CLEA CONCEPT

Active

Private limited companyfounded 20233 yrs activeRue Hubert Streel 149, 4432 Ans, BelgiumKBO/BCE: BE 0802.362.818

CLEA CONCEPT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €34k and a net result of €23k. Its solvency ranks better than 64% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).

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Checked score

Score 2024

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency90▲+18

Growth78

Track record94

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days only on tighter terms

Liquidity ample (current ratio 2.39 against 1.76 in 2023; short-term debt: 34.8% and cash: 0.1% of total assets), and 34.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 82

Relative position

BE, all sectors

reference

Sector 82

lower

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-12-2025, 138 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

138 d late

2023

118 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€34k▲ 192%

2023 · €12k

2023: €12k

2023 → 2024

Total assets

€53k▲ 109%

2023 · €25k

2023: €25k

2023 → 2024

Net result

€23k▲ 20.3%

2023 · €19k

2023: €19k

2023 → 2024

Working capital

€25k▲ 150%

2023 · €10k

2023: €10k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€12k-€34k▲ 192%

Operating result€24k-€32k▲ 34.4%

Net result€19k-€23k▲ 20.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2024; 2024 is 34% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €53k

16.9%

83.1%

Fixed assets €9k▲ 467%

Current assets €44k▲ 85.5%

Equity and liabilities €53k

65.2%

34.8%

Equity €34k▲ 192%

Debt €18k▲ 36.6%

The debt ratio falls from 53.2% to 34.8%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€33k▲

2023 · €24k

Cash flow

€24k▲

2023 · €19k

Solvency

65.2%▲

2023 · 46.8%

Current ratio

2.39▲

2023 · 1.76

Quick ratio

2.39▲

2023 · 1.76

Debt / equity

0.53▼

2023 · 1.14

ROE

65.7%▼

2023 · 159.4%

ROA

42.9%▼

2023 · 74.5%

Interest coverage

8.39▼

2023 · 203.45

Debt

€18k▲

2023 · €13k

Debt ≤ 1 year

€18k▲

2023 · €13k

Income taxes

€6k▲

2023 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€25k€53k▲

Fixed assets21/28€2k€9k▲

Tangible fixed assets22/27€2k€9k▲

Furniture and vehicles24€2k€9k▲

Current assets29/58€24k€44k▲

Amounts receivable within one year40/41€24k€44k▲

Trade receivables40€7k€11k▲

Other amounts receivable41€17k€32k▲

Cash at bank and in hand54/58€1€31▲

Equity and liabilities

Total equity and liabilities10/49€25k€53k▲

Equity10/15€12k€34k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€9k€31k▲

Amounts payable17/49€13k€18k▲

Amounts payable within one year42/48€13k€18k▲

Trade debts44€1k€2k▲

Suppliers440/4€1k€2k▲

Taxes, remuneration and social security45€12k€16k▲

Taxes450/3€12k€15k▲

Remuneration and social security454/9-€1k

Other amounts payable47/48€113-

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€335€2k▲

Other operating charges640/8€135€2k▲

Gross operating margin9900€24k€35k▲

Operating profit (loss)9901€24k€32k▲

Financial income75/76B€2€840▲

Recurring financial income75€2€840▲

Financial charges65/66B€118€4k▲

Recurring financial charges65€118€4k▲

Profit (loss) for the period before taxes9903€23k€29k▲

Income taxes67/77€5k€6k▲

Profit (loss) for the period9904€19k€23k▲

Profit (loss) for the period to be appropriated9905€19k€23k▲

Appropriation of the result

Profit (loss) to be appropriated9906€19k€31k▲

Profit (loss) brought forward from the previous period14P-€9k

Profit to be distributed694/7€10k-

Return on contributions (dividend)694€10k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2025

16-12

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 138 days late

2024

26-11

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 118 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ans · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Hubert Streel 1494432 Ans

Ground area

555 m²

Building footprint

58 m²

Volume, LiDAR

515 m³

Parcel 62001B0484/00D036, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

CLEA CONCEPT

Rue Hubert Streel 149, 4432 AnsActivities of head offices; management consultancy activities

since 20232.347.441.768

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62001B0484/00D036	Wallonia	555 m²	1 · 58 m²	9.9 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Lambrechts-Woluwe · Eq €34k

Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,524 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded02-06-2023

Fiscal year end31-12

Activities, NACEBEL

82300Organisation of conventions and trade shows

82990Other business support services

70200Business and other management consultancy

70210Activities of head offices; management consultancy activities

70220Business consulting

73300Public relations and communication consultancy

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.