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CLBN

Active
Private limited companyfounded 20224 yrs activeVan Volxemlaan 304, 1190 Vorst, BelgiumKBO/BCE: BE 0784.399.606
Summary

CLBN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250,983 and a net result of €146,514. Equity is growing by ~135.3% per year across the filed fiscal years. Its solvency ranks better than 21% of 8737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability82▲+32
Solvency43▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.54 in 2024; short-term debt: 17.7% and cash: 5% of total assets), and 82.5% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
17.5%
Return on assets
10.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 8737 sector peers (2025).
NBB · sector comparison
Position among 8737 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
21 d late
2024
42 d early
2023
35 d early
2022
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 April 2022, CLBN was incorporated as a Private limited company.1 Total assets went from EUR 26,545 in 2022 to EUR 1.4 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€146,514▲ 106%
2024 · €71,133
Working capital
-€142,629▼ 77.9%
2024 · -€80,171
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€26,484-€18,038▼ 31.9%€111,615▲ 519%€228,935▲ 105%
Net result€18,531within the sector's middle half-€12,805within the sector's middle half▼ 30.9%€71,133within the sector's middle half▲ 456%€146,514above the sector's middle half▲ 106%
Equity€20,531below the sector's middle half-€33,336within the sector's middle half▲ 62.4%€104,469within the sector's middle half▲ 213%€250,983within the sector's middle half▲ 140%
Total assets€26,545below the sector's middle half-€39,281below the sector's middle half▲ 48.0%€1.4mwithin the sector's middle half▲ 3,502%€1.4mwithin the sector's middle half▲ 1.2%
Debt€6,014-€5,944▼ 1.1%€1.3m▲ 21,947%€1.2m▼ 9.9%
Working capital€20,531-€33,336▲ 62.4%-€80,171-€142,629▼ 77.9%
Solvency77.3%within the sector's middle half-84.9%above the sector's middle half▲ 7.5pp7.4%below the sector's middle half▼ 77.5pp17.5%below the sector's middle half▲ 10.1pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000Operating result 2022: €26,484€26,484Net result 2022: €18,531€18,531Operating result 2023: €18,038€18,038Net result 2023: €12,805€12,805Operating result 2024: €111,615€111,615Net result 2024: €71,133€71,133Operating result 2025: €228,935€228,935Net result 2025: €146,514€146,5142022202320242025€0€100,000€200,000Operating result 2023: €18,038€18,000Net result 2023: €12,805€12,800Operating result 2024: €111,615€112,000Net result 2024: €71,133€71,100Operating result 2025: €228,935€229,000Net result 2025: €146,514€147,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 105% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets €1.3m ▲ 0.2%
Current assets €110,353 ▲ 15.2%
Equity and liabilities €1.4m
Equity €250,983 ▲ 140%
Debt €1.2m ▼ 9.9%
Debt's share of the balance-sheet total falls from 92.6% to 82.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€229,306
Cash flow
€146,884
Current ratio
0.44▼
2024 · 0.54
Debt to equity
4.70▼
2024 · 12.55
ROE
58.4%▼
2024 · 68.1%
ROA
10.2%▲
2024 · 5.0%
Interest coverage
6.13
Debt ≤ 1 year
€252,983▲
2024 · €175,978
Debt > 1 year
€924,684▼
2024 · €1.1m
Income taxes
€63,834▲
2024 · €28,990
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.4m€1.4m▲
Fixed assets21/28€1.3m€1.3m▲
Tangible fixed assets22/27-€2,171
Furniture and vehicles24-€2,171
Financial fixed assets28€1.3m€1.3m=
Current assets29/58€95,807€110,353▲
Amounts receivable within one year40/41€38,723€38,057▼
Trade receivables40€35,090€35,090=
Other amounts receivable41€3,633€2,967▼
Cash at bank and in hand54/58€57,080€72,296▲
Deferred charges and accrued income490/1€4€1▼
Equity and liabilities
Total equity and liabilities10/49€1.4m€1.4m▲
Equity10/15€104,469€250,983▲
Contributions10/11€2,000€2,000=
Reserves13€38,531€183,531▲
Distributable reserves133€38,531€183,531▲
Profit (loss) carried forward14€63,938€65,452▲
Amounts payable17/49€1.3m€1.2m▼
Amounts payable after more than one year17€1.1m€924,684▼
Financial debts170/4€1.1m€924,684▼
Amounts payable within one year42/48€175,978€252,983▲
Current portion of amounts payable after more than one year42€150,000€203,607▲
Trade debts44€146€1,124▲
Suppliers440/4€146€1,124▲
Taxes, remuneration and social security45€25,831€48,252▲
Taxes450/3€24,596€47,017▲
Remuneration and social security454/9€1,235€1,235=
Accrued charges and deferred income492/3€2,860€3,128▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€370
Gross operating margin9900€111,615€229,306▲
Operating profit (loss)9901€111,615€228,935▲
Financial income75/76B€201€18,816▲
Recurring financial income75€201€18,816▲
Financial charges65/66B€11,693€37,404▲
Recurring financial charges65€11,693€37,404▲
Profit (loss) for the period before taxes9903€100,123€210,348▲
Income taxes67/77€28,990€63,834▲
Profit (loss) for the period9904€71,133€146,514▲
Profit (loss) for the period to be appropriated9905€71,133€146,514▲
Appropriation of the result
Profit (loss) to be appropriated9906€83,938€210,452▲
Profit (loss) brought forward from the previous period14P€12,805€63,938▲
Transfer to equity691/2€20,000€145,000▲
To other reserves6921€20,000€145,000▲

