Clareco

Active

Private limited companyfounded 20233 yrs activeBaron Descampslaan 112, 3018 Leuven, BelgiumKBO/BCE: BE 0802.684.601

Summary

Clareco is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of Clareco were filed more than 90 days after the deadline. The 2025 annual accounts show equity of €380 and a net result of -€1,320. Its solvency ranks better than 41% of 8074 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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ClarecoActive

Risk analysis Report Compare

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Filing: Filed more than 90 days late

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Signals

1 signal. The signal on the left, the evidence on the right.

+raises risk

Filed more than 90 days late

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-02-2026, 105 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 1 filing

Deviation from the deadline

2025

105 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

Clareco was incorporated on 13 June 2023 as a Private limited company.¹ The company has filed annual accounts once, for fiscal year 2025.²

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Financials · fiscal year 2025, micro schema

Equity

€380

Net result

-€1,320

Total assets

€960

Solvency

39.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €960

39.6%

60.4%

Equity €380

Debt €580

Debt finances 60.4% of the balance-sheet total.

Key figures and ratios

2025 value

Debt ≤ 1 year

€580

Ratios withheld: a balance sheet total of €960 is too small for a meaningful ratio.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 · 20 lines

Balance sheet Code2025

Assets

Total assets20/58€960

Formation expenses20€876

Current assets29/58€84

Cash at bank and in hand54/58€84

Equity and liabilities

Total equity and liabilities10/49€960

Equity10/15€380

Contributions10/11€1,700

Profit (loss) carried forward14-€1,320

Amounts payable17/49€580

Amounts payable within one year42/48€580

Other amounts payable47/48€580

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€474

Other operating charges640/8€783

Operating profit (loss)9901-€1,257

Financial charges65/66B€63

Recurring financial charges65€63

Profit (loss) for the period before taxes9903-€1,320

Profit (loss) for the period9904-€1,320

Profit (loss) for the period to be appropriated9905-€1,320

Appropriation of the result

Profit (loss) to be appropriated9906-€1,320

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€474
Other operating charges640/8	€783
Operating profit (loss)9901	-€1,257
Financial charges65/66B	€63
Recurring financial charges65	€63
Profit (loss) for the period before taxes9903	-€1,320
Profit (loss) for the period9904	-€1,320
Profit (loss) for the period to be appropriated9905	-€1,320

Line	2025
Assets
Total assets20/58	€960
Formation expenses20	€876
Current assets29/58	€84
Cash at bank and in hand54/58	€84
Equity and liabilities
Total equity and liabilities10/49	€960
Equity10/15	€380
Contributions10/11	€1,700
Profit (loss) carried forward14	-€1,320
Amounts payable17/49	€580
Amounts payable within one year42/48	€580
Other amounts payable47/48	€580

Line	2025
Profit (loss) for the period9904	-€1,320
+ Depreciation and write-downs630	€474
Operating cash flow (approximation)	-€846

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

13-02

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 105 days late

NBB filing

0 of 3 acts read

About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Leuven

exact location from the address register On OpenStreetMap

Ground area

2,143 m²

Building footprint

775 m²

Volume, LiDAR

4,588 m³

Parcel 24038C0200/00K000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.

3 companies at this address See who is registered here

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24038C0200/00K000	Flanders	2,143 m²	1 · 775 m²	10.3 m · 2 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Truiden · Eq €403

BOUWWERKEN WILLEMS BART

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 450 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded13-06-2023

Fiscal year end31-03

Activities, NACEBEL 2025

64210Activities of holding companies

70200Business and other management consultancy

E-invoicing

Reachable via Peppol

Peppol ID 0208:0802684601

Also 9925:BE0802684601

Registered 26-02-2026

Scores and ratios are computed by Checked and are not a credit decision.