Claros Montes
ActiveClaros Montes has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100 and a net result of €73k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 16424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency25▼-75
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.1%
Return on assets
95.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 16424 sector peers (2025).
NBB · sector comparisonPosition among 16424 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
79 d early
2024
70 d early
2023
27 d early
2022
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100▼ 99.9%
2024 · €115k
2022: €39k
2023: €74k
2024: €115k
2022 → 2025
Total assets
€76k▼ 42.8%
2024 · €134k
2022: €75k
2023: €108k
2024: €134k
2022 → 2025
Net result
€73k▲ 77.7%
2024 · €41k
2022: €39k
2023: €35k
2024: €41k
2022 → 2025
Working capital
€100▼ 99.9%
2024 · €115k
2022: €39k
2023: €74k
2024: €115k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€39k-€74k▲ 90.1%€115k▲ 55.7%€100▼ 99.9%
Operating result€52k-€45k▼ 14.7%€52k▲ 16.7%€92k▲ 77.0%
Net result€39k-€35k▼ 9.7%€41k▲ 17.6%€73k▲ 77.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 77% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €76k
Equity
€100▼ 99.9%
Debt
€76k▲ 316%
The debt ratio rises from 13.7% to 99.9%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
0.1%▼
2024 · 86.3%
Current ratio
1.00▼
2024 · 7.29
Quick ratio
1.00▼
2024 · 7.29
ROA
95.9%▲
2024 · 30.9%
Debt
€76k▲
2024 · €18k
Debt ≤ 1 year
€76k▲
2024 · €18k
Income taxes
€19k▲
2024 · €11k
Equity ratios withheld: equity of €100 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€134k€76k▼
Current assets29/58€134k€76k▼
Amounts receivable within one year40/41€8k€21k▲
Other amounts receivable41€8k€21k▲
Cash at bank and in hand54/58€123k€47k▼
Deferred charges and accrued income490/1€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€134k€76k▼
Equity10/15€115k€100▼
Contributions10/11€100€100=
Reserves13€115k-
Distributable reserves133€115k-
Amounts payable17/49€18k€76k▲
Amounts payable within one year42/48€18k€76k▲
Trade debts44€4k-
Suppliers440/4€4k-
Taxes, remuneration and social security45€14k€3k▼
Taxes450/3€14k€3k▼
Other amounts payable47/48-€73k
Income statement
Code20242025
Other operating charges640/8€545€442▼
Gross operating margin9900€53k€92k▲
Operating profit (loss)9901€52k€92k▲
Financial income75/76B€238€761▲
Recurring financial income75€238€761▲
Financial charges65/66B€115€507▲
Recurring financial charges65€115€507▲
Profit (loss) for the period before taxes9903€52k€92k▲
Income taxes67/77€11k€19k▲
Profit (loss) for the period9904€41k€73k▲
Profit (loss) for the period to be appropriated9905€41k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€73k▲
Transfer from equity791/2-€115k
Transfer to equity691/2€41k-
To other reserves6921€41k-
Profit to be distributed694/7-€188k
Return on contributions (dividend)694-€188k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €73k ▲77.7%
Operating result €92k, net result €73k, both a record.
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.29
Current ratio from 3.19 to 7.29; short-term debt falls from €34k to €18k.
31-12
Financial
Equity above €100kEq €115k ▲55.7%
3 profitable years in a row build equity to €115k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €35k ▼9.7%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duivenstraat 283052 Oud-HeverleeGround area
1,885 m²
Building footprint
223 m²
Volume, LiDAR
1,323 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Claros Montes
since 20222.334.958.660
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24013A0191/00R002 | Flanders | 1,643 m² | 1 · 89 m² | 7.8 m · 2 fl. |
| 24434F0286/00V014 | Flanders | 242 m² | 1 · 134 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MH Caredent
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Edente
BE 0755.503.207
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Bert Boon
BE 0784.961.018
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FABRE PATRICK
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Ath · Eq €71
Of 6,936 companies in sector 86230 we hold annual accounts for 4,288. 30 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2022
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.