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CLÉA SANTÉ

Active
Private limited companyfounded 20251 yr activeClos des Sotês 3, 4020 Liège, BelgiumKBO/BCE: BE 1024.201.818
Summary

The computed 12-month bankruptcy probability of CLÉA SANTÉ is 1.9% (moderate). The 2025 annual accounts show equity of €35,260 and a net result of €32,260. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency79
Growth-
Track record67
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 3.42; short-term debt: 20.2% and cash: 69% of total assets), and 46% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
54%
Return on assets
49.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
17 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CLÉA SANTÉ was incorporated on 11 June 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€35,260
Total assets
€65,257
Net result
€32,260
Working capital
€31,876

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €65,257
Fixed assets €20,219
Current assets €45,039
Equity and liabilities €65,257
Equity €35,260
Debt €29,997
Debt finances 46.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€43,562
Cash flow
€34,031
Current ratio
3.42
Debt to equity
0.85
ROE
91.5%
ROA
49.4%
Interest coverage
84.78
Debt ≤ 1 year
€13,162
Debt > 1 year
€16,835
Income taxes
€9,016
Staff costs
€1,100

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 1.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€65,257
Fixed assets21/28€20,219
Tangible fixed assets22/27€20,219
Furniture and vehicles24€20,219
Current assets29/58€45,039
Amounts receivable within one year40/41€36
Other amounts receivable41€36
Cash at bank and in hand54/58€45,003
Equity and liabilities
Total equity and liabilities10/49€65,257
Equity10/15€35,260
Contributions10/11€3,000
Profit (loss) carried forward14€32,260
Amounts payable17/49€29,997
Amounts payable after more than one year17€16,835
Financial debts170/4€16,835
Amounts payable within one year42/48€13,162
Current portion of amounts payable after more than one year42€4,141
Trade debts44€5
Suppliers440/4€5
Taxes, remuneration and social security45€9,016
Taxes450/3€9,016
Income statement Code2025
Remuneration, social security and pensions62€1,100
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,771
Other operating charges640/8€153
Gross operating margin9900€44,815
Operating profit (loss)9901€41,790
Financial charges65/66B€514
Recurring financial charges65€514
Profit (loss) for the period before taxes9903€41,276
Income taxes67/77€9,016
Profit (loss) for the period9904€32,260
Profit (loss) for the period to be appropriated9905€32,260
Appropriation of the result
Profit (loss) to be appropriated9906€32,260

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€1,100
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,771
Other operating charges640/8€153
Gross operating margin9900€44,815
Operating profit (loss)9901€41,790
Financial charges65/66B€514
Recurring financial charges65€514
Profit (loss) for the period before taxes9903€41,276
Income taxes67/77€9,016
Profit (loss) for the period9904€32,260
Profit (loss) for the period to be appropriated9905€32,260
Line2025
Assets
Total assets20/58€65,257
Fixed assets21/28€20,219
Tangible fixed assets22/27€20,219
Furniture and vehicles24€20,219
Current assets29/58€45,039
Amounts receivable within one year40/41€36
Other amounts receivable41€36
Cash at bank and in hand54/58€45,003
Equity and liabilities
Total equity and liabilities10/49€65,257
Equity10/15€35,260
Contributions10/11€3,000
Profit (loss) carried forward14€32,260
Amounts payable17/49€29,997
Amounts payable after more than one year17€16,835
Financial debts170/4€16,835
Amounts payable within one year42/48€13,162
Current portion of amounts payable after more than one year42€4,141
Trade debts44€5
Suppliers440/4€5
Taxes, remuneration and social security45€9,016
Taxes450/3€9,016
Line2025
Profit (loss) for the period9904€32,260
+ Depreciation and write-downs630€1,771
Operating cash flow (approximation)€34,031

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
639 m²
Building footprint
88 m²
Volume, LiDAR
612 m³
Parcel 62113A1296/00V009, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLÉA SANTÉ
Clos des Sotês 3, 4020 LiègeGeneral medical practice
since 20252.374.784.979
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62113A1296/00V009 Wallonia 638 m² 1 · 88 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Wallonia-Brussels Federation

2025 · 1 entry · 139 EUR in total
Year Entries paid
2025 1 139 EUR

Identification & contact

Identification
Legal formPrivate limited company
Founded11-06-2025
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1024201818
Registered 07-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.