CLC PROTECT
ActiveSummary
CLC PROTECT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €690k and a net result of €84k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 47% of 1909 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+4
Solvency67▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 2.04 in 2024; short-term debt: 21.5% and cash: 16.6% of total assets), but 58.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
about 50% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.7%
Return on assets
5.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
28 d early
2023
63 d late
2022
42 d late
2021
100 d late
2020
30 d late
2019
68 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€84k▲ 172%
2024 · €31k
Working capital
€272k▼ 20.2%
2024 · €341k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€209k▼ 3.3%€14k▼ 93.2%€162k▲ 1,027%€62k▼ 61.6%€140k▲ 126%
Net result€153k▼ 13.1%€4k▼ 97.5%€104k▲ 2,602%€31k▼ 70.1%€84k▲ 172%
Equity€607k▲ 26.5%€602k▼ 0.8%€703k▲ 16.7%€669k▼ 4.8%€690k▲ 3.1%
Total assets€1.79M▲ 57.7%€1.65M▼ 7.9%€1.83M▲ 11.3%€1.72M▼ 6.2%€1.65M▼ 3.8%
Debt€1.18M▲ 80.6%€1.04M▼ 11.5%€1.13M▲ 8.1%€1.05M▼ 7.0%€963k▼ 8.3%
Working capital€325k▲ 14.3%€248k▼ 23.7%€512k▲ 106%€341k▼ 33.4%€272k▼ 20.2%
Staff (FTE)10.9▼ 10.7%9▼ 17.4%8.6▼ 4.4%9.3▲ 8.1%11.7▲ 25.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 126% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.65M
Fixed assets
€1.03M ▼ 2.2%
Current assets
€627k ▼ 6.4%
Equity and liabilities €1.65M
Equity
€690k ▲ 3.1%
Debt
€963k ▼ 8.3%
Debt's share of the balance-sheet total falls from 61.1% to 58.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€262k▲
2024 · €190k
Cash flow
€206k▲
2024 · €159k
Current ratio
1.77▼
2024 · 2.04
Quick ratio
1.53▼
2024 · 1.80
Debt to equity
1.40▼
2024 · 1.57
ROE
12.2%▲
2024 · 4.6%
ROA
5.1%▲
2024 · 1.8%
Interest coverage
9.52▲
2024 · 6.18
Debt ≤ 1 year
€355k▲
2024 · €330k
Debt > 1 year
€599k▼
2024 · €715k
Income taxes
€34k▲
2024 · €7k
Staff costs
€406k▲
2024 · €358k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €499 | €178 | €17k | - | - |
| Remuneration, social security and pensions62 | €367k | €324k | €324k | €358k | €406k | ▲ 13.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €125k | €142k | €134k | €128k | €122k | ▼ 4.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €-3k | €46k | €-17k | €-34k | - | - |
| Other operating charges640/8 | €13k | €12k | €27k | €11k | €21k | ▲ 97.1% |
| Non-recurring operating charges66A | €68k | - | - | €2k | €302 | ▼ 86.2% |
| Gross operating margin9900 | €779k | €538k | €630k | €526k | €689k | ▲ 31.0% |
| Operating profit (loss)9901 | €209k | €14k | €162k | €62k | €140k | ▲ 126% |
| Financial income75/76B | €10k | €10k | €5k | €7k | €5k | ▼ 20.4% |
| Recurring financial income75 | €10k | €10k | €5k | €7k | €5k | ▼ 20.4% |
| Financial charges65/66B | €15k | €20k | €17k | €31k | €28k | ▼ 10.3% |
| Recurring financial charges65 | €15k | €20k | €17k | €31k | €28k | ▼ 10.3% |
| Profit (loss) for the period before taxes9903 | €205k | €4k | €150k | €38k | €118k | ▲ 210% |
| Income taxes67/77 | €51k | €532 | €46k | €7k | €34k | ▲ 378% |
| Profit (loss) for the period9904 | €153k | €4k | €104k | €31k | €84k | ▲ 172% |
| Transfer from tax-exempt reserves789 | €103k | - | €89k | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €257k | €4k | €193k | €31k | €84k | ▲ 172% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.79M | €1.65M | €1.83M | €1.72M | €1.65M | ▼ 3.8% |
| Fixed assets21/28 | €1.03M | €1.06M | €985k | €1.05M | €1.03M | ▼ 2.2% |
| Tangible fixed assets22/27 | €1.03M | €1.06M | €983k | €1.04M | €1.01M | ▼ 3.0% |
| Land and buildings22 | €490k | €490k | €490k | €549k | €543k | ▼ 1.1% |
| Plant, machinery and equipment23 | €405k | €404k | €370k | €376k | €389k | ▲ 3.5% |
| Furniture and vehicles24 | €128k | €146k | €104k | €83k | €50k | ▼ 39.9% |
| Leasing and similar rights25 | €7k | €3k | - | €803 | - | - |
| Other tangible fixed assets26 | - | €14k | €20k | €36k | €31k | ▼ 11.8% |
