CLEA DEVELOPPEMENTS

Active

Private limited companyfounded 201214 yrs activeRue de la Villa Romaine,Nothomb 192, 6717 Attert, BelgiumKBO/BCE: BE 0844.880.985

CLEA DEVELOPPEMENTS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €-9k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 94% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

70 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency100=

Growth55=

Track record100

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3.5k at 30 days acceptable

Liquidity ample (current ratio 19.12; short-term debt: 5% and cash: 55.4% of total assets), and 5.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

94.7%

Return on assets

-15.1%

Age of the figures

9 mo

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year €-9k

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

17 d early

2024

66 d early

2023

47 d early

2022

25 d late

2021

79 d early

2020

33 d early

2019

31 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€15k▲ 160%

2018 · €6k

2018: €6k

2018 → 2019

EBIT margin

11.1%▲ 44.5pp

2018 · -33.4%

2018: -33.4%

2018 → 2019

Net result

€-9k▲ 6.8%

2024 · €-10k

2018: €-2k 2019: €2k 2020: €-11k 2021: €-11k 2022: €-7k 2023: €17k 2024: €-10k

2018 → 2025

Working capital

€54k▼ 13.2%

2024 · €62k

2018: €85k 2019: €85k 2020: €74k 2021: €63k 2022: €56k 2023: €71k 2024: €62k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€64k-€57k▼ 11.3%€75k▲ 30.4%€65k▼ 12.8%€56k▼ 13.7%

Operating result€-11k-€-7k▲ 36.7%€18k€-9k€-9k▲ 7.0%

Net result€-11k-€-7k▲ 36.4%€17k€-10k€-9k▲ 6.8%

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €9k in 2025 against €9k in 2024; the loss shrinks.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €59k

96.1%

Fixed assets €2k▼ 21.7%

Current assets €57k▼ 8.8%

Equity and liabilities €59k

94.7%

Equity €56k▼ 13.7%

Debt €3k▲ 811%

The debt ratio rises from 0.5% to 5.3%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-8k▲

2024 · €-9k

Cash flow

€-8k▲

2024 · €-9k

Solvency

94.7%▼

2024 · 99.5%

Current ratio

19.12

Quick ratio

15.19

Debt / equity

0.06▲

2024 · 0.01

ROE

-15.9%▼

2024 · -14.7%

ROA

-15.1%▼

2024 · -14.7%

Interest coverage

-60.33▲

2024 · -60.96

Debt

€3k▲

2024 · €347

Debt ≤ 1 year

€3k▲

2024 · €255

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€65k€59k▼

Fixed assets21/28€3k€2k▼

Tangible fixed assets22/27€3k€2k▼

Furniture and vehicles24€693€329▼

Other tangible fixed assets26€2k€2k▼

Current assets29/58€62k€57k▼

Stocks and contracts in progress3€12k€12k=

Stocks30/36€12k€12k=

Amounts receivable within one year40/41€12k€12k▲

Other amounts receivable41€12k€12k▲

Cash at bank and in hand54/58€39k€33k▼

Equity and liabilities

Total equity and liabilities10/49€65k€59k▼

Equity10/15€65k€56k▼

Contributions10/11€19k€19k=

Reserves13€69k€69k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Distributable reserves133€67k€67k=

Profit (loss) carried forward14€-22k€-31k▼

Amounts payable17/49€347€3k▲

Amounts payable within one year42/48€255€3k▲

Trade debts44€255€19▼

Suppliers440/4€255€19▼

Other amounts payable47/48-€3k

Accrued charges and deferred income492/3€92€180▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€727€638▼

Other operating charges640/8€387€400▲

Gross operating margin9900€-8k€-8k▲

Operating profit (loss)9901€-9k€-9k▲

Financial income75/76B€21€0▼

Recurring financial income75€21€0▼

Financial charges65/66B€143€135▼

Recurring financial charges65€143€135▼

Profit (loss) for the period before taxes9903€-10k€-9k▲

Profit (loss) for the period9904€-10k€-9k▲

Profit (loss) for the period to be appropriated9905€-10k€-9k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-22k€-31k▼

Profit (loss) brought forward from the previous period14P€-13k€-22k▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 16Financial 5Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

06-08

State Gazette act Purpose · Legal-form change · Resignations & appointments

Statutes amendment · Purpose change · Corporate purpose8 facts ▸

Statutes amendment
Purpose change, Modification de l'objet social par ajout d'activités de participation, courtage en assurances et services financiers
Corporate purpose, La société a pour objet, pour compte propre, pour compte de tiers ou en participation, en Belgique ou à l'étranger : - la gestion de son patrimoine propre, - l’…
Director resignation, SAUVAGE Frédéric Charles Robert Joseph (gérant)
Director appointment, SAUVAGE Frédéric Charles Robert Joseph (administrateur non statutaire)
Registered office, 6717 Nothomb (Attert), rue de la Villa Romaine, 192
Capital conversion, 20.460 euros
Number of shares, 100

14-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

26-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

14-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Back to profitnet €17k

Net result €17k after 3 loss-making years.

25-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 25 days late

2022

13-05

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Weakest financial yearnet €-11k

Net result drops to €-11k, the lowest in the series; recovery starts the following year.

28-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Liquidity times 8current ratio 4609.62

Current ratio from 597.68 to 4609.62; short-term debt falls from €143 to €16.

31-08

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 31 days late

2019

31-12

Financial Back to profitnet €2k

Net result €2k after one loss-making year.

31-12

Financial Liquidity times 10current ratio 597.68

Current ratio from 56.98 to 597.68; short-term debt falls from €2k to €143.

21-08

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 21 days late

2018

30-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 30 days late

2017

22-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 22 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 director, no change since 2026

SAUVAGE Frédéric Charles Robert Joseph

Administrateur non statutaire · since 06-08-2026

Current

06-08-2026 Resigned as Gérant

06-08-2026 Appointed as Administrateur non statutaire

Location & real-estate footprint

Registered office, Attert · 1 establishment unit since 2012

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Villa Romaine,Nothomb 1926717 Attert

Ground area

2,192 m²

Building footprint

206 m²

Volume, LiDAR

1,367 m³

2 parcels, Wallonia · tallest building 11.4 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

Avenue de Mersch 86, 6700 Arlon

Real estate development

since 20122.208.422.556

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
81017A0586/00C000	Wallonia	1,930 m²	1 · 148 m²	7.9 m · 2 fl.
81001A2257/00K002	Wallonia	263 m²	1 · 58 m²	11.4 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

BADELIM

BE 0774.337.142

Thimister-Clermont · Eq €56k

TUINARCHITECTUUR EN TUINAANNEMING VANDEWALLE LIEVEN

Blankenberge · Eq €56k

Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,090 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-03-2012

Fiscal year end31-12

Activities, NACEBEL

68121Development of residential building projects

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.