Summary
Clavi has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2013 annual accounts show equity of €321,335 and a net result of €3,451. Equity is shrinking by ~5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2013 are too old to assess current financial health.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Axes, FY 2013 · tick = 2012
Profitability40▲+27
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2013Solvency, return and age of the figures
Solvency
100%
Return on assets
1.1%
Age of the figures
153 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · No filing for years
The last filed financial year closed on 31-12-2013. Since then, 12 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 7 filingsPosition against the passed deadline
31-12-2014 close31-07-2015 deadline28-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2013 was due by 31-07-2014 and was filed on 29-08-2014, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline
after the deadline →
tick = median of all Belgian filings
The Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2013, abbreviated schema
Equity
€321,335▲ 1.1%
2012 · €317,884
Total assets
€321,376▲ 1.1%
2012 · €317,925
Net result
€3,451
2012 · -€30,940
Working capital
Not included in this filing
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20092010201120122013
Operating result-€28,931--€27,943▲ 3.4%-€11,222▲ 59.8%-€9,193▲ 18.1%-€6,729▲ 26.8%
Net result-€146,057--€34,871▲ 76.1%-€5,958▲ 82.9%-€30,940▼ 419%€3,451
Equity€389,653-€354,782▼ 8.9%€348,824▼ 1.7%€317,884▼ 8.9%€321,335▲ 1.1%
Total assets€391,726-€361,495▼ 7.7%€348,865▼ 3.5%€317,925▼ 8.9%€321,376▲ 1.1%
Debt€2,073-€6,713▲ 224%€41▼ 99.4%€41▲ 0.5%€41▲ 0.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6,729 in 2013 against €9,193 in 2012; the loss shrinks.
Balance-sheet composition
2013 in colour, 2012 as the grey bar beneath
Assets €321,376
Fixed assets
€35,000 =
Current assets
€286,376 ▲ 1.2%
Equity and liabilities €321,376
Equity
€321,335 ▲ 1.1%
Debt
€41 ▲ 0.4%
Debt's share of the balance-sheet total stays at 0.0%.
Key figures and ratios
ROE
1.1%▲
2012 · -9.7%
ROA
1.1%▲
2012 · -9.7%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2009 | 2010 | 2011 | 2012 | 2013 | Change |
|---|---|---|---|---|---|---|
| Gross operating margin9900 | -€28,724 | -€27,598 | -€11,130 | -€9,087 | -€6,566 | ▲ 27.7% |
| Operating profit (loss)9901 | -€28,931 | -€27,943 | -€11,222 | -€9,193 | -€6,729 | ▲ 26.8% |
| Recurring financial income75 | €290 | €6,072 | €4,960 | €2,945 | €2,631 | ▼ 10.7% |
| Recurring financial charges65 | €117,416 | €577 | €534 | €404 | €398 | ▼ 1.5% |
| Profit (loss) for the period before taxes9903 | -€146,057 | -€22,448 | -€6,796 | -€6,652 | -€4,497 | ▲ 32.4% |
| Profit (loss) for the period9904 | -€146,057 | -€34,871 | -€5,958 | -€30,940 | €3,451 | ▲ 111% |
| Profit (loss) for the period to be appropriated9905 | - | - | - | - | €3,451 | - |
| Line | 2009 | 2010 | 2011 | 2012 | 2013 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €391,726 | €361,495 | €348,865 | €317,925 | €321,376 | ▲ 1.1% |
| Fixed assets21/28 | €35,000 | €35,000 | €35,000 | €35,000 | €35,000 | = |
| Tangible fixed assets22/27 | €35,000 | €35,000 | €35,000 | €35,000 | €35,000 | = |
| Current assets29/58 | €356,726 | €326,495 | €313,865 | €282,925 | €286,376 | ▲ 1.2% |
| Amounts receivable within one year40/41 | €50,000 | €57,121 | €57,121 | €8,138 | €8,775 | ▲ 7.8% |
| Current investments50/53 | €298,665 | €259,316 | €239,658 | €272,831 | €271,483 | ▼ 0.5% |
| Cash at bank and in hand54/58 | €176 | €9,118 | €16,003 | €1,173 | €5,329 | ▲ 354% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €391,726 | €361,495 | €348,865 | €317,925 | €321,376 | ▲ 1.1% |
| Equity10/15 | €389,653 | €354,782 | €348,824 | €317,884 | €321,335 | ▲ 1.1% |
| Profit (loss) carried forward14 | -€200,225 | -€235,096 | -€241,054 | -€271,994 | -€268,543 | ▲ 1.3% |
| Amounts payable17/49 | €2,073 | €6,713 | €41 | €41 | €41 | ▲ 0.4% |
| Line | 2009 | 2010 | 2011 | 2012 | 2013 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€146,057 | -€34,871 | -€5,958 | -€30,940 | €3,451 | ▲ 111% |
| Operating cash flow (approximation) | -€146,057 | -€34,871 | -€5,958 | -€30,940 | €3,451 | ▲ 111% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €8,941 | €6,885 | -€14,829 | €4,156 | ▲ 128% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2014
29-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 29 days late
2013
31-12
Financial
Back to profitnet €3,451
Net result €3,451 after 4 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema
2012
30-08
NBB filing
Annual accounts filed
fiscal year 2011 · abbreviated schema · 30 days late
2011
29-09
NBB filing
Annual accounts filed
fiscal year 2010 · abbreviated schema · 60 days late
2010
31-08
NBB filing
Annual accounts filed
fiscal year 2009 · abbreviated schema · 31 days late
2009
26-11
NBB filing
Annual accounts filed
fiscal year 2008 · abbreviated schema · 118 days late
2008
30-10
NBB filing
Annual accounts filed
fiscal year 2007 · abbreviated schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge
Ground area
1,864 m²
Building footprint
463 m²
Parcel 31424B0624/00P000, Flanders. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31424B0624/00P000 | Flanders | 1,864 m² | 1 · 463 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600QVADC41OB29T46
Identification & contact
Identification
Legal formNon-profit association
Founded20-02-1991
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.