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€370-
Gross operating margin9900€26,484€18,038€111,615€229,306▲ 105%
Operating profit (loss)9901€26,484€18,038€111,615€228,935▲ 105%
Financial income75/76B-€605€201€18,816▲ 9,239%
Recurring financial income75-€605€201€18,816▲ 9,239%
Financial charges65/66B€19€88€11,693€37,404▲ 220%
Recurring financial charges65€19€88€11,693€37,404▲ 220%
Profit (loss) for the period before taxes9903€26,465€18,555€100,123€210,348▲ 110%
Income taxes67/77€7,934€5,750€28,990€63,834▲ 120%
Profit (loss) for the period9904€18,531€12,805€71,133€146,514▲ 106%
Profit (loss) for the period to be appropriated9905€18,531€12,805€71,133€146,514▲ 106%
Line2022202320242025Change
Assets
Total assets20/58€26,545€39,281€1.4m€1.4m▲ 1.2%
Fixed assets21/28--€1.3m€1.3m▲ 0.2%
Tangible fixed assets22/27---€2,171-
Furniture and vehicles24---€2,171-
Financial fixed assets28--€1.3m€1.3m=
Current assets29/58€26,545€39,281€95,807€110,353▲ 15.2%
Amounts receivable within one year40/41€8,247€11,526€38,723€38,057▼ 1.7%
Trade receivables40-€7,865€35,090€35,090=
Other amounts receivable41€8,247€3,661€3,633€2,967▼ 18.3%
Cash at bank and in hand54/58€18,297€27,534€57,080€72,296▲ 26.7%
Deferred charges and accrued income490/1-€221€4€1▼ 77.0%
Equity and liabilities
Total equity and liabilities10/49€26,545€39,281€1.4m€1.4m▲ 1.2%
Equity10/15€20,531€33,336€104,469€250,983▲ 140%
Contributions10/11€2,000€2,000€2,000€2,000=
Reserves13€18,531€18,531€38,531€183,531▲ 376%
Distributable reserves133€18,531€18,531€38,531€183,531▲ 376%
Profit (loss) carried forward14-€12,805€63,938€65,452▲ 2.4%
Amounts payable17/49€6,014€5,944€1.3m€1.2m▼ 9.9%
Amounts payable after more than one year17--€1.1m€924,684▼ 18.3%
Financial debts170/4--€1.1m€924,684▼ 18.3%
Amounts payable within one year42/48€6,014€5,944€175,978€252,983▲ 43.8%
Current portion of amounts payable after more than one year42--€150,000€203,607▲ 35.7%
Trade debts44€110€1,374€146€1,124▲ 668%
Suppliers440/4€110€1,374€146€1,124▲ 668%
Taxes, remuneration and social security45€5,904€4,570€25,831€48,252▲ 86.8%
Taxes450/3€5,904€3,219€24,596€47,017▲ 91.2%
Remuneration and social security454/9-€1,351€1,235€1,235=
Accrued charges and deferred income492/3--€2,860€3,128▲ 9.4%
Line2022202320242025Change
Profit (loss) for the period9904€18,531€12,805€71,133€146,514▲ 106%
+ Depreciation and write-downs630---€370-
Operating cash flow (approximation)€18,531€12,805€71,133€146,884▲ 106%
Investment in fixed assets (approximation)----€2,541-
Change in cash-€9,236€29,546€15,216▼ 48.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
31-12
Financial Highest result since 2022net €146,514 ▲106%
Operating result €228,935, net result €146,514, both a record.
31-12
Financial Equity above €200,000Eq €250,983 ▲140%
4 profitable years in a row build equity to €250,983.
19-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Equity above €100,000Eq €104,469 ▲213%
3 profitable years in a row build equity to €104,469.
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €12,805 ▼30.9%
Net result drops to €12,805, the lowest in the series; recovery starts the following year.
23-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
5,009 m²
Building footprint
1,300 m²
Volume, LiDAR
16,967 m³
Parcel 21007A0063/00S009, Brussels · tallest building 21.3 m, ±4 floors. Linked by address, not a title deed.
15 companies at this address See who is registered here
1 establishment unit
CLBN
Van Volxemlaan 304, 1190 VorstRetail sale of antiques
since 20222.330.445.982
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21007A0063/00S009 Brussels 5,009 m² 1 · 1,300 m² 21.3 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of CLBN and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 38,922 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0784399606
Also 9925:BE0784399606

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.