CLAUDIA COLLECTIONS
ActiveThe computed 12-month bankruptcy probability of CLAUDIA COLLECTIONS is 4.1% (elevated). For CLAUDIA COLLECTIONS, one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (€-70k) and a net result of €-59k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 26043 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability0=
Solvency0▼-15
Growth32=
Track record100
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-85.4%
Return on assets
-72.7%
Age of the figures
27 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 235 days later.
NBB · 5 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline23-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 03-11-2025, 276 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not filed
2024
276 d late
2023
642 d late
2022
27 d early
2021
316 d late
2020
211 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-70k▼ 574%
2023 · €-10k
2020: €11k
2021: €14k
2022: €14k
2023: €-10k
2020 → 2024
Total assets
€82k▼ 19.2%
2023 · €101k
2020: €49k
2021: €79k
2022: €77k
2023: €101k
2020 → 2024
Net result
€-59k▼ 145%
2023 · €-24k
2020: €4k
2021: €3k
2022: €302
2023: €-24k
2020 → 2024
Working capital
€993▼ 97.7%
2023 · €44k
2020: €10k
2021: €48k
2022: €42k
2023: €44k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€14k▲ 26.8%€14k▲ 2.2%€-10k€-70k▼ 574%
Operating result€5k-€6k▲ 16.0%€477▼ 91.6%€-23k€-56k▼ 139%
Net result€4k-€3k▼ 36.2%€302▼ 89.5%€-24k€-59k▼ 145%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €56k in 2024 against €23k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €82k
Fixed assets
€591▼ 44.7%
Current assets
€81k▼ 18.9%
Key figures and ratios
EBITDA
€-55k▼
2023 · €-23k
Cash flow
€-58k▼
2023 · €-23k
Solvency
-85.4%▼
2023 · -10.2%
Current ratio
1.01▼
2023 · 1.77
Quick ratio
0.29▼
2023 · 0.36
Debt / equity
-2.17▲
2023 · -10.77
ROA
-72.7%▼
2023 · -24.0%
Interest coverage
-15.87▲
2023 · -26.15
Debt
€151k▲
2023 · €111k
Debt ≤ 1 year
€80k▲
2023 · €56k
Debt > 1 year
€71k▲
2023 · €55k
Staff costs
€15k▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€101k€82k▼
Fixed assets21/28€1k€591▼
Tangible fixed assets22/27€1k€591▼
Plant, machinery and equipment23€573€269▼
Furniture and vehicles24€495€322▼
Current assets29/58€100k€81k▼
Stocks and contracts in progress3€80k€58k▼
Stocks30/36€80k€58k▼
Amounts receivable within one year40/41€15k€23k▲
Trade receivables40€724€5k▲
Other amounts receivable41€15k€18k▲
Cash at bank and in hand54/58€5k€100▼
Deferred charges and accrued income490/1€291-
Equity and liabilities
Total equity and liabilities10/49€101k€82k▼
Equity10/15€-10k€-70k▼
Contributions10/11€6k€6k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-24k€-84k▼
Amounts payable17/49€111k€151k▲
Amounts payable after more than one year17€55k€71k▲
Financial debts170/4€55k€71k▲
Amounts payable within one year42/48€56k€80k▲
Current portion of amounts payable after more than one year42-€7k
Financial debts43-€5k
Credit institutions430/8-€5k
Trade debts44€13k€7k▼
Suppliers440/4€13k€7k▼
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€1k-
Remuneration and social security454/9€3k€7k▲
Other amounts payable47/48€39k€54k▲
Income statement
Code20232024
Remuneration, social security and pensions62€22k€15k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€799€936▲
Other operating charges640/8€526€744▲
Gross operating margin9900€-103€-40k▼
Operating profit (loss)9901€-23k€-56k▼
Financial income75/76B€10€4▼
Recurring financial income75€10€4▼
Financial charges65/66B€862€3k▲
Recurring financial charges65€862€3k▲
Profit (loss) for the period before taxes9903€-24k€-59k▼
Profit (loss) for the period9904€-24k€-59k▼
Profit (loss) for the period to be appropriated9905€-24k€-59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-84k▼
Profit (loss) brought forward from the previous period14P-€-24k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 276 days late
03-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 642 days late
2024
30-06
Financial
Weakest financial yearnet €-59k
Net result drops to €-59k, the lowest in the series.
2023
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 316 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 211 days late
30-06
Financial
Liquidity doublescurrent ratio 2.58
Current ratio from 1.26 to 2.58; short-term debt falls from €39k to €31k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan Frans Willemslaan 32500 LierGround area
3,842 m²
Building footprint
474 m²
Volume, LiDAR
2,644 m³
2 parcels, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mijl 31 plus, 2500 Lier
since 20222.335.247.185
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392C0398/00H000 | Flanders | 2,813 m² | 1 · 267 m² | 8.2 m · 2 fl. |
| 12393F0690/00P000 | Flanders | 1,028 m² | 1 · 207 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
Schemes
Hinderpremie bij openbare werken
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
1 live approvalLogistiek duaal (so)
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Of 1,435 companies in sector 47791 we hold annual accounts for 455. 246 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2019
Fiscal year end30-06
Activities, NACEBEL
47551Retail sale of household furniture
47591Retail trade
47791Retail sale of antiques
46150Agents in the wholesale of furniture, household goods and hardware
46441Wholesale trade
47120Other non-specialised retail sale
47559Retail sale of other household articles
47599Retail trade
47910Retail trade
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.