Clavis Computing
ActiveSummary
Clavis Computing has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €156k and a net result of €49k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 62% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97=
Solvency96▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 4.28 in 2024; short-term debt: 29.1% and cash: 61.1% of total assets), and 29.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.8%
Return on assets
22.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-03-2026, 149 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
149 d early
2024
136 d early
2023
86 d early
2022
47 d early
2021
46 d early
2020
11 d late
2019
112 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€112k
EBIT margin
-2.9%
Net result
€49k▲ 12.4%
2024 · €44k
Working capital
€146k▲ 2.2%
2024 · €143k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€20k▲ 36.1%€28k▲ 35.4%€47k▲ 70.8%€65k▲ 38.9%€70k▲ 7.7%
Net result€12k▲ 42.2%€18k▲ 42.9%€31k▲ 72.7%€44k▲ 43.6%€49k▲ 12.4%
EBIT margin
Equity€60k▲ 22.1%€76k▲ 27.0%€105k▲ 38.3%€147k▲ 40.4%€156k▲ 6.4%
Total assets€91k▲ 9.4%€108k▲ 19.2%€174k▲ 61.3%€192k▲ 10.5%€221k▲ 14.7%
Debt€31k▼ 8.8%€32k▲ 4.1%€69k▲ 115%€46k▼ 34.5%€64k▲ 41.5%
Working capital€54k▲ 18.8%€71k▲ 33.3%€101k▲ 42.1%€143k▲ 41.2%€146k▲ 2.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221k
Fixed assets
€10k ▲ 80.9%
Current assets
€210k ▲ 12.7%
Equity and liabilities €221k
Equity
€156k ▲ 6.4%
Debt
€64k ▲ 41.5%
Debt's share of the balance-sheet total rises from 23.7% to 29.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€74k▲
2024 · €68k
Cash flow
€53k▲
2024 · €46k
Current ratio
3.28▼
2024 · 4.28
Debt to equity
0.41▲
2024 · 0.31
ROE
31.6%▲
2024 · 29.9%
ROA
22.4%▼
2024 · 22.8%
Interest coverage
286.11▲
2024 · 22.34
Debt ≤ 1 year
€64k▲
2024 · €44k
Income taxes
€21k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €2k | €2k | €2k | €4k | ▲ 52.7% |
| Other operating charges640/8 | €927 | €1k | €962 | €852 | €988 | ▲ 16.0% |
| Gross operating margin9900 | €23k | €30k | €50k | €69k | €75k | ▲ 9.4% |
| Operating profit (loss)9901 | €20k | €28k | €47k | €65k | €70k | ▲ 7.7% |
| Financial income75/76B | €66 | - | - | €133 | - | - |
| Recurring financial income75 | €66 | - | - | €133 | - | - |
| Financial charges65/66B | €828 | €934 | €2k | €3k | €259 | ▼ 91.5% |
| Recurring financial charges65 | €828 | €934 | €2k | €3k | €259 | ▼ 91.5% |
| Profit (loss) for the period before taxes9903 | €20k | €27k | €45k | €62k | €70k | ▲ 12.3% |
| Income taxes67/77 | €7k | €9k | €15k | €18k | €21k | ▲ 12.0% |
| Profit (loss) for the period9904 | €12k | €18k | €31k | €44k | €49k | ▲ 12.4% |
| Profit (loss) for the period to be appropriated9905 | €12k | €18k | €31k | €44k | €49k | ▲ 12.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €91k | €108k | €174k | €192k | €221k | ▲ 14.7% |
| Fixed assets21/28 | €7k | €5k | €5k | €6k | €10k | ▲ 80.9% |
| Tangible fixed assets22/27 | €7k | €5k | €5k | €6k | €10k | ▲ 80.9% |
| Plant, machinery and equipment23 | - | - | - | - | €3k | - |
| Furniture and vehicles24 | €5k | €3k | €3k | €5k | €3k | ▼ 40.0% |
| Other tangible fixed assets26 | €2k | €2k | €1k | €927 | €5k | ▲ 403% |
| Current assets29/58 | €84k | €103k | €169k | €187k | €210k | ▲ 12.7% |
| Amounts receivable within one year40/41 | €25k | €12k | €13k | €15k | €40k | ▲ 173% |
| Trade receivables40 | €25k | €12k | €13k | €15k | €16k | ▲ 10.3% |
| Other amounts receivable41 | - | - | - | - | €24k | - |
| Cash at bank and in hand54/58 | €56k | €87k | €111k | €132k | €135k | ▲ 2.1% |
| Deferred charges and accrued income490/1 | €3k | €4k | €46k | €40k | €36k | ▼ 10.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €91k | €108k | €174k | €192k | €221k | ▲ 14.7% |
| Equity10/15 | €60k | €76k | €105k | €147k | €156k | ▲ 6.4% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €25k | €41k | €70k | €112k | €121k | ▲ 8.4% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €22k | €38k | €70k | €112k | €121k | ▲ 8.4% |
| Profit (loss) carried forward14 | €29k | €29k | €29k | €29k | €29k | = |
| Amounts payable17/49 | €31k | €32k | €69k | €46k | €64k | ▲ 41.5% |
| Amounts payable within one year42/48 | €31k | €32k | €68k | €44k | €64k | ▲ 47.0% |
| Trade debts44 | €4k | €9k | €6k | €3k | €5k | ▲ 39.1% |
| Suppliers440/4 | €4k | €9k | €6k | €3k | €5k | ▲ 39.1% |
| Taxes, remuneration and social security45 | €18k | €14k | €19k | €13k | €19k | ▲ 49.5% |
| Taxes450/3 | €15k | €11k | €17k | €13k | €15k | ▲ 14.7% |
| Remuneration and social security454/9 | €3k | €3k | €2k | - | €5k | - |
| Other amounts payable47/48 | €9k | €9k | €44k | €27k | €40k | ▲ 46.8% |
| Accrued charges and deferred income492/3 | €496 | €487 | €1k | €2k | €275 | ▼ 85.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €18k | €31k | €44k | €49k | ▲ 12.4% |
| + Depreciation and write-downs630 | €1k | €2k | €2k | €2k | €4k | ▲ 52.7% |
| Operating cash flow (approximation) | €14k | €19k | €32k | €46k | €53k | ▲ 14.5% |
| Investment in fixed assets (approximation) | - | €0 | €-2k | €-3k | €-8k | ▼ 141% |
| Change in cash | - | €31k | €24k | €21k | €3k | ▼ 87.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €49k ▲12.4%
Operating result €70k, net result €49k, both a record.
31-12
Financial
Equity above €150kEq €156k ▲6.4%
7 profitable years in a row build equity to €156k.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €105k ▲38.3%
5 profitable years in a row build equity to €105k.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 112 days late
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 424 days late
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 789 days late
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1154 days late
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 2006
Ground area
555 m²
Building footprint
151 m²
Volume, LiDAR
781 m³
Parcel 34322B0484/00C009, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLAVIS COMPUTING
since 20062.157.101.539
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34322B0484/00C009 | Flanders | 555 m² | 1 · 151 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 6,821 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-2006
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Contact
Scores and ratios are computed by Checked and are not a credit decision.