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BITS & PIECES

Active
Private limited companyfounded 200422 yrs activeNieuwstraat 53, 2290 Vorselaar, BelgiumKBO/BCE: BE 0865.960.174

BITS & PIECES has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €868k and a net result of €43k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 80% of 2687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
88 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+16
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 13.2 against 11.79 in 2024; short-term debt: 7% and cash: 11.4% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 22 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
79.3%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
1 d early
2023
1 d early
2022
11 d early
2021
2 d early
2020
19 d early
2019
11 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€868k▲ 5.2%
2024 · €825k
2018: €14k 2019: €18k 2020: €900 2021: €11k 2022: €7k 2023: €-28k 2024: €825k
2018 → 2025
Total assets
€1.09M▲ 2.7%
2024 · €1.07M
2018: €176k 2019: €193k 2020: €245k 2021: €257k 2022: €337k 2023: €904k 2024: €1.07M
2018 → 2025
Net result
€43k▼ 95.0%
2024 · €853k
2018: €-8k 2019: €4k 2020: €-17k 2021: €11k 2022: €-4k 2023: €-35k 2024: €853k
2018 → 2025
Working capital
€935k▲ 5.7%
2024 · €885k
2018: €-24k 2019: €-10k 2020: €-20k 2021: €62k 2022: €110k 2023: €-438k 2024: €885k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€11k-€7k▼ 37.2%€-28k€825k€868k▲ 5.2%
Operating result€18k-€-4k€-20k▼ 438%€15k€33k▲ 112%
Net result€11k-€-4k€-35k▼ 723%€853k€43k▼ 95.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-250k€0€250k€500k€750kOperating result 2021: €18k€18kNet result 2021: €11k€11kOperating result 2022: €-4k€-4kNet result 2022: €-4k€-4kOperating result 2023: €-20k€-20kNet result 2023: €-35k€-35kOperating result 2024: €15k€15kNet result 2024: €853k€853kOperating result 2025: €33k€33kNet result 2025: €43k€43k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 112% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets €84k▼ 16.3%
Current assets €1.01M▲ 4.6%
Equity and liabilities €1.09M
Equity €868k▲ 5.2%
Debt €227k▼ 6.0%
The debt ratio falls from 22.6% to 20.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€50k
2024 · €31k
Cash flow
€60k
2024 · €869k
Solvency
79.3%
2024 · 77.4%
Current ratio
13.20
2024 · 11.79
Quick ratio
12.90
2024 · 11.69
Debt / equity
0.26
2024 · 0.29
ROE
4.9%
2024 · 103.4%
ROA
3.9%
2024 · 80.0%
Interest coverage
7.21
2024 · 0.97
Debt
€227k
2024 · €241k
Debt ≤ 1 year
€77k
2024 · €82k
Debt > 1 year
€150k
2024 · €159k
Income taxes
€3k
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.07M€1.09M
Fixed assets21/28€100k€84k
Tangible fixed assets22/27€100k€84k
Land and buildings22€70k€64k
Furniture and vehicles24€30k€20k
Financial fixed assets28€0-
Current assets29/58€966k€1.01M
Stocks and contracts in progress3€8k€23k
Stocks30/36€8k€23k
Amounts receivable within one year40/41€229k€153k
Trade receivables40€15k€4k
Other amounts receivable41€215k€149k
Current investments50/53€650k€710k
Cash at bank and in hand54/58€79k€125k
Deferred charges and accrued income490/1€375€7
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.09M
Equity10/15€825k€868k
Contributions10/11€13k€13k=
Reserves13€772k€797k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€770k€795k
Profit (loss) carried forward14€40k€58k
Amounts payable17/49€241k€227k
Amounts payable after more than one year17€159k€150k
Financial debts170/4€159k€150k
Other amounts payable178/9€0-
Amounts payable within one year42/48€82k€77k
Current portion of amounts payable after more than one year42€9k€9k
Financial debts43€839€117
Credit institutions430/8€839€117
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€68k€63k
Taxes450/3€68k€63k
Other amounts payable47/48€2k€3k
Income statement Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€27k€0
Other operating charges640/8€3k€961
Non-recurring operating charges66A€10k€0
Gross operating margin9900€70k€51k
Operating profit (loss)9901€15k€33k
Financial income75/76B€947k€20k
Recurring financial income75€947k€20k
Non-recurring financial income76B€0-
Financial charges65/66B€32k€7k
Recurring financial charges65€32k€7k
Profit (loss) for the period before taxes9903€930k€45k
Income taxes67/77€77k€3k
Profit (loss) for the period9904€853k€43k
Profit (loss) for the period to be appropriated9905€853k€43k
Appropriation of the result
Profit (loss) to be appropriated9906€810k€83k
Profit (loss) brought forward from the previous period14P€-43k€40k
Transfer to equity691/2€770k€25k
To other reserves6921€770k€25k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Back to profitnet €853k
Net result €853k after 2 loss-making years.
31-12
Financial Liquidity times 78current ratio 11.79
Current ratio from 0.15 to 11.79; short-term debt falls from €516k to €82k.
31-12
Financial Equity above €500kEq €825k
Equity rises from €-28k to €825k.
30-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
20-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €11k
Net result €11k after one loss-making year.
12-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
11-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
24-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorselaar · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nieuwstraat 532290 Vorselaar
Ground area
767 m²
Building footprint
168 m²
Volume, LiDAR
884 m³
Parcel 13044G0381/00N002, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bits & Pieces
Nieuwstraat 53, 2290 VorselaarIT consultancy
since 20082.172.637.474
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13044G0381/00N002 Flanders 767 m² 1 · 168 m² 6.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 9,272 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-06-2004
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.