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CLAP MED

Active
Private limited companyfounded 20241 yr activeChemin des Prés 14, 4900 Spa, BelgiumKBO/BCE: BE 1017.569.491
Summary

CLAP MED has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €210,427 and a net result of €207,427. Its solvency ranks better than 62% of 16765 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days only on tighter terms
Liquidity ample (current ratio 4.03; short-term debt: 21.2% and cash: 66.8% of total assets), and 25.4% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
74.6%
Return on assets
73.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
18 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CLAP MED was incorporated on 18 December 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€210,427
Total assets
€281,981
Net result
€207,427
Working capital
€181,024

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €281,981
Fixed assets €41,288
Current assets €240,693
Equity and liabilities €281,981
Equity €210,427
Debt €71,554
Debt finances 25.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€265,773
Cash flow
€212,819
Current ratio
4.03
Debt to equity
0.34
ROE
98.6%
ROA
73.6%
Interest coverage
461.30
Debt ≤ 1 year
€59,669
Debt > 1 year
€11,884
Income taxes
€54,498
Staff costs
€28,468

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 46 lines
Balance sheet Code2025
Assets
Total assets20/58€281,981
Fixed assets21/28€41,288
Tangible fixed assets22/27€41,288
Land and buildings22€13,305
Plant, machinery and equipment23€3,366
Furniture and vehicles24€21,103
Other tangible fixed assets26€3,513
Current assets29/58€240,693
Amounts receivable within one year40/41€40,132
Trade receivables40€3,800
Other amounts receivable41€36,332
Cash at bank and in hand54/58€188,437
Deferred charges and accrued income490/1€12,124
Equity and liabilities
Total equity and liabilities10/49€281,981
Equity10/15€210,427
Contributions10/11€3,000
Reserves13€150,000
Distributable reserves133€150,000
Profit (loss) carried forward14€57,427
Amounts payable17/49€71,554
Amounts payable after more than one year17€11,884
Financial debts170/4€11,884
Amounts payable within one year42/48€59,669
Current portion of amounts payable after more than one year42€7,208
Trade debts44€3,335
Suppliers440/4€3,335
Taxes, remuneration and social security45€47,369
Taxes450/3€41,443
Remuneration and social security454/9€5,926
Other amounts payable47/48€1,758
Income statement Code2025
Remuneration, social security and pensions62€28,468
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,392
Other operating charges640/8€1,900
Gross operating margin9900€296,141
Operating profit (loss)9901€260,381
Financial income75/76B€2,120
Recurring financial income75€2,120
Financial charges65/66B€576
Recurring financial charges65€576
Profit (loss) for the period before taxes9903€261,925
Income taxes67/77€54,498
Profit (loss) for the period9904€207,427
Profit (loss) for the period to be appropriated9905€207,427
Appropriation of the result
Profit (loss) to be appropriated9906€207,427
Transfer to equity691/2€150,000
To other reserves6921€150,000

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€28,468
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,392
Other operating charges640/8€1,900
Gross operating margin9900€296,141
Operating profit (loss)9901€260,381
Financial income75/76B€2,120
Recurring financial income75€2,120
Financial charges65/66B€576
Recurring financial charges65€576
Profit (loss) for the period before taxes9903€261,925
Income taxes67/77€54,498
Profit (loss) for the period9904€207,427
Profit (loss) for the period to be appropriated9905€207,427
Line2025
Assets
Total assets20/58€281,981
Fixed assets21/28€41,288
Tangible fixed assets22/27€41,288
Land and buildings22€13,305
Plant, machinery and equipment23€3,366
Furniture and vehicles24€21,103
Other tangible fixed assets26€3,513
Current assets29/58€240,693
Amounts receivable within one year40/41€40,132
Trade receivables40€3,800
Other amounts receivable41€36,332
Cash at bank and in hand54/58€188,437
Deferred charges and accrued income490/1€12,124
Equity and liabilities
Total equity and liabilities10/49€281,981
Equity10/15€210,427
Contributions10/11€3,000
Reserves13€150,000
Distributable reserves133€150,000
Profit (loss) carried forward14€57,427
Amounts payable17/49€71,554
Amounts payable after more than one year17€11,884
Financial debts170/4€11,884
Amounts payable within one year42/48€59,669
Current portion of amounts payable after more than one year42€7,208
Trade debts44€3,335
Suppliers440/4€3,335
Taxes, remuneration and social security45€47,369
Taxes450/3€41,443
Remuneration and social security454/9€5,926
Other amounts payable47/48€1,758
Line2025
Profit (loss) for the period9904€207,427
+ Depreciation and write-downs630€5,392
Operating cash flow (approximation)€212,819

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Spa · 2 establishment units since 2024
seat establishment All 2 establishment units on the map
Ground area
1,492 m²
Building footprint
236 m²
Volume, LiDAR
1,644 m³
2 parcels, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
2 establishment units
Clap Med
Chemin des Prés 14, 4900 SpaGeneral medical practice
since 20242.367.662.508
Clap Med
Rue de l'Eglise 6, 4987 StoumontGeneral medical practice
since 20242.367.662.607
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63072H0062/00G000 Wallonia 1,346 m² 1 · 124 m² 7.2 m · 2 fl.
63042A0823/00S000 Wallonia 146 m² 1 · 112 m² 10.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,130 companies in sector 86210 we hold annual accounts for 6,336. 5,358 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
86220Specialist medical practice
Contact
E-mail camilou31193@gmail.comSpa
Phone 0474377640Spa
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017569491
Also 9925:BE1017569491

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.