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Class dakwerken

Active
Private limited companyfounded 201015 yrs activeRechterstraat 44, 3511 Hasselt, BelgiumKBO/BCE: BE 0831.465.687

Class dakwerken has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €250k and a net result of €50k. Equity is growing by ~63% per year across the filed fiscal years. Its solvency ranks better than 47% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
56 / 100
Fair▼ -44 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency56▼-36
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.5 against 1.68 in 2023), and 55.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
44.4%
Return on assets
8.9%
Age of the figures
23 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 138 days later.
NBB · 10 filings
Position against the passed deadline
30-09-2025 close30-04-2026 deadline15-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 29-04-2026, 364 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
364 d late
2023
on the day
2022
on the day
2021
47 d early
2020
16 d early
2019
38 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€250k▲ 25.2%
2023 · €199k
2018: €15k 2019: €22k 2020: €36k 2021: €48k 2022: €103k 2023: €199k
2018 → 2024
Total assets
€562k▲ 78.0%
2023 · €316k
2018: €41k 2019: €46k 2020: €92k 2021: €181k 2022: €167k 2023: €316k
2018 → 2024
Net result
€50k▼ 58.4%
2023 · €121k
2018: €3k 2019: €7k 2020: €15k 2021: €12k 2022: €55k 2023: €121k
2018 → 2024
Working capital
€-60k
2023 · €78k
2018: €14k 2019: €21k 2020: €13k 2021: €-44k 2022: €-15k 2023: €78k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€36k-€48k▲ 33.3%€103k▲ 114%€199k▲ 93.4%€250k▲ 25.2%
Operating result€20k-€14k▼ 29.9%€75k▲ 434%€178k▲ 136%€80k▼ 55.0%
Net result€15k-€12k▼ 17.1%€55k▲ 355%€121k▲ 121%€50k▼ 58.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150k€200kOperating result 2020: €20k€20kNet result 2020: €15k€15kOperating result 2021: €14k€14kNet result 2021: €12k€12kOperating result 2022: €75k€75kNet result 2022: €55k€55kOperating result 2023: €178k€178kNet result 2023: €121k€121kOperating result 2024: €80k€80kNet result 2024: €50k€50k20202021202220232024
The operating result falls in 2024; 2024 is 55% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €562k
Fixed assets €503k▲ 304%
Current assets €60k▼ 68.9%
Equity and liabilities €562k
Equity €250k▲ 25.2%
Debt €313k▲ 168%
The debt ratio rises from 36.9% to 55.6%: debt grows faster than equity.
Key figures and ratios
2024 value · change against 2023
EBITDA
€98k
2023 · €192k
Cash flow
€68k
2023 · €135k
Solvency
44.4%
2023 · 63.1%
Current ratio
0.50
2023 · 1.68
Quick ratio
0.48
2023 · 1.66
Debt / equity
1.25
2023 · 0.59
ROE
20.1%
2023 · 60.7%
ROA
8.9%
2023 · 38.2%
Interest coverage
6.92
2023 · 69.06
Debt
€313k
2023 · €117k
Debt ≤ 1 year
€120k
2023 · €114k
Debt > 1 year
€193k
Income taxes
€17k
2023 · €55k
Staff costs
€155k
2023 · €132k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€316k€562k
Fixed assets21/28€124k€503k
Tangible fixed assets22/27€124k€53k
Land and buildings22€102k€0
Plant, machinery and equipment23€3k€3k
Furniture and vehicles24€20k€36k
Other tangible fixed assets26-€14k
Financial fixed assets28-€450k
Current assets29/58€192k€60k
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€43k€33k
Trade receivables40€41k€3k
Other amounts receivable41€2k€31k
Cash at bank and in hand54/58€142k€19k
Deferred charges and accrued income490/1€4k€5k
Equity and liabilities
Total equity and liabilities10/49€316k€562k
Equity10/15€199k€250k
Contributions10/11€6k€6k=
Reserves13€2k€243k
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€243k
Profit (loss) carried forward14€191k-
Amounts payable17/49€117k€313k
Amounts payable after more than one year17-€193k
Financial debts170/4-€193k
Amounts payable within one year42/48€114k€120k
Current portion of amounts payable after more than one year42-€41k
Trade debts44€30k€17k
Suppliers440/4€27k€17k
Bills of exchange payable441€3k-
Taxes, remuneration and social security45€49k€38k
Taxes450/3€42k€29k
Remuneration and social security454/9€7k€9k
Other amounts payable47/48€35k€25k
Accrued charges and deferred income492/3€3k-
Income statement Code20232024
Remuneration, social security and pensions62€132k€155k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€18k
Other operating charges640/8€6k€4k
Gross operating margin9900€329k€256k
Operating profit (loss)9901€178k€80k
Financial income75/76B€539€1k
Recurring financial income75€539€1k
Financial charges65/66B€3k€14k
Recurring financial charges65€3k€14k
Profit (loss) for the period before taxes9903€176k€67k
Income taxes67/77€55k€17k
Profit (loss) for the period9904€121k€50k
Profit (loss) for the period to be appropriated9905€121k€50k
Appropriation of the result
Profit (loss) to be appropriated9906€216k€241k
Profit (loss) brought forward from the previous period14P€95k€191k
Transfer to equity691/2-€241k
To other reserves6921-€241k
Profit to be distributed694/7€25k-
Return on contributions (dividend)694€2k-
Directors or managers695€23k-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
14-08
State Gazette act Registered office
General meeting · Registered-office move2 facts ▸
  • General meeting, 12/06/2026
  • Registered-office move, Rechterstraat 44, 3511 Hasselt
29-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 364 days late
2024
30-09
Financial Equity above €200kEq €250k ▲25.2%
7 profitable years in a row build equity to €250k.
30-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Highest result since 2018net €121k ▲121%
Operating result €178k, net result €121k, both a record.
30-09
Financial Liquidity doublescurrent ratio 1.68
Current ratio from 0.77 to 1.68.
30-09
Financial Equity above €150kEq €199k ▲93.4%
6 profitable years in a row build equity to €199k.
30-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Equity above €100kEq €103k ▲114%
5 profitable years in a row build equity to €103k.
14-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
14-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
23-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
06-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-02
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rechterstraat 443511 Hasselt
Ground area
2,714 m²
Building footprint
261 m²
Volume, LiDAR
1,598 m³
2 parcels, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Class dakwerken
Heerstraat 78, 3510 HasseltSpecialised construction activities
since 20162.265.917.426
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71032B0324/00X000 Flanders 2,407 m² 1 · 188 m² 8.2 m · 2 fl.
71028B0565/00L002 Flanders 306 m² 1 · 73 m² 9.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 8,481 companies in sector 43410 we hold annual accounts for 4,308. 3,444 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-11-2010
Fiscal year end30-09
Activities, NACEBEL
43410Roofing work
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.