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Claphyr

Active
Private limited companyfounded 20242 yrs activeRue des Fosses(TX) 8, 5020 Namur, BelgiumKBO/BCE: BE 1008.864.336
Summary

The computed 12-month bankruptcy probability of Claphyr is 5.5% (elevated). The 2024 annual accounts show equity of €6,256 and a net result of €3,256. Its solvency ranks better than 58% of 18940 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability94
Solvency63
Growth-
Track record67
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.22; short-term debt: 61.6% and cash: 31% of total assets), and 61.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
38.4%
Return on assets
20%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
35 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 35 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Claphyr was incorporated on 26 April 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€6,256
Total assets
€16,297
Net result
€3,256
Working capital
€2,193

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €16,297
Fixed assets €4,063
Current assets €12,234
Equity and liabilities €16,297
Equity €6,256
Debt €10,041
Debt finances 61.6% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€4,158
Cash flow
€3,290
Current ratio
1.22
Debt to equity
1.61
ROE
52.0%
ROA
20.0%
Interest coverage
76.39
Debt ≤ 1 year
€10,041
Income taxes
€814

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 31 lines
Balance sheet Code2024
Assets
Total assets20/58€16,297
Fixed assets21/28€4,063
Tangible fixed assets22/27€4,063
Plant, machinery and equipment23€4,063
Current assets29/58€12,234
Amounts receivable within one year40/41€7,189
Trade receivables40€5,580
Other amounts receivable41€1,610
Cash at bank and in hand54/58€5,045
Equity and liabilities
Total equity and liabilities10/49€16,297
Equity10/15€6,256
Contributions10/11€3,000
Profit (loss) carried forward14€3,256
Amounts payable17/49€10,041
Amounts payable within one year42/48€10,041
Trade debts44€4,015
Suppliers440/4€4,015
Taxes, remuneration and social security45€814
Taxes450/3€814
Other amounts payable47/48€5,212
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34
Other operating charges640/8€98
Gross operating margin9900€4,256
Operating profit (loss)9901€4,124
Financial charges65/66B€54
Recurring financial charges65€54
Profit (loss) for the period before taxes9903€4,070
Income taxes67/77€814
Profit (loss) for the period9904€3,256
Profit (loss) for the period to be appropriated9905€3,256
Appropriation of the result
Profit (loss) to be appropriated9906€3,256

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34
Other operating charges640/8€98
Gross operating margin9900€4,256
Operating profit (loss)9901€4,124
Financial charges65/66B€54
Recurring financial charges65€54
Profit (loss) for the period before taxes9903€4,070
Income taxes67/77€814
Profit (loss) for the period9904€3,256
Profit (loss) for the period to be appropriated9905€3,256
Line2024
Assets
Total assets20/58€16,297
Fixed assets21/28€4,063
Tangible fixed assets22/27€4,063
Plant, machinery and equipment23€4,063
Current assets29/58€12,234
Amounts receivable within one year40/41€7,189
Trade receivables40€5,580
Other amounts receivable41€1,610
Cash at bank and in hand54/58€5,045
Equity and liabilities
Total equity and liabilities10/49€16,297
Equity10/15€6,256
Contributions10/11€3,000
Profit (loss) carried forward14€3,256
Amounts payable17/49€10,041
Amounts payable within one year42/48€10,041
Trade debts44€4,015
Suppliers440/4€4,015
Taxes, remuneration and social security45€814
Taxes450/3€814
Other amounts payable47/48€5,212
Line2024
Profit (loss) for the period9904€3,256
+ Depreciation and write-downs630€34
Operating cash flow (approximation)€3,290

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,279 m²
Building footprint
592 m²
Volume, LiDAR
6,990 m³
Parcel 92123C0103/00F000, Wallonia · tallest building 18.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Claphyr
Rue des Fosses(TX) 8, 5020 NamurFood and beverage service activities
since 20242.359.493.029
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92123C0103/00F000 Wallonia 2,279 m² 1 · 592 m² 18.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Namur2.359.493.029
2 permissions
Toelating · Ambulante eetgelegenheid · since 27-05-2024
Toelating · Traiteur · since 27-05-2024

Similar companies · same sector, comparable size

Of 7,501 companies in sector 56210 we hold annual accounts for 2,451. 1,239 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
56210Event catering
56220Contract catering and other food service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008864336
Registered 28-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.