CLAYON
ActiveSummary
The computed 12-month bankruptcy probability of CLAYON is 1.8% (moderate). The 2024 annual accounts show equity of €22k and a net result of €543. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 33% of 5893 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability35▼-25
Solvency52▼-30
Growth32=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 2.09 in 2023; short-term debt: 41.5% and cash: 9.1% of total assets), but 73.4% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.6%
Return on assets
0.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
51 d early
2022
41 d early
2021
40 d early
2020
43 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€543
2023 · €-905
Working capital
€33k▲ 88.3%
2023 · €18k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€7k▲ 6,208%€3k▼ 52.7%€2k▼ 47.1%€2k▼ 10.1%€-739
Net result€3k€-250€-2k▼ 517%€-905▲ 41.3%€543
Equity€24k▲ 11.8%€24k▼ 1.0%€22k▼ 6.5%€21k▼ 4.1%€22k▲ 2.6%
Total assets€55k▼ 14.1%€53k▼ 3.7%€45k▼ 16.2%€37k▼ 16.0%€82k▲ 119%
Debt€31k▼ 27.1%€29k▼ 5.7%€22k▼ 24.0%€16k▼ 27.9%€60k▲ 273%
Working capital€9k▼ 37.7%€9k▲ 1.8%€11k▲ 30.2%€18k▲ 54.0%€33k▲ 88.3%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €739 after €2k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €82k
Fixed assets
€15k ▲ 306%
Current assets
€67k ▲ 99.2%
Equity and liabilities €82k
Equity
€22k ▲ 2.6%
Debt
€60k ▲ 273%
Debt's share of the balance-sheet total rises from 43.1% to 73.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▼
2023 · €6k
Cash flow
€5k▲
2023 · €4k
Current ratio
1.98▼
2023 · 2.09
Debt to equity
2.76▲
2023 · 0.76
ROE
2.5%▲
2023 · -4.3%
ROA
0.7%▲
2023 · -2.4%
Interest coverage
1.89▼
2023 · 5.33
Debt ≤ 1 year
€34k▲
2023 · €16k
Debt > 1 year
€26k
Income taxes
€1k▼
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €6k | €7k | €5k | €5k | ▲ 6.7% |
| Other operating charges640/8 | - | €918 | €532 | €599 | €3k | ▲ 386% |
| Gross operating margin9900 | €14k | €11k | €9k | €7k | €7k | ▲ 5.6% |
| Operating profit (loss)9901 | €7k | €3k | €2k | €2k | €-739 | ▼ 149% |
| Financial income75/76B | - | €4 | €10 | €192 | €5k | ▲ 2,280% |
| Recurring financial income75 | €15 | €4 | €10 | €192 | €5k | ▲ 2,280% |
| Financial charges65/66B | - | €2k | €2k | €1k | €2k | ▲ 92.3% |
| Recurring financial charges65 | €2k | €2k | €2k | €1k | €2k | ▲ 92.3% |
| Profit (loss) for the period before taxes9903 | €5k | €1k | €-222 | €553 | €2k | ▲ 194% |
| Income taxes67/77 | €2k | €1k | €1k | €1k | €1k | ▼ 25.6% |
| Profit (loss) for the period9904 | €3k | €-250 | €-2k | €-905 | €543 | ▲ 160% |
| Profit (loss) for the period to be appropriated9905 | €3k | €-250 | €-2k | €-905 | €543 | ▲ 160% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €55k | €53k | €45k | €37k | €82k | ▲ 119% |
| Fixed assets21/28 | €23k | €18k | €11k | €4k | €15k | ▲ 306% |
| Tangible fixed assets22/27 | €23k | €18k | €11k | €4k | €15k | ▲ 306% |
| Plant, machinery and equipment23 | - | €7k | €5k | €4k | €2k | ▼ 41.6% |
| Furniture and vehicles24 | - | €11k | €6k | - | €13k | - |
| Current assets29/58 | €32k | €35k | €34k | €34k | €67k | ▲ 99.2% |
| Amounts receivable within one year40/41 | €29k | €33k | €33k | €29k | €60k | ▲ 107% |
| Trade receivables40 | - | €33k | €33k | €28k | €31k | ▲ 10.7% |
| Other amounts receivable41 | - | - | - | €1k | €29k | ▲ 2,446% |
| Cash at bank and in hand54/58 | €3k | €2k | €978 | €5k | €7k | ▲ 61.9% |
| Deferred charges and accrued income490/1 | - | €191 | €315 | €325 | €138 | ▼ 57.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €55k | €53k | €45k | €37k | €82k | ▲ 119% |
| Equity10/15 | €24k | €24k | €22k | €21k | €22k | ▲ 2.6% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | - | €6k | - | - | - | - |
| Issued capital100 | - | €19k | - | - | - | - |
| Uncalled capital101 | - | €12k | - | - | - | - |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | - | - | €2k | €2k | = |
| Profit (loss) carried forward14 | €16k | €16k | €14k | €13k | €14k | ▲ 4.1% |
| Amounts payable17/49 | €31k | €29k | €22k | €16k | €60k | ▲ 273% |
| Amounts payable after more than one year17 | €8k | €3k | - | - | €26k | - |
| Financial debts170/4 | - | €3k | - | - | €26k | - |
| Amounts payable within one year42/48 | €23k | €27k | €22k | €16k | €34k | ▲ 111% |
| Current portion of amounts payable after more than one year42 | - | €9k | €3k | - | €15k | - |
| Trade debts44 | €9k | €11k | €13k | €14k | €15k | ▲ 5.4% |
| Suppliers440/4 | - | €11k | €13k | €14k | €15k | ▲ 5.4% |
| Taxes, remuneration and social security45 | - | €4k | €4k | €1k | €5k | ▲ 223% |
| Taxes450/3 | - | €4k | €4k | €1k | €5k | ▲ 223% |
| Other amounts payable47/48 | - | €1k | €3k | €668 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €-250 | €-2k | €-905 | €543 | ▲ 160% |
| + Depreciation and write-downs630 | €7k | €6k | €7k | €5k | €5k | ▲ 6.7% |
| Operating cash flow (approximation) | €9k | €6k | €6k | €4k | €5k | ▲ 47.6% |
| Investment in fixed assets (approximation) | - | €-1k | €0 | €3k | €-16k | ▼ 741% |
| Change in cash | - | €-658 | €-1k | €4k | €3k | ▼ 21.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €543
Net result €543 after 3 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2009
Ground area
518 m²
Building footprint
519 m²
Volume, LiDAR
3,254 m³
2 parcels, Brussels · tallest building 12.6 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
de Haernestraat 50, 1040 Etterbeek
since 20092.178.810.139
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0431/00V004 | Brussels | 385 m² | 1 · 384 m² | 12.2 m · 1 fl. |
| 21003A0111/00L002 | Brussels | 133 m² | 1 · 135 m² | 12.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SULTAN SERVICES
BE 1008.764.564
Sint-Gillis (bij-Brussel) · Eq €21,822
M&M CLEANING
BE 0541.327.603
Schaarbeek · Eq €21,825
BD Painting
BE 0797.906.756
Antwerpen · Eq €21,786
ROCHA & CO
BE 0643.672.204
Seraing · Eq €21,878
ENAH
BE 0769.348.372
Genk · Eq €21,910
Of 6,997 companies in sector 81220 we hold annual accounts for 2,414. 1,826 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-06-2009
Fiscal year end31-12
Activities, NACEBEL 2025
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.