Summary
CLEBERO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €24k and a net result of €83k. Equity is shrinking by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 21% of 8048 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 8048 sector peers (2025).
NBB · sector comparisonPosition among 8048 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-09-2025, 53 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
53 d early
2024
31 d early
2023
43 d early
2022
105 d early
2021
26 d early
2020
39 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▼ 43.6%
2024 · €42k
Net result
€83k▼ 11.6%
2024 · €94k
Total assets
€149k▼ 12.4%
2024 · €170k
Solvency
16.1%▼ 8.9pp
2024 · 25.1%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€53k▼ 20.9%€60k▲ 13.0%€113k▲ 88.0%€122k▲ 8.1%€104k▼ 14.9%
Net result€42k▼ 18.5%€47k▲ 11.4%€88k▲ 88.0%€94k▲ 7.1%€83k▼ 11.6%
Equity€45k▼ 74.7%€47k▲ 4.1%€45k▼ 4.0%€42k▼ 5.7%€24k▼ 43.6%
Total assets€111k▼ 45.5%€141k▲ 26.5%€194k▲ 38.1%€170k▼ 12.7%€149k▼ 12.4%
Debt€66k▲ 154%€94k▲ 41.8%€149k▲ 59.2%€127k▼ 14.8%€125k▼ 2.0%
Working capital€28k▼ 83.1%€29k▲ 4.5%€34k▲ 15.1%€35k▲ 5.0%€10k▼ 72.0%
Solvency40.6%▼ 46.7pp33.4%▼ 7.2pp23.2%▼ 10.2pp25.1%▲ 1.9pp16.1%▼ 8.9pp
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€14k ▲ 98.4%
Current assets
€135k ▼ 17.2%
Equity and liabilities €149k
Equity
€24k ▼ 43.6%
Debt
€125k ▼ 2.0%
Debt's share of the balance-sheet total rises from 74.9% to 83.9%. Equity and debt are lower.
Key figures and ratios
ROE
348.1%▲
2024 · 222.1%
ROA
56.1%▲
2024 · 55.6%
Debt ≤ 1 year
€125k▼
2024 · €127k
Income taxes
€23k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €5k | €6k | €4k | €4k | ▲ 0.4% |
| Other operating charges640/8 | - | €1k | €1k | €1k | €1k | ▲ 2.7% |
| Gross operating margin9900 | €61k | €66k | €120k | €127k | €109k | ▼ 14.3% |
| Operating profit (loss)9901 | €53k | €60k | €113k | €122k | €104k | ▼ 14.9% |
| Financial income75/76B | - | - | - | €60 | €3k | ▲ 4,365% |
| Recurring financial income75 | €132 | - | - | €60 | €3k | ▲ 4,365% |
| Financial charges65/66B | - | €42 | €42 | €169 | €42 | ▼ 74.9% |
| Recurring financial charges65 | €43 | €42 | €42 | €169 | €42 | ▼ 74.9% |
| Profit (loss) for the period before taxes9903 | €54k | €60k | €113k | €122k | €106k | ▼ 12.7% |
| Income taxes67/77 | €12k | €13k | €25k | €27k | €23k | ▼ 16.4% |
| Profit (loss) for the period9904 | €42k | €47k | €88k | €94k | €83k | ▼ 11.6% |
| Profit (loss) for the period to be appropriated9905 | €42k | €47k | €88k | €94k | €83k | ▼ 11.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €111k | €141k | €194k | €170k | €149k | ▼ 12.4% |
| Fixed assets21/28 | €17k | €18k | €11k | €7k | €14k | ▲ 98.4% |
| Tangible fixed assets22/27 | €17k | €18k | €11k | €7k | €14k | ▲ 98.4% |
| Plant, machinery and equipment23 | - | €17k | €11k | €7k | €14k | ▲ 98.4% |
| Furniture and vehicles24 | - | €814 | €300 | - | - | - |
| Current assets29/58 | €94k | €123k | €183k | €163k | €135k | ▼ 17.2% |
| Amounts receivable within one year40/41 | €18k | €20k | €18k | €17k | €15k | ▼ 13.5% |
| Trade receivables40 | - | €15k | €15k | €15k | €15k | ▲ 0.1% |
| Other amounts receivable41 | - | €5k | €3k | €3k | €500 | ▼ 82.5% |
| Current investments50/53 | - | - | - | €100k | €75k | ▼ 25.0% |
| Cash at bank and in hand54/58 | €76k | €103k | €165k | €45k | €44k | ▼ 3.0% |
| Deferred charges and accrued income490/1 | - | - | - | - | €650 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €111k | €141k | €194k | €170k | €149k | ▼ 12.4% |
| Equity10/15 | €45k | €47k | €45k | €42k | €24k | ▼ 43.6% |
| Contributions10/11 | - | €19k | €19k | €19k | €60 | ▼ 99.7% |
| Reserves13 | €24k | €24k | €24k | €24k | €24k | = |
| Tax-exempt reserves132 | - | €24k | €24k | €24k | €24k | = |
| Profit (loss) carried forward14 | €3k | €4k | €3k | - | - | - |
| Amounts payable17/49 | €66k | €94k | €149k | €127k | €125k | ▼ 2.0% |
| Amounts payable within one year42/48 | €66k | €94k | €149k | €127k | €125k | ▼ 2.0% |
| Trade debts44 | €9k | €6k | €2k | €3k | €8k | ▲ 179% |
| Suppliers440/4 | - | €6k | €2k | €3k | €8k | ▲ 179% |
| Taxes, remuneration and social security45 | - | €9k | €11k | €17k | €10k | ▼ 39.6% |
| Taxes450/3 | - | €9k | €11k | €17k | €10k | ▼ 39.6% |
| Other amounts payable47/48 | - | €79k | €136k | €107k | €107k | ▼ 0.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42k | €47k | €88k | €94k | €83k | ▼ 11.6% |
| + Depreciation and write-downs630 | €7k | €5k | €6k | €4k | €4k | ▲ 0.4% |
| Operating cash flow (approximation) | €49k | €51k | €94k | €99k | €88k | ▼ 11.1% |
| Investment in fixed assets (approximation) | - | €-5k | €0 | €0 | €-11k | - |
| Change in cash | - | €26k | €63k | €-120k | €-1k | ▲ 98.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Highest result since 2019net €94k ▲7.1%
Operating result €122k, net result €94k, both a record.
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Equity above €150kEq €178k ▲40.8%
2 profitable years in a row build equity to €178k.
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ledegem · 1 establishment unit since 2015
Ground area
345 m²
Building footprint
104 m²
Volume, LiDAR
490 m³
Parcel 36018B0875/00A003, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
CLEBERO
since 20152.246.376.379
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36018B0875/00A003 | Flanders | 345 m² | 1 · 104 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 8,055 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-09-2015
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
Scores and ratios are computed by Checked and are not a credit decision.