Equity
€50,664 ▼ 53.7%
CLEAN & COSY paid out €130,000 in dividends. That is 182% of the 2025 profit.
CLEAN & COSY
Lifetime
6 annual accounts with figures on one time axispeak €2.7m (2025)
€2.7m▲ 36.3%
lowest -€34,847 (2020)
€71,278▲ 131%
peak €109,386 (2024)
€50,664▼ 53.7%
€539,519▲ 162%
Board1 name since 2019
1 directorELIAS Henri Catherine Christian
Documentsfilings and deeds
17-08-202617 days late
2025micro format
Gross margin from €2.0m to €2.7mResult from €30,822 to €71,278Dividend €130,000Equity from €109,386 to €50,664Debts from €205,969 to €539,519Cash from €269,398 to €444,089
Key points
from the 2025 annual accountsTurnover
≈ €5.0m estimated
The micro format states no turnover.
Debts
€539,519 91% of the balance sheet
Suppliers 3%Taxes and wages 73%Other 24%
Of this, €538,729 falls due within a year.
Staff
103 employees on 31-12-2025
In 2025, 55 people joined and 45 left.
Filings
6 annual accounts 5 late
The 2023 accounts came latest: 329 days after the end of the period.
Position in the sector
€71,278
Higher net result than 92% of companies in building services and landscaping. Sector median €9,328 · 5,721 companies.
Checked score
68
Healthy
Financially stronger than 35% of micro companies in building services and landscaping (NACE 81)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,709 companies (NACE 81, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.2%
01-2025: 5.9%▲ +1.7 percentage points vs 12-2024
02-2025: 5.9%● unchanged vs 01-2025
03-2025: 6.5%▲ +0.6 percentage points vs 02-2025highest value
04-2025: 5.9%▼ -0.6 percentage points vs 03-2025
05-2025: 5.9%● unchanged vs 04-2025
06-2025: 5.8%▼ -0.1 percentage points vs 05-2025
07-2025: 3.1%▼ -2.7 percentage points vs 06-2025
08-2025: 0.5%▼ -2.6 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.4%▼ -0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026lowest value
08-2026: 0.8%▲ +0.4 percentage points vs 07-2026
09-2026: 0.7%▼ -0.1 percentage points vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 17 days late; 1 of the last 3 accounts late
Equity €50,664 (8.6% of total assets)
lowers risk
Size: total assets €590,183
Liquidity: current ratio 1.09, cash €444,089
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 16% of them on solvency, 47% on liquidity, 66% on profitability and 9% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 166 companies had the same profile as CLEAN & COSY has now. Each dot is one company, two years later.
96.4%
were still trading
1.8%
stopped another way
1.2%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CLEAN & COSY itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 166 companies, not a prediction for CLEAN & COSY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.09 (1.54 in 2024), below the usual 1.5. Short-term debt is 91.3% and cash 75.2% of total assets. 91.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 5725 sector peers (2025).
NBB · sector comparisonPosition among 5725 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
17 days late
2024
14 days early
2023
329 days late
2022
88 days late
2021
191 days late
2020
89 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 117 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 October (4 of the last 5 accounts filed within 103 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- ELIAS Henri Catherine Christian founderdeed of 20-05-2019
- CEBAN Elena founderdeed of 20-05-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0726837331
Registered office moved from Molenbeek-Saint-Jean to Wavre
New registered office: Rue des Fontaines, 28/5, 1300 Wavre · Previous registered office: Rue du Korenbeek 149/C, 1080 Molenbeek-Saint-Jean · Board meeting of 21-10-2020 · Gazette deed
Incorporation
Founders: ELIAS Henri Catherine Christian and CEBAN Elena · Founding capital of €20,000 · Appointment: ELIAS Henri Catherine Christian (director) · published on 20-05-2019 · Gazette deed
First establishment
Rue des Fontaines 28/5, Wavre
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CLEAN & COSY Wavre | - | - | 8.6% | - |
| Toptality Blankenberge | - | - | 8.9% | 52 |
| Eazer Facility Herstal | - | - | 8.8% | 28.3 |
| TRU Genk | - | - | 24.9% | 22.3 |
| NAAF Schaerbeek | €2.7m | 10.4% | 14.5% | - |
| Manoiela Cleaning Zaventem | €1.4m | 3.7% | 25.7% | - |
| SERVICE IN MOTION Schaerbeek | - | - | 26.3% | 38.2 |
These companies have the same main activity as CLEAN & COSY: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €472,000 and €870,000, founded between 2015 and 2021.
Official details
Source: KBO- Status
- Active since 16-05-2019Normal situation
- Activity
- General cleaning of buildingsNACE 81210and 1 other
- Joint committees
- 200Auxiliary committee for white-collar workers
- 322.01Approved companies for local work and services · annual accounts 2025
- Establishment unit
- 2.291.056.2621300 Wavre, since 16-05-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 07-11-2025
Insights on CLEAN & COSY
CLEAN & COSY files the micro format. That format states no turnover. The gross margin rose from €189,256 in 2020 to €2.7m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CLEAN & COSY
- What is the company number of CLEAN & COSY?
- The company number of CLEAN & COSY is 0726.837.331. The VAT number is the same number with BE in front: BE 0726.837.331.
- Where is CLEAN & COSY based?
- The registered office is at Rue des Fontaines 28/5, 1300 Wavre.Company details
- What does CLEAN & COSY do?
- According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
- What is the legal form of CLEAN & COSY?
- CLEAN & COSY is a private limited company (BV).
- When was CLEAN & COSY founded?
- CLEAN & COSY was founded on 16-05-2019.
- Is CLEAN & COSY still active?
- Yes, CLEAN & COSY is an active enterprise in the KBO register.
- How many employees does CLEAN & COSY have?
- CLEAN & COSY had an average of 93.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CLEAN & COSY fall under?
- In its 2025 annual accounts, CLEAN & COSY states joint committees 200 (Auxiliary committee for white-collar workers) and 322.01 (Approved companies for local work and services).
- What is the turnover of CLEAN & COSY?
- The turnover in financial year 2025 is ≈ €5.0m. This figure is estimated from the gross margin of €2.7m and 55 comparable companies of the same size. It probably lies between €3.1m and €6.5m. It is a rough estimate.
- Is CLEAN & COSY profitable?
- In financial year 2025, CLEAN & COSY made a profit of €71,278.
- Where can I find the annual accounts of CLEAN & COSY?
- CLEAN & COSY filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CLEAN & COSY due?
- CLEAN & COSY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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