CLEAN GARDEN
ActiveCLEAN GARDEN has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €9k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+3
Solvency41▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.5 against 0.43 in 2024; short-term debt: 30% and cash: 0.9% of total assets), and 84% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16%
Return on assets
2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 4422 sector peers (2025).
NBB · sector comparisonPosition among 4422 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
70 d late
2023
69 d late
2022
66 d late
2021
30 d late
2020
30 d late
2019
117 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 14.3%
2024 · €62k
2018: €-56k
2019: €17k
2020: €23k
2021: €39k
2022: €47k
2023: €55k
2024: €62k
2018 → 2025
Total assets
€444k▼ 14.7%
2024 · €520k
2018: €317k
2019: €375k
2020: €493k
2021: €418k
2022: €438k
2023: €500k
2024: €520k
2018 → 2025
Net result
€9k▲ 27.6%
2024 · €7k
2018: €19k
2019: €74k
2020: €6k
2021: €16k
2022: €8k
2023: €9k
2024: €7k
2018 → 2025
Working capital
€-66k▲ 50.2%
2024 · €-133k
2018: €-150k
2019: €-125k
2020: €-57k
2021: €-91k
2022: €-146k
2023: €-112k
2024: €-133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€47k▲ 19.8%€55k▲ 18.5%€62k▲ 12.6%€71k▲ 14.3%
Operating result€28k-€17k▼ 38.5%€20k▲ 18.0%€24k▲ 18.8%€34k▲ 43.1%
Net result€16k-€8k▼ 51.6%€9k▲ 11.6%€7k▼ 18.9%€9k▲ 27.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €444k
Fixed assets
€377k▼ 9.9%
Current assets
€67k▼ 34.3%
Equity and liabilities €444k
Equity
€71k▲ 14.3%
Debt
€373k▼ 18.6%
The debt ratio falls from 88.0% to 84.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▲
2024 · €73k
Cash flow
€59k▲
2024 · €56k
Solvency
16.0%▲
2024 · 12.0%
Current ratio
0.50▲
2024 · 0.43
Quick ratio
0.50▲
2024 · 0.43
Debt / equity
5.25▼
2024 · 7.37
ROE
12.5%▲
2024 · 11.2%
ROA
2.0%▲
2024 · 1.3%
Interest coverage
3.92▲
2024 · 3.63
Debt
€373k▼
2024 · €458k
Debt ≤ 1 year
€133k▼
2024 · €235k
Debt > 1 year
€240k▲
2024 · €223k
Income taxes
€4k▲
2024 · €2k
Staff costs
€81k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€520k€444k▼
Fixed assets21/28€418k€377k▼
Tangible fixed assets22/27€418k€377k▼
Land and buildings22€303k€290k▼
Plant, machinery and equipment23€68k€51k▼
Furniture and vehicles24€40k€31k▼
Other tangible fixed assets26€7k€5k▼
Financial fixed assets28€253€253=
Current assets29/58€102k€67k▼
Amounts receivable within one year40/41€51k€46k▼
Trade receivables40€46k€26k▼
Other amounts receivable41€5k€20k▲
Cash at bank and in hand54/58€29k€4k▼
Deferred charges and accrued income490/1€22k€18k▼
Equity and liabilities
Total equity and liabilities10/49€520k€444k▼
Equity10/15€62k€71k▲
Contributions10/11€6k€6k=
Reserves13€8k€17k▲
Non-distributable reserves130/1€385€385=
Reserves not available under the articles1311€385€385=
Distributable reserves133€7k€16k▲
Profit (loss) carried forward14€48k€48k=
Amounts payable17/49€458k€373k▼
Amounts payable after more than one year17€223k€240k▲
Financial debts170/4€223k€240k▲
Amounts payable within one year42/48€235k€133k▼
Current portion of amounts payable after more than one year42€63k€52k▼
Trade debts44€103k€57k▼
Suppliers440/4€103k€57k▼
Taxes, remuneration and social security45€11k€17k▲
Taxes450/3€2k€6k▲
Remuneration and social security454/9€9k€11k▲
Other amounts payable47/48€58k€8k▼
Accrued charges and deferred income492/3€206-
Income statement
Code20242025
Remuneration, social security and pensions62€68k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€50k▲
Other operating charges640/8€9k€4k▼
Non-recurring operating charges66A€20k€781▼
Gross operating margin9900€170k€170k▲
Operating profit (loss)9901€24k€34k▲
Financial income75/76B€5k€428▼
Recurring financial income75€5k€428▼
Financial charges65/66B€20k€22k▲
Recurring financial charges65€20k€22k▲
Profit (loss) for the period before taxes9903€9k€13k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€7k€9k▲
Profit (loss) for the period to be appropriated9905€7k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€57k▲
Profit (loss) brought forward from the previous period14P€41k€48k▲
Transfer to equity691/2-€9k
To other reserves6921-€9k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €6k ▼92.1%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
2019
31-12
Financial
Highest result since 2018net €74k ▲296%
Operating result €96k, net result €74k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Serpolet (MAR) 267522 TournaiGround area
1.8 ha
Building footprint
2,287 m²
Volume, LiDAR
13,204 m³
2 parcels, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
CLEAN GARDEN
since 20102.190.435.687
CLEAN GARDEN
since 20242.381.124.524
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57050A0166/00R002 | Wallonia | 1.8 ha | 1 · 2,124 m² | 6.8 m · 2 fl. |
| 57043C0872/00M000 | Wallonia | 520 m² | 1 · 163 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,206 companies in sector 81300 we hold annual accounts for 4,358. 3,640 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2010
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.