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CLAN

Active
Private limited company (pre-2019)founded 200917 yrs activeWechelsebaan 27, 2275 Lille, BelgiumKBO/BCE: BE 0810.674.728
Summary

CLAN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120,474 and a net result of €1,356. Equity remains stable across the filed fiscal years (±1.1% per year). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability69▲+2
Solvency77▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
short-term debt: 48.4% of total assets, and 48.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.6%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
20 d late
2024
25 d late
2022
24 d late
2021
31 d late
2020
31 d late
2019
66 d late
2018
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 32 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CLAN was incorporated on 12 March 2009.1 Total assets fell from EUR 304,705 in 2018 to EUR 233,445 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€120,474▲ 1.1%
2024 · €119,118
Total assets
€233,445▼ 3.5%
2024 · €241,931
Net result
€1,356
2024 · -€3,781
Working capital
-€115,072▼ 17.9%
2019 · -€97,617
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220242025
Operating result€9,286▼ 11.8%€5,639▼ 39.3%€3,399▼ 39.7%-€3,508-€1,774
Net result€4,231▼ 20.3%€3,980▼ 5.9%€2,346▼ 41.1%-€3,781-€1,356
Equity€118,485▲ 3.7%€117,516▼ 0.8%€119,862▲ 2.0%€119,118-€120,474▲ 1.1%
Total assets€262,525▼ 10.5%€256,174▼ 2.4%€249,823▼ 2.5%€241,931-€233,445▼ 3.5%
Debt€144,040▼ 19.5%€138,658▼ 3.7%€129,961▼ 6.3%€122,813-€112,971▼ 8.0%
Working capital-€115,072-
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2020: €9,286€9,286Net result 2020: €4,231€4,231Operating result 2021: €5,639€5,639Net result 2021: €3,980€3,980Operating result 2022: €3,399€3,399Net result 2022: €2,346€2,346Operating result 2024: -€3,508-€3,508Net result 2024: -€3,781-€3,781Operating result 2025: €1,774€1,774Net result 2025: €1,356€1,35620202021202220242025-€4,000-€2,000€0€2,000€4,000Operating result 2022: €3,399€3,400Net result 2022: €2,346€2,350Operating result 2024: -€3,508-€3,510Net result 2024: -€3,781-€3,780Operating result 2025: €1,774€1,770Net result 2025: €1,356€1,360202220242025
The operating result returns to profit in 2025: €1,774 after a loss of €3,508 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €233,445
Equity €120,474 ▲ 1.1%
Debt €112,971 ▼ 8.0%
Debt's share of the balance-sheet total falls from 50.8% to 48.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€8,190▲
2024 · €3,053
Cash flow
€7,772▲
2024 · €2,781
Debt to equity
0.94▼
2024 · 1.03
ROE
1.1%▲
2024 · -3.2%
ROA
0.6%▲
2024 · -1.6%
Interest coverage
19.60▲
2024 · 11.19
Debt ≤ 1 year
€112,971▼
2024 · €117,142
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 10,905 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.6% went bankrupt
4.0% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€241,931€233,445▼
Fixed assets21/28€239,861€233,445▼
Tangible fixed assets22/27€239,861€233,445▼
Land and buildings22€237,121€231,000▼
Furniture and vehicles24€2,740€2,445▼
Current assets29/58€2,070-
Amounts receivable within one year40/41€2,070-
Trade receivables40€2,070-
Equity and liabilities
Total equity and liabilities10/49€241,931€233,445▼
Equity10/15€119,118€120,474▲
Contributions10/11€6,200€6,200=
Revaluation surpluses12€100,000€100,000=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€11,058€12,414▲
Amounts payable17/49€122,813€112,971▼
Amounts payable after more than one year17€5,671-
Financial debts170/4€5,671-
Amounts payable within one year42/48€117,142€112,971▼
Current portion of amounts payable after more than one year42€12,818€8,083▼
Financial debts43€2,500€2,507▲
Credit institutions430/8€2,500€2,507▲
Trade debts44€34,444€33,438▼
Suppliers440/4€34,444€33,438▼
Taxes, remuneration and social security45€5,075-
Taxes450/3€5,075-
Other amounts payable47/48€62,304€68,944▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,561€6,416▼
Gross operating margin9900€3,053€8,190▲
Operating profit (loss)9901-€3,508€1,774▲
Financial charges65/66B€273€418▲
Recurring financial charges65€273€418▲
Profit (loss) for the period before taxes9903-€3,781€1,356▲
Profit (loss) for the period9904-€3,781€1,356▲
Profit (loss) for the period to be appropriated9905-€3,781€1,356▲
Appropriation of the result
Profit (loss) to be appropriated9906€11,058€12,414▲
Profit (loss) brought forward from the previous period