current portion of amounts payable after more than one year42 | - | €32,186 | €32,629 | €42,524 | €34,312 | ▼ 19.3% |
| Trade debts44 | - | €5,513 | - | €9,669 | €8,461 | ▼ 12.5% |
| Suppliers440/4 | - | €5,513 | - | €9,669 | €8,461 | ▼ 12.5% |
| Taxes, remuneration and social security45 | - | €2 | €2 | €346 | €4,548 | ▲ 1,214% |
| Taxes450/3 | - | €2 | €2 | €346 | €4,548 | ▲ 1,214% |
| Other amounts payable47/48 | - | €45,391 | €20,417 | €3,884 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €52,003 | €8,405 | €26,771 | €17,320 | €11,223 | ▼ 35.2% |
| + Depreciation and write-downs630 | €74,388 | €27,915 | €22,296 | €22,296 | €22,296 | = |
| Operating cash flow (approximation) | €126,391 | €36,320 | €49,067 | €39,616 | €33,519 | ▼ 15.4% |
| Investment in fixed assets (approximation) | - | -€276,999 | -€0 | €0 | €0 | - |
| Change in cash | - | €20,925 | -€18,998 | -€6,036 | €218 | ▲ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-03
State Gazette act
Resignation: BIOCAP & CO (director)Appointment: Xavier Dethier (sole director) · Power of attorney4 facts ▸
State Gazette act
Resignation: BIOCAP & CO (director)
Appointment: Xavier Dethier (sole director) · Power of attorney4 facts ▸
- General meeting, 16 mars 2026
- Director resignation, BIOCAP & CO (director)
- Director appointment, Xavier Dethier (sole director)
- Power of attorney, Xavier Dethier
30-03
State Gazette act
Appointment: Jymb (managing director)Permanent representative: BODART Julie · Power of attorney4 facts ▸
State Gazette act
Appointment: Jymb (managing director)
Permanent representative: BODART Julie · Power of attorney4 facts ▸
- General meeting, 20 mars 2026
- Director appointment, Jymb (managing director)
- Permanent representative, BODART Julie
- Power of attorney, Xavier DETHIER
2025
08-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 1.09
Current ratio from 0.44 to 1.09; short-term debt falls from €56,423 to €47,321.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
2021
31-12
Financial
Equity above €200,000Eq €230,063 ▲1,166%
3 profitable years in a row build equity to €230,063.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Liquidity triplescurrent ratio 1.81
Current ratio from 0.69 to 1.81; short-term debt falls from €701,469 to €169,735.
14-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 45 days late
2019
30-09
Financial
Back to profitnet €86,215
Net result €86,215 after one loss-making year.
Show earlier events
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 2 have been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, 1 in day-to-day management, last change in 2026
Board 1
Xavier Dethier
CurrentSole director · since 16-03-2026
Day-to-day management 1
JYMB
CurrentManaging director · since 20-03-2026 · Private limited company · perm. rep.: BODART Julie
Permanent representatives 1
BODART Julie
CurrentPermanent representative · since 20-03-2026 · for JYMB
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
4 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 6 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Recogne, L'Aliénau 1026800 Libramont-ChevignyGround area
10.0 ha
Building footprint
1,925 m²
Volume, LiDAR
8,363 m³
4 parcels, Wallonia · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
6 establishment units
BIOCAP
since 20152.242.754.915
Biocap
since 20172.265.240.901
La Vie Claire
since 20262.387.263.436
La Vie Claire
since 20262.387.265.416
La Vie Claire
since 20262.387.265.614
La Vie Claire
since 20262.387.265.713
4 parcels
Wallonia
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 81011C2315/00G000 | Wallonia | 9.1 ha | 1 · 939 m² | - |
| 92039A0089/00X002 | Wallonia | 7,919 m² | 1 · 700 m² | 11.9 m · 3 fl. |
| 92021E0167/00E000 | Wallonia | 676 m² | 1 · 135 m² | - |
| 52392C0095/00V004indicative | Wallonia | 652 m² | 1 · 152 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
3 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 2 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Xavier Dethier |
|
| JYMB |
|
| BIOCAP & CO |
|
Structure & network
Owners and holdings
1 ownerChain of control
- BIOCAP & CO
- CLEBIO
Highest known parent: BIOCAP & CO. The sources do not say who stands above it.
Owners 1
- BIOCAP & COparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Recognitions · licences · registrations
Food safety, FASFC
6 sitesCharleroi2.387.263.436
Namur2.387.265.416
Arlon2.265.240.901
Gembloux2.387.265.713
Show 2 more sites
Libramont-Chevigny2.242.754.915
Namur2.387.265.614
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Of 12,956 companies in sector 47120 we hold annual accounts for 2,192. 1,302 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-06-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47120Other non-specialised retail sale
Contact
E-mail
lavieclairebe@gmail.comLibramont-Chevigny
Phone
0496196091Libramont-Chevigny
E-invoicing
Reachable via Peppol
Peppol ID
0208:0631941241
Also
9925:BE0631941241
Registered
06-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.