Claudo Paint
ActiveThe computed 12-month bankruptcy probability of Claudo Paint is 3.0% (moderate). The 2025 annual accounts show equity of €17k and a net result of €-9k. Equity is growing by ~43.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 27711 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth68▼-17
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.53 against 9.88 in 2024; short-term debt: 25% and cash: 24.3% of total assets), and 25% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75%
Return on assets
-41.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
5 d early
2023
13 d late
2022
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€186k▲ 185%
2022 · €65k
2022: €65k
2022 → 2023
EBIT margin
9.2%▲ 5.0pp
2022 · 4.2%
2022: 4.2%
2022 → 2023
Net result
€-9k
2024 · €10k
2022: €2k
2023: €11k
2024: €10k
2022 → 2025
Working capital
€14k▼ 36.2%
2024 · €22k
2022: €4k
2023: €7k
2024: €22k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€65k-€186k▲ 185%
Equity€5k-€16k▲ 230%€26k▲ 64.2%€17k▼ 35.7%
Operating result€3k-€17k▲ 522%€16k▼ 7.2%€-9k
Net result€2k-€11k▲ 508%€10k▼ 7.8%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €16k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€3k▼ 32.8%
Current assets
€20k▼ 20.0%
Equity and liabilities €22k
Equity
€17k▼ 35.7%
Debt
€6k▲ 124%
The debt ratio rises from 8.7% to 25.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-7k▼
2024 · €17k
Cash flow
€-8k▼
2024 · €11k
Solvency
75.0%▼
2024 · 91.3%
Current ratio
3.53▼
2024 · 9.88
Quick ratio
3.53▼
2024 · 9.88
Debt / equity
0.33▲
2024 · 0.10
ROE
-55.5%▼
2024 · 39.1%
ROA
-41.6%▼
2024 · 35.7%
Interest coverage
-27.24▼
2024 · 72.37
Debt
€6k▲
2024 · €3k
Debt ≤ 1 year
€6k▲
2024 · €3k
Income taxes
€375▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€22k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€47€47=
Current assets29/58€25k€20k▼
Amounts receivable within one year40/41€16k€10k▼
Trade receivables40€13k€6k▼
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€5k€5k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€29k€22k▼
Equity10/15€26k€17k▼
Contributions10/11€3k€3k=
Reserves13€23k€23k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14-€-9k
Amounts payable17/49€3k€6k▲
Amounts payable within one year42/48€3k€6k▲
Trade debts44€348€998▲
Suppliers440/4€348€998▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3-€375
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€58-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€21k€-6k▼
Operating profit (loss)9901€16k€-9k▼
Financial charges65/66B€237€271▲
Recurring financial charges65€237€271▲
Profit (loss) for the period before taxes9903€16k€-9k▼
Income taxes67/77€5k€375▼
Profit (loss) for the period9904€10k€-9k▼
Profit (loss) for the period to be appropriated9905€10k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-9k▼
Transfer to equity691/2€10k-
To other reserves6921€10k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-9k ▼191%
Net result drops to €-9k, the lowest in the series.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 7current ratio 9.88
Current ratio from 1.37 to 9.88; short-term debt falls from €20k to €3k.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Highest result since 2022net €11k ▲508%
Operating result €17k, net result €11k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortestraat 21601 Sint-Pieters-LeeuwGround area
210 m²
Building footprint
85 m²
Volume, LiDAR
845 m³
Parcel 23069A0246/00Z006, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kortestraat 2, 1601 Sint-Pieters-Leeuw
since 20222.332.371.235
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23069A0246/00Z006 | Flanders | 210 m² | 1 · 85 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Schilderwerken De Zitter
BE 0649.950.280
Ranst · Eq €17k
Will design
BE 0793.133.960
Huldenberg · Eq €17k
Schilderwerken Steven Decuyper
BE 0793.981.325
Halle · Eq €17k
SCHILDERWERKEN TILKIN
BE 0795.206.889
Heers · Eq €17k
IL MAESTRO PITTORE
BE 0859.774.544
Dilbeek · Eq €17k
Of 7,862 companies in sector 43341 we hold annual accounts for 2,664. 1,961 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2022
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:claudopaint@hotmail.com
Phone:+32466283150