CLARION
ActiveCLARION has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €282k and a net result of €-21k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 75% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-65
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 4.3 against 5.62 in 2024; short-term debt: 21.9% and cash: 0.9% of total assets), and 21.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
71 d late
2023
61 d late
2022
61 d late
2021
91 d late
2020
90 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€282k▼ 22.5%
2024 · €363k
2018: €257k
2019: €300k
2020: €361k
2021: €418k
2022: €375k
2023: €376k
2024: €363k
2018 → 2025
Total assets
€361k▼ 18.8%
2024 · €444k
2018: €300k
2019: €327k
2020: €387k
2021: €444k
2022: €439k
2023: €458k
2024: €444k
2018 → 2025
Net result
€-21k
2024 · €31k
2018: €42k
2019: €43k
2020: €61k
2021: €57k
2022: €66k
2023: €42k
2024: €31k
2018 → 2025
Working capital
€261k▼ 23.5%
2024 · €341k
2018: €277k
2019: €312k
2020: €367k
2021: €412k
2022: €368k
2023: €353k
2024: €341k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€418k-€375k▼ 10.2%€376k▲ 0.2%€363k▼ 3.3%€282k▼ 22.5%
Operating result€63k-€72k▲ 14.9%€47k▼ 34.4%€24k▼ 49.3%€-36k
Net result€57k-€66k▲ 15.6%€42k▼ 35.4%€31k▼ 27.3%€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €36k after €24k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €361k
Fixed assets
€21k▼ 29.5%
Current assets
€340k▼ 18.0%
Equity and liabilities €361k
Equity
€282k▼ 22.5%
Debt
€79k▼ 2.3%
The debt ratio rises from 18.2% to 21.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-27k▼
2024 · €33k
Cash flow
€-12k▼
2024 · €40k
Solvency
78.1%▼
2024 · 81.8%
Current ratio
4.30▼
2024 · 5.62
Quick ratio
4.30▼
2024 · 5.62
Debt / equity
0.28▲
2024 · 0.22
ROE
-7.3%▼
2024 · 8.5%
ROA
-5.7%▼
2024 · 7.0%
Interest coverage
-23.52▼
2024 · 23.22
Debt
€79k▼
2024 · €81k
Debt ≤ 1 year
€79k▲
2024 · €74k
Income taxes
€-64▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€444k€361k▼
Fixed assets21/28€30k€21k▼
Tangible fixed assets22/27€30k€21k▼
Furniture and vehicles24€30k€21k▼
Current assets29/58€415k€340k▼
Amounts receivable after more than one year29€41k-
Other amounts receivable291€41k-
Amounts receivable within one year40/41€354k€336k▼
Trade receivables40€66k€17k▼
Other amounts receivable41€288k€319k▲
Cash at bank and in hand54/58€17k€3k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€444k€361k▼
Equity10/15€363k€282k▼
Contributions10/11€13k€13k=
Reserves13€348k€269k▼
Distributable reserves133€348k€269k▼
Profit (loss) carried forward14€3k-
Amounts payable17/49€81k€79k▼
Amounts payable after more than one year17€7k-
Financial debts170/4€7k-
Amounts payable within one year42/48€74k€79k▲
Current portion of amounts payable after more than one year42€9k€7k▼
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€21k€9k▼
Taxes450/3€15k€2k▼
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€43k€61k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€2k€796▼
Gross operating margin9900€35k€-26k▼
Operating profit (loss)9901€24k€-36k▼
Financial income75/76B€18k€16k▼
Recurring financial income75€18k€16k▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€41k€-21k▼
Income taxes67/77€10k€-64▼
Profit (loss) for the period9904€31k€-21k▼
Profit (loss) for the period to be appropriated9905€31k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€-18k▼
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer from equity791/2€43k€79k▲
Transfer to equity691/2€31k-
To other reserves6921€31k-
Profit to be distributed694/7€43k€61k▲
Return on contributions (dividend)694€43k€61k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-21k ▼166%
Net result drops to €-21k, the lowest in the series.
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Highest result since 2018net €66k ▲15.6%
Operating result €72k, net result €66k, both a record.
30-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 91 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 56 days late
2018
14-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 45 days late
2017
01-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 62 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boslaan 53080 TervurenGround area
1,259 m²
Building footprint
309 m²
Volume, LiDAR
1,155 m³
2 parcels, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Clarion
since 20052.148.981.748
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24104B0018/00G000 | Flanders | 686 m² | 1 · 176 m² | 6.4 m · 1 fl. |
| 24104A0006/00K004 | Flanders | 573 m² | 1 · 133 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LE BATELEUR
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Diract
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JUST DO IT SERVICES
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Of 2,716 companies in sector 73200 we hold annual accounts for 1,785. 1,334 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2005
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.