Clarimmo
ActiveSummary
Clarimmo has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €415k and a net result of €-26k. Equity is growing by ~4.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability11▼-89
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 5.16 against 4.7 in 2023; short-term debt: 5.6% and cash: 26.9% of total assets), and 5.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94.4%
Return on assets
-5.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
24 d early
2022
28 d early
2021
38 d early
2020
32 d early
2019
104 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€415k▼ 5.8%
2023 · €440k
2018: €363k
2019: €134k▼ -63.2% vs 2018lowest in 7 years
2020: €412k▲ +208% vs 2019
2021: €348k▼ -15.5% vs 2020
2022: €284k▼ -18.6% vs 2021
2023: €440k▲ +55.2% vs 2022highest in 7 years
2024: €415k▼ -5.8% vs 2023
2018 → 2024
Total assets
€439k▼ 7.5%
2023 · €475k
2018: €401k
2019: €325k▼ -18.9% vs 2018lowest in 7 years
2020: €587k▲ +80.5% vs 2019highest in 7 years
2021: €505k▼ -13.9% vs 2020
2022: €408k▼ -19.3% vs 2021
2023: €475k▲ +16.5% vs 2022
2024: €439k▼ -7.5% vs 2023
2018 → 2024
Net result
€-26k
2023 · €157k
2018: €20k
2019: €-229k▼ -1265% vs 2018lowest in 7 years
2020: €279k▲ +221% vs 2019highest in 7 years
2021: €-64k▼ -123% vs 2020
2022: €-65k▼ -1.1% vs 2021
2023: €157k▲ +342% vs 2022
2024: €-26k▼ -116% vs 2023
2018 → 2024
Working capital
€102k▼ 19.8%
2023 · €128k
2018: €78k
2019: €-9k▼ -112% vs 2018lowest in 7 years
2020: €254k▲ +2885% vs 2019highest in 7 years
2021: €189k▼ -25.6% vs 2020
2022: €73k▼ -61.6% vs 2021
2023: €128k▲ +75.6% vs 2022
2024: €102k▼ -19.8% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€412k-€348k▼ 15.5%€284k▼ 18.6%€440k▲ 55.2%€415k▼ 5.8%
2020: €412k
2021: €348k▼ -15.5% vs 2020
2022: €284k▼ -18.6% vs 2021lowest in 5 years
2023: €440k▲ +55.2% vs 2022highest in 5 years
2024: €415k▼ -5.8% vs 2023
Operating result€284k-€-51k€-65k▼ 28.0%€156k€-26k
2020: €284khighest in 5 years
2021: €-51k▼ -118% vs 2020
2022: €-65k▼ -28.0% vs 2021lowest in 5 years
2023: €156k▲ +342% vs 2022
2024: €-26k▼ -117% vs 2023
Net result€279k-€-64k€-65k▼ 1.1%€157k€-26k
2020: €279khighest in 5 years
2021: €-64k▼ -123% vs 2020
2022: €-65k▼ -1.1% vs 2021lowest in 5 years
2023: €157k▲ +342% vs 2022
2024: €-26k▼ -116% vs 2023
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €26k after €156k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €439k
Fixed assets
€312k ▼ 0.1%
Current assets
€127k ▼ 21.7%
Equity and liabilities €439k
Equity
€415k ▼ 5.8%
Debt
€25k ▼ 28.7%
Debt's share of the balance-sheet total falls from 7.3% to 5.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-22k▼
2023 · €160k
Cash flow
€-21k▼
2023 · €160k
Current ratio
5.16▲
2023 · 4.70
Debt to equity
0.06▼
2023 · 0.08
ROE
-6.2%▼
2023 · 35.6%
ROA
-5.8%▼
2023 · 33.0%
Interest coverage
-499.04▼
2023 · 3853.98
Debt ≤ 1 year
€25k▼
2023 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€475k€439k▼
Fixed assets21/28€313k€312k▼
Tangible fixed assets22/27€313k€312k▼
Land and buildings22€292k€294k▲
Plant, machinery and equipment23€20k€18k▼
Furniture and vehicles24€353€0▼
Current assets29/58€162k€127k▼
Amounts receivable within one year40/41€218€6k▲
Trade receivables40€0€6k▲
Other amounts receivable41€218€250▲
Cash at bank and in hand54/58€159k€118k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€475k€439k▼
Equity10/15€440k€415k▼
Contributions10/11€116k€116k=
Capital10€116k€116k=
Issued capital100€116k€116k=
Reserves13€325k€299k▼
Non-distributable reserves130/1€43k€43k=
Legal reserve130€43k€43k=
Distributable reserves133€281k€256k▼
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Major repairs and maintenance162€0-
Amounts payable17/49€34k€25k▼
Amounts payable within one year42/48€34k€25k▼
Trade debts44€15k€17k▲
Suppliers440/4€15k€17k▲
Other amounts payable47/48€20k€8k▼
Income statement
Code20232024
Non-recurring operating income76A€238k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€23k€31k▲
Gross operating margin9900€183k€9k▼
Operating profit (loss)9901€156k€-26k▼
Financial income75/76B€413€834▲
Recurring financial income75€413€834▲
Financial charges65/66B€42€44▲
Recurring financial charges65€42€44▲
Profit (loss) for the period before taxes9903€157k€-26k▼
Profit (loss) for the period9904€157k€-26k▼
Profit (loss) for the period to be appropriated9905€157k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€-26k▼
Profit (loss) brought forward from the previous period14P€-125k€0▲
Transfer from equity791/2-€26k
Transfer to equity691/2€31k€0▼
To other reserves6921€31k€0▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0 | €29k | €238k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €60 | €715 | €4k | €5k | ▲ 27.2% |
| Other operating charges640/8 | - | €26k | €29k | €23k | €31k | ▲ 31.0% |
| Gross operating margin9900 | €307k | €-24k | €-35k | €183k | €9k | ▼ 95.1% |