| Financial fixed assets28 | €2k | €2k | €2k | €3k | €12k | ▲ 277% |
| Current assets29/58 | €755k | €587k | €847k | €671k | €627k | ▼ 6.4% |
| Stocks and contracts in progress3 | €35k | €39k | €44k | €78k | €83k | ▲ 5.3% |
| Stocks30/36 | €35k | €39k | €44k | €78k | €83k | ▲ 5.3% |
| Amounts receivable within one year40/41 | €497k | €342k | €349k | €254k | €256k | ▲ 0.8% |
| Trade receivables40 | €449k | €329k | €299k | €236k | €238k | ▲ 1.0% |
| Other amounts receivable41 | €47k | €13k | €50k | €19k | €18k | ▼ 2.6% |
| Cash at bank and in hand54/58 | €213k | €195k | €443k | €323k | €275k | ▼ 15.1% |
| Deferred charges and accrued income490/1 | €11k | €12k | €11k | €14k | €14k | ▼ 3.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.79M | €1.65M | €1.83M | €1.72M | €1.65M | ▼ 3.8% |
| Equity10/15 | €607k | €602k | €703k | €669k | €690k | ▲ 3.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Outside capital11 | €19k | €19k | €19k | - | - | - |
| Other1109/19 | €19k | €19k | €19k | - | - | - |
| Reserves13 | €244k | €244k | €294k | €294k | €359k | ▲ 22.1% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Tax-exempt reserves132 | €89k | €89k | - | - | - | - |
| Distributable reserves133 | €153k | €153k | €292k | €292k | €357k | ▲ 22.2% |
| Profit (loss) carried forward14 | €325k | €329k | €383k | €353k | €312k | ▼ 11.5% |
| Investment grants15 | €19k | €10k | €7k | €3k | - | - |
| Amounts payable17/49 | €1.18M | €1.04M | €1.13M | €1.05M | €963k | ▼ 8.3% |
| Amounts payable after more than one year17 | €750k | €705k | €795k | €715k | €599k | ▼ 16.3% |
| Financial debts170/4 | €750k | €705k | €795k | €715k | €599k | ▼ 16.3% |
| Amounts payable within one year42/48 | €430k | €339k | €334k | €330k | €355k | ▲ 7.8% |
| Current portion of amounts payable after more than one year42 | €121k | €105k | €96k | €126k | €117k | ▼ 7.1% |
| Financial debts43 | - | - | - | - | €5k | - |
| Other loans439 | - | - | - | - | €5k | - |
| Trade debts44 | €196k | €169k | €140k | €88k | €65k | ▼ 25.6% |
| Suppliers440/4 | €196k | €169k | €140k | €88k | €65k | ▼ 25.6% |
| Taxes, remuneration and social security45 | €98k | €65k | €99k | €114k | €126k | ▲ 9.9% |
| Taxes450/3 | €57k | €32k | €59k | €55k | €63k | ▲ 14.3% |
| Remuneration and social security454/9 | €41k | €33k | €40k | €59k | €63k | ▲ 5.8% |
| Other amounts payable47/48 | €15k | - | - | €2k | €43k | ▲ 2,162% |
| Accrued charges and deferred income492/3 | €240 | - | - | €5k | €9k | ▲ 81.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €153k | €4k | €104k | €31k | €84k | ▲ 172% |
| + Depreciation and write-downs630 | €125k | €142k | €134k | €128k | €122k | ▼ 4.8% |
| Operating cash flow (approximation) | €278k | €146k | €238k | €159k | €206k | ▲ 29.8% |
| Investment in fixed assets (approximation) | - | €-168k | €-60k | €-191k | €-99k | ▲ 48.2% |
| Change in cash | - | €-19k | €248k | €-119k | €-49k | ▲ 59.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
2023
11-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 42 days late
2022
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 100 days late
2021
31-12
Financial
Equity above €500kEq €607k ▲26.5%
2 profitable years in a row build equity to €607k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €177k
Net result €177k after one loss-making year.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
12-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2013
Ground area
1.4 ha
Building footprint
578 m²
Volume, LiDAR
2,058 m³
Parcel 52322A0103/00H002, Wallonia · tallest building 4.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CLC PROTECT
since 20132.216.502.953
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52322A0103/00H002 | Wallonia | 1.4 ha | 1 · 578 m² | 4.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,983 companies in sector 25110 we hold annual accounts for 2,145. 1,471 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
25110Manufacture of metal structures and parts of structures
Scores and ratios are computed by Checked and are not a credit decision.