Turnover
≈ €190,000 estimated
The micro format states no turnover.
CLAVA
Lifetime
6 annual accounts with figures on one time axispeak €65,176 (2025)
€65,176▲ 18.1%
lowest -€27,214 (2023)
€20,716▲ 297%
peak €23,368 (2022)
€22,088▲ 16×
€129,458▼ 17.0%
Board2 names since 2019
2 directorsCLAEYS Lode and 1 other
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €55,205 to €65,176Result from €5,218 to €20,716Equity from €1,372 to €22,088Debts from €156,043 to €129,458Cash from €28,281 to €60,063
Key points
from the 2025 annual accountsChecked score
96
Excellent
Financially stronger than 70% of micro companies in crop and animal production (NACE 01)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 5,696 companies (NACE 01, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.5%▲ +0.1 percentage points vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025highest value
08-2025: 0.2%▼ -0.3 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Equity €22,088 (14.6% of total assets)
lowers risk
Sector: Crop and animal production, hunting and related service activities (NACE 01)
Liquidity: current ratio 1.05, cash €60,063
Size: total assets €151,547
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro). It does better than 28% of them on solvency, 69% on liquidity, 84% on profitability and 99% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as CLAVA has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CLAVA itself is lower: 0.1% within 12 months. It rests on far more data about CLAVA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for CLAVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.05 (0.8 in 2024), below the usual 1.5. Short-term debt is 72.1% and cash 39.6% of total assets. 85.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
4 days early
2024
31 days early
2023
33 days early
2022
7 days early
2021
37 days early
2020
60 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 9 days before the deadline. In the sector (NACE 01), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- CLAEYS Lode 60 sharesdeed of 10-12-2019
- VAN ASSCHE Arnika Frans Alice 40 sharesdeed of 10-12-2019
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0738839991
Incorporation
Founding capital of €5,000, 100 shares · Founders: CLAEYS Lode and VAN ASSCHE Arnika Frans Alice · Appointments: CLAEYS Lode (director) and VAN ASSCHE Arnika Frans Alice (director) · published on 10-12-2019 · Gazette deed
First establishment
Kapellestraat 56, Lievegem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CLAVA Lievegem | €151,547 | €65,176 | 14.6% | - |
| Cabinet Infirmier Charpentier Benjamin Tournai | €166,697 | €69,008 | 51.8% | - |
| DB STABLES Oudsbergen | €174,072 | €47,107 | 28.1% | - |
| SHS SHOWJUMPING Kinrooi | €155,446 | €33,076 | 62.5% | - |
| WILLOWS STABLE Hensies | €189,327 | €132,185 | 21.8% | - |
| MOULIN DE BOSSON Ferrières | €112,608 | €37,478 | 19.4% | - |
| Roel Lamers Engineering Peer | €212,890 | €74,791 | 68.3% | - |
These companies have the same main activity as CLAVA: raising of horses and other equines (NACE 01430). They are comparable in size and age: total assets between €113,000 and €213,000, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 06-12-2019Normal situation
- Activity
- Raising of horses and other equinesNACE 01430and 5 others
- Establishment unit
- 2.297.203.4889950 Lievegem, since 06-12-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Annual accounts 2025
- €151,547▼ 3.7%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on CLAVA
CLAVA files the micro format. That format states no turnover. The gross margin rose from €57,815 in 2020 to €65,176 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CLAVA
- What is the company number of CLAVA?
- The company number of CLAVA is 0738.839.991. The VAT number is the same number with BE in front: BE 0738.839.991.
- Where is CLAVA based?
- The registered office is at Kapellestraat 56, 9950 Lievegem.Company details
- What does CLAVA do?
- According to the KBO register, the main activity is raising of horses and other equines (NACE 01430).
- What is the legal form of CLAVA?
- CLAVA is a private limited company (BV).
- When was CLAVA founded?
- CLAVA was founded on 06-12-2019.
- Is CLAVA still active?
- Yes, CLAVA is an active enterprise in the KBO register.
- How many employees does CLAVA have?
- CLAVA had an average of 0.4 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of CLAVA?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €65,176 and 45 comparable companies (NACE 01). It probably lies between €120,000 and €260,000.
- Is CLAVA profitable?
- In financial year 2025, CLAVA made a profit of €20,716.
- Where can I find the annual accounts of CLAVA?
- CLAVA filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CLAVA due?
- CLAVA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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