CLARETHIS
ActiveCLARETHIS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €-28k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 56% of 60 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency99=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.72 against 4.52 in 2024), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 21
Relative position
BE, all sectors
reference
Sector 21
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.6%
Return on assets
-16.2%
Age of the figures
11 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-05-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
1 d early
2023
on the day
2022
3 d late
2021
16 d late
2020
10 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▼ 24.6%
2024 · €114k
2018: €43k
2019: €71k
2020: €90k
2021: €40k
2022: €7k
2023: €72k
2024: €114k
2018 → 2025
Total assets
€173k▼ 21.2%
2024 · €219k
2018: €138k
2019: €187k
2020: €181k
2021: €187k
2022: €167k
2023: €304k
2024: €219k
2018 → 2025
Net result
€-28k
2024 · €41k
2018: €4k
2019: €28k
2020: €19k
2021: €31k
2022: €-33k
2023: €65k
2024: €41k
2018 → 2025
Working capital
€61k▼ 25.7%
2024 · €82k
2018: €41k
2019: €14k
2020: €37k
2021: €-8k
2022: €37k
2023: €11k
2024: €82k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€7k▼ 82.6%€72k▲ 928%€114k▲ 56.9%€86k▼ 24.6%
Operating result€49k-€-18k€72k€101k▲ 39.4%€24k▼ 76.5%
Net result€31k-€-33k€65k€41k▼ 37.0%€-28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€89k▼ 21.5%
Current assets
€83k▼ 20.8%
Equity and liabilities €173k
Equity
€86k▼ 24.6%
Provisions
€34k▼ 9.4%
Debt
€53k▼ 21.8%
The debt ratio falls from 31.1% to 30.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€63k▼
2024 · €137k
Cash flow
€11k▼
2024 · €77k
Solvency
49.6%▼
2024 · 51.9%
Current ratio
3.72▼
2024 · 4.52
Quick ratio
3.72▼
2024 · 4.52
Debt / equity
0.62▲
2024 · 0.60
ROE
-32.7%▼
2024 · 36.3%
ROA
-16.2%▼
2024 · 18.8%
Interest coverage
1.22▼
2024 · 3.00
Debt
€53k▼
2024 · €68k
Debt ≤ 1 year
€22k▼
2024 · €23k
Debt > 1 year
€30k▼
2024 · €44k
Income taxes
€357▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€173k▼
Fixed assets21/28€114k€89k▼
Tangible fixed assets22/27€114k€89k▼
Plant, machinery and equipment23€1k€8k▲
Furniture and vehicles24€113k€81k▼
Current assets29/58€105k€83k▼
Amounts receivable within one year40/41€42k€28k▼
Trade receivables40-€18k
Other amounts receivable41€42k€10k▼
Cash at bank and in hand54/58€36k€31k▼
Deferred charges and accrued income490/1€28k€24k▼
Equity and liabilities
Total equity and liabilities10/49€219k€173k▼
Equity10/15€114k€86k▼
Contributions10/11€6k€6k=
Reserves13€72k€72k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€70k€70k=
Profit (loss) carried forward14€36k€8k▼
Provisions and deferred taxes16€37k€34k▼
Provisions for liabilities and charges160/5€37k€34k▼
Other liabilities and charges164/5€37k€34k▼
Amounts payable17/49€68k€53k▼
Amounts payable after more than one year17€44k€30k▼
Financial debts170/4€44k€30k▼
Amounts payable within one year42/48€23k€22k▼
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Non-recurring operating income76A€73k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€39k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-2k€-4k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€136k€62k▼
Operating profit (loss)9901€101k€24k▼
Financial income75/76B€2k€114▼
Recurring financial income75€2k€114▼
Financial charges65/66B€46k€51k▲
Recurring financial charges65€46k€51k▲
Profit (loss) for the period before taxes9903€58k€-28k▼
Income taxes67/77€16k€357▼
Profit (loss) for the period9904€41k€-28k▼
Profit (loss) for the period to be appropriated9905€41k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€8k▼
Profit (loss) brought forward from the previous period14P€34k€36k▲
Transfer to equity691/2€40k-
To other reserves6921€40k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity quadruplescurrent ratio 4.52
Current ratio from 1.10 to 4.52; short-term debt falls from €110k to €23k.
30-09
Financial
Equity above €100kEq €114k ▲56.9%
2 profitable years in a row build equity to €114k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
30-09
Financial
Weakest financial yearnet €-33k ▼209%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Motte 367061 SoigniesGround area
3,527 m²
Building footprint
378 m²
Volume, LiDAR
2,050 m³
2 parcels, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Point du Jour 8, 7022 Mons
since 20082.173.888.774
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55044D0298/00F000 | Wallonia | 1,926 m² | 1 · 238 m² | 7.6 m · 2 fl. |
| 53052A0139/00R000 | Wallonia | 1,601 m² | 1 · 140 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900XLPYOM8N10O336
Similar companies · same sector, comparable size
SUPERBIOTICS
BE 0719.267.569
Eghezée · Eq €84k
Pharmacie BIHAIN
BE 0562.948.012
Trois-Ponts · Eq €90k
Novozymatic
BE 0761.771.979
Kapellen · Eq €82k
REGEN CONSULTING
BE 0791.163.078
Chaumont-Gistoux · Eq €91k
APR Pharma
BE 0748.905.227
Courcelles · Eq €94k
Of 150 companies in sector 21100 we hold annual accounts for 108. 62 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-2008
Fiscal year end30-09
Activities, NACEBEL
21100Manufacture of basic pharmaceutical products and pharmaceutical preparations
20420Manufacture of chemicals and chemical products
46450Wholesale of perfume and cosmetics
46460Wholesale of pharmaceutical and medical goods
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.