| Operating profit (loss)9901 | €284k | €-51k | €-65k | €156k | €-26k | ▼ 117% |
| Financial income75/76B | - | - | - | €413 | €834 | ▲ 102% |
| Recurring financial income75 | €0 | - | - | €413 | €834 | ▲ 102% |
| Financial charges65/66B | - | €378 | €39 | €42 | €44 | ▲ 4.8% |
| Recurring financial charges65 | €61 | €378 | €39 | €42 | €44 | ▲ 4.8% |
| Profit (loss) for the period before taxes9903 | €284k | €-51k | €-65k | €157k | €-26k | ▼ 116% |
| Income taxes67/77 | €5k | €13k | €0 | - | - | - |
| Profit (loss) for the period9904 | €279k | €-64k | €-65k | €157k | €-26k | ▼ 116% |
| Profit (loss) for the period to be appropriated9905 | €279k | €-64k | €-65k | €157k | €-26k | ▼ 116% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €587k | €505k | €408k | €475k | €439k | ▼ 7.5% |
| Fixed assets21/28 | €283k | €284k | €307k | €313k | €312k | ▼ 0.1% |
| Tangible fixed assets22/27 | €283k | €284k | €307k | €313k | €312k | ▼ 0.1% |
| Land and buildings22 | - | €283k | €283k | €292k | €294k | ▲ 0.8% |
| Plant, machinery and equipment23 | - | - | €23k | €20k | €18k | ▼ 11.2% |
| Furniture and vehicles24 | - | €1k | €766 | €353 | €0 | ▼ 100% |
| Current assets29/58 | €304k | €221k | €101k | €162k | €127k | ▼ 21.7% |
| Amounts receivable within one year40/41 | €7k | €254 | €418 | €218 | €6k | ▲ 2,601% |
| Trade receivables40 | - | - | €200 | €0 | €6k | - |
| Other amounts receivable41 | - | €254 | €218 | €218 | €250 | ▲ 14.8% |
| Cash at bank and in hand54/58 | €296k | €219k | €97k | €159k | €118k | ▼ 25.7% |
| Deferred charges and accrued income490/1 | - | €2k | €3k | €3k | €3k | ▲ 4.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €587k | €505k | €408k | €475k | €439k | ▼ 7.5% |
| Equity10/15 | €412k | €348k | €284k | €440k | €415k | ▼ 5.8% |
| Contributions10/11 | €116k | €116k | €116k | €116k | €116k | = |
| Capital10 | - | €116k | €116k | €116k | €116k | = |
| Issued capital100 | - | €116k | €116k | €116k | €116k | = |
| Reserves13 | €293k | €293k | €293k | €325k | €299k | ▼ 7.9% |
| Non-distributable reserves130/1 | - | €43k | €43k | €43k | €43k | = |
| Legal reserve130 | - | €43k | €43k | €43k | €43k | = |
| Distributable reserves133 | - | €250k | €250k | €281k | €256k | ▼ 9.1% |
| Profit (loss) carried forward14 | €3k | €-61k | €-125k | €0 | - | - |
| Provisions and deferred taxes16 | €125k | €125k | €96k | €0 | - | - |
| Provisions for liabilities and charges160/5 | - | €125k | €96k | €0 | - | - |
| Major repairs and maintenance162 | - | €125k | €96k | €0 | - | - |
| Amounts payable17/49 | €49k | €32k | €28k | €34k | €25k | ▼ 28.7% |
| Amounts payable within one year42/48 | €49k | €32k | €28k | €34k | €25k | ▼ 28.7% |
| Trade debts44 | €37k | €17k | €20k | €15k | €17k | ▲ 14.4% |
| Suppliers440/4 | - | €17k | €20k | €15k | €17k | ▲ 14.4% |
| Taxes, remuneration and social security45 | - | €8k | €0 | - | - | - |
| Taxes450/3 | - | €0 | - | - | - | - |
| Remuneration and social security454/9 | - | €8k | €0 | - | - | - |
| Other amounts payable47/48 | - | €7k | €8k | €20k | €8k | ▼ 60.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €279k | €-64k | €-65k | €157k | €-26k | ▼ 116% |
| + Depreciation and write-downs630 | - | €60 | €715 | €4k | €5k | ▲ 27.2% |
| Operating cash flow (approximation) | €279k | €-64k | €-64k | €160k | €-21k | ▼ 113% |
| Investment in fixed assets (approximation) | - | €-1k | €-24k | €-9k | €-4k | ▲ 54.3% |
| Change in cash | - | €-77k | €-122k | €61k | €-41k | ▼ 167% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €157k
Net result €157k after 2 loss-making years.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €279k
Net result €279k after one loss-making year.
31-12
Financial
Liquidity times 8current ratio 6.17
Current ratio from 0.78 to 6.17.
31-12
Financial
Equity above €200kEq €412k ▲208%
Equity rises from €134k to €412k.
12-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 104 days late
2019
31-12
Financial
Weakest financial yearnet €-229k
Net result drops to €-229k, the lowest in the series; recovery starts the following year.
19-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 111 days late
Show earlier events
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
04-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 1982
Ground area
3,135 m²
Building footprint
403 m²
Volume, LiDAR
2,952 m³
2 parcels, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
Clarimmo
since 19822.023.519.176
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37019C0214/00B002 | Flanders | 2,624 m² | 1 · 164 m² | 12.7 m · 3 fl. |
| 34041C0918/00Y017 | Flanders | 511 m² | 1 · 239 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 360 EUR awarded · 360 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 360 EUR | 360 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Identification & contact
Identification
Legal formPublic limited company
Founded17-06-1982
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.