CLARINVEST
ActiveCLARINVEST has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €13k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 95% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+10
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 16.64 against 15.98 in 2024), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
6.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
65 d early
2023
56 d early
2022
48 d early
2021
125 d early
2020
23 d early
2019
108 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€195k▲ 7.1%
2024 · €182k
2019: €140k
2020: €151k
2021: €162k
2022: €168k
2023: €173k
2024: €182k
2019 → 2025
Total assets
€198k▲ 7.3%
2024 · €184k
2019: €165k
2020: €161k
2021: €165k
2022: €171k
2023: €176k
2024: €184k
2019 → 2025
Net result
€13k▲ 54.5%
2024 · €8k
2019: €2k
2020: €11k
2021: €11k
2022: €6k
2023: €5k
2024: €8k
2019 → 2025
Working capital
€51k▲ 24.1%
2024 · €41k
2019: €-10k
2020: €-5k
2021: €3k
2022: €17k
2023: €28k
2024: €41k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€162k-€168k▲ 4.0%€173k▲ 3.0%€182k▲ 4.8%€195k▲ 7.1%
Operating result€12k-€6k▼ 44.5%€5k▼ 19.0%€8k▲ 62.6%€13k▲ 52.4%
Net result€11k-€6k▼ 43.4%€5k▼ 20.5%€8k▲ 63.1%€13k▲ 54.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 52% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198k
Fixed assets
€143k▲ 2.1%
Current assets
€55k▲ 23.8%
Equity and liabilities €198k
Equity
€195k▲ 7.1%
Debt
€3k▲ 18.9%
The debt ratio rises from 1.5% to 1.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€20k▲
2024 · €14k
Cash flow
€20k▲
2024 · €14k
Solvency
98.3%▼
2024 · 98.5%
Current ratio
16.64▲
2024 · 15.98
Quick ratio
16.64▲
2024 · 15.98
Debt / equity
0.02▲
2024 · 0.02
ROE
6.6%▲
2024 · 4.6%
ROA
6.5%▲
2024 · 4.5%
Interest coverage
505.09▲
2024 · 129.25
Debt
€3k▲
2024 · €3k
Debt ≤ 1 year
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€184k€198k▲
Fixed assets21/28€140k€143k▲
Tangible fixed assets22/27€140k€143k▲
Land and buildings22€132k€116k▼
Plant, machinery and equipment23€8k€27k▲
Current assets29/58€44k€55k▲
Amounts receivable within one year40/41€777€928▲
Trade receivables40€777€928▲
Cash at bank and in hand54/58€43k€54k▲
Equity and liabilities
Total equity and liabilities10/49€184k€198k▲
Equity10/15€182k€195k▲
Contributions10/11€273k€273k=
Capital10€273k€273k=
Issued capital100€273k€273k=
Profit (loss) carried forward14€-91k€-78k▲
Amounts payable17/49€3k€3k▲
Amounts payable within one year42/48€3k€3k▲
Taxes, remuneration and social security45€351€772▲
Taxes450/3€351€772▲
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€20k€26k▲
Operating profit (loss)9901€8k€13k▲
Financial income75/76B-€55
Recurring financial income75-€55
Financial charges65/66B€108€39▼
Recurring financial charges65€108€39▼
Profit (loss) for the period before taxes9903€8k€13k▲
Profit (loss) for the period9904€8k€13k▲
Profit (loss) for the period to be appropriated9905€8k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-91k€-78k▲
Profit (loss) brought forward from the previous period14P€-99k€-91k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2019net €13k ▲54.5%
Operating result €13k, net result €13k, both a record.
2024
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
14-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity times 5current ratio 6.73
Current ratio from 1.27 to 6.73; short-term debt falls from €9k to €3k.
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
08-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €150kEq €151k ▲8.1%
2 profitable years in a row build equity to €151k.
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 448520 KuurneGround area
144 m²
Building footprint
136 m²
Volume, LiDAR
766 m³
Parcel 34023C0193/00C011, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CLARINVEST CVA
since 19942.067.170.364
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023C0193/00C011 | Flanders | 144 m² | 1 · 136 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CATALUNA
BE 0787.783.223
Deinze · Eq €195k
GROVAN
BE 0474.090.864
Alken · Eq €193k
Rijsenberg
BE 0426.142.972
Gent · Eq €197k
FAR WEST FRUIT FARM
BE 0438.604.801
Ieper · Eq €191k
Dhage
BE 0782.748.923
Poperinge · Eq €187k
Of 582 companies in sector 68204 we hold annual accounts for 313. 227 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-03-1994
Fiscal year end30-06
Activities, NACEBEL
68204Real estate activities
70204
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.