CLARO SERVICES

Active

Private limited companyfounded 20233 yrs activeLange Eikstraat 46, 1970 Wezembeek-Oppem, BelgiumKBO/BCE: BE 0804.805.634

The computed 12-month bankruptcy probability of CLARO SERVICES is 2.8% (moderate). The 2024 annual accounts show equity of €59k and a net result of €57k. Its solvency ranks better than 48% of 5895 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

60 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency65

Growth-

Track record79

Bankruptcy probability, 12 months

2.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3.5k at 30 days acceptable

Liquidity ample (current ratio 1.61; short-term debt: 60.3% and cash: 9.9% of total assets), but 60.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Sector 81

higher

← fewer bankruptcies more bankruptcies →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

13 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€59k

Total assets

€150k

Net result

€57k

Working capital

€55k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €150k

96.9%

Fixed assets €5k

Current assets €145k

Equity and liabilities €150k

39.7%

60.3%

Equity €59k

Debt €90k

Debt finances 60.3% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€73k

Cash flow

€57k

Solvency

39.7%

Current ratio

1.61

Quick ratio

1.61

Debt / equity

1.52

ROE

96.6%

ROA

38.3%

Interest coverage

934.67

Debt

€90k

Debt ≤ 1 year

€90k

Income taxes

€15k

Staff costs

€80k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€150k

Fixed assets21/28€5k

Intangible fixed assets21€1k

Financial fixed assets28€3k

Current assets29/58€145k

Amounts receivable within one year40/41€130k

Trade receivables40€126k

Other amounts receivable41€4k

Cash at bank and in hand54/58€15k

Deferred charges and accrued income490/1€493

Equity and liabilities

Total equity and liabilities10/49€150k

Equity10/15€59k

Contributions10/11€2k

Profit (loss) carried forward14€57k

Amounts payable17/49€90k

Amounts payable within one year42/48€90k

Trade debts44€46k

Suppliers440/4€46k

Taxes, remuneration and social security45€25k

Taxes450/3€15k

Remuneration and social security454/9€9k

Other amounts payable47/48€19k

Income statement Code2024

Remuneration, social security and pensions62€80k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51

Other operating charges640/8€1k

Gross operating margin9900€154k

Operating profit (loss)9901€73k

Financial charges65/66B€78

Recurring financial charges65€78

Profit (loss) for the period before taxes9903€73k

Income taxes67/77€15k

Profit (loss) for the period9904€57k

Profit (loss) for the period to be appropriated9905€57k

Appropriation of the result

Profit (loss) to be appropriated9906€57k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

13-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 13 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Wezembeek-Oppem · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lange Eikstraat 461970 Wezembeek-Oppem

Ground area

520 m²

Building footprint

325 m²

Volume, LiDAR

2,867 m³

Parcel 22006A0114/00P000, Flanders · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Claro Services

General construction of buildings

since 20232.348.323.577

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
22006A0114/00P000	Flanders	520 m²	1 · 325 m²	14.8 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 2,012 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded16-08-2023

Fiscal year end31-12

Activities, NACEBEL

81210General cleaning of buildings

81220Other building cleaning and industrial cleaning

41001General construction of residential buildings

41002Construction of residential and non-residential buildings

41003General construction of other non-residential buildings

81230Other cleaning activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.