Result
-€63,785 -€63,785
From profit to loss in 2025, after a profit of €9,739 in 2024.
CLEAR MINDS
Lifetime
18 annual accounts with figures on one time axis, 20 filings since 2004peak €218,375 (2024)
€80,377▼ 63.2%
lowest -€165,771 (2019)
-€63,785▼ €73,524
peak €2.1m (2018)
€1.7m▼ 3.7%
€535,281▼ 8.7%
peak 0 FTE (2023)
0 FTE
Board2 names since 2004
1 directorLIBOIS Oliver
Documentsfilings and deeds
29-07-20262 days before the deadline
2025abbreviated format
Gross margin from €218,375 to €80,377Loss of €63,785Cash from €46,620 to €8,531
Key points
from the 2025 annual accountsInvestments
€6,263 0.0 × depreciation
Green is investment, beige is depreciation.
Filings
20 annual accounts since 2004
Nine of the last ten came late. The 2019 accounts came latest: 185 days after the end of the period.
Checked score
85
Excellent
Financially stronger than 49% of small companies in research and development (NACE 72)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 164 companies (NACE 72, small).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 1.1%▲ +0.4 percentage points vs 12-2024
02-2025: 1.2%▲ +0.1 percentage points vs 01-2025
03-2025: 1.5%▲ +0.3 percentage points vs 02-2025
04-2025: 1.5%● unchanged vs 03-2025
05-2025: 1.9%▲ +0.4 percentage points vs 04-2025
06-2025: 2.9%▲ +1.0 percentage point vs 05-2025
07-2025: 2.9%● unchanged vs 06-2025
08-2025: 3.0%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -2.9 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.2%▲ +0.1 percentage points vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 4.29, cash €8,531, halved
1 of the last 3 accounts late
Loss of €63,785 (financial year 2025)
lowers risk
Size: total assets €2.3m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 72, small). It does better than 68% of them on solvency, 42% on liquidity, 55% on profitability and 30% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as CLEAR MINDS has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CLEAR MINDS itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for CLEAR MINDS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €140,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.29 (5.36 in 2024), above the usual 1.5. Short-term debt is 5% and cash 0.4% of total assets. 28.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
29 days late
2023
31 days late
2022
52 days late
2021
10 days late
2020
4 days late
2019
185 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 44 days after the deadline. In the sector (NACE 72), the median for financial year 2024 was 13 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
LO
LIBOIS Oliver
Director, since 12-01-2004
Shares in 5 companies, including SAM INTERIM and JOX
Board & ownershipRecent changes
Change of role: Olivier LIBOIS, from manager to director
Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 31-10-2023 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0862585069
Purpose change
“La réalisation de toutes opérations mobilières ou immobilières comprenant notamment la détention,l'achat.la…” (deed in French) · General meeting of 30-06-2017 · Gazette deed
Incorporation
published on 19-01-2004 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CLEAR MINDS Profondeville | €2.3m | €80,377 | 71.9% | 0 |
| GENESYS Schaerbeek | €3.0m | €79,548 | 40.0% | 0 |
| CLERBOIS CONSULTING Wezembeek-Oppem | €2.1m | €121,431 | 92.7% | 0 |
| CYBER SECURITY MANAGEMENT Sint-Gillis (bij-Brussel) | €1.4m | €108,390 | -34.3% | 1 |
| BITS & PIECES Vorselaar | €1.1m | €50,991 | 79.3% | 0 |
| NxtLvl Kontich | €3.2m | €90,097 | 58.3% | 0.8 |
| PANAM Forest | €1.6m | €105,390 | 9.0% | 2 |
These companies have the same main activity as CLEAR MINDS (NACE 72100). They are comparable in size and age: total assets between €1.1m and €3.2m, founded between 2000 and 2007.
Official details
Source: KBO- Status
- Active since 12-01-2004Normal situation
- Activity
- NACE 72100and 2 others
- Establishment unit
- 2.135.639.0035170 Profondeville, since 12-01-2004
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Annual accounts 2025
- ≈ €220,000estimated
- €2.3m▼ 5.2%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Companies linked to CLEAR MINDS
Subsidiaries and holdings
Insights on CLEAR MINDS
CLEAR MINDS files the abbreviated format. That format states no turnover. The gross margin rose from €79,182 in 2007 to €80,377 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CLEAR MINDS
- What is the company number of CLEAR MINDS?
- The company number of CLEAR MINDS is 0862.585.069. The VAT number is the same number with BE in front: BE 0862.585.069.
- Where is CLEAR MINDS based?
- The registered office is at Rue Antoine Gémenne 15, 5170 Profondeville.Company details
- What is the legal form of CLEAR MINDS?
- CLEAR MINDS is a private limited company (BV).
- When was CLEAR MINDS founded?
- CLEAR MINDS was founded on 12-01-2004.
- Is CLEAR MINDS still active?
- Yes, CLEAR MINDS is an active enterprise in the KBO register.
- What is the turnover of CLEAR MINDS?
- The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €80,377 and 1,300 comparable companies of the same size. It probably lies between €140,000 and €430,000. It is a rough estimate.Financials
- Is CLEAR MINDS profitable?
- In financial year 2025, CLEAR MINDS made a loss of €63,785.
- Where can I find the annual accounts of CLEAR MINDS?
- CLEAR MINDS filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CLEAR MINDS due?
- CLEAR MINDS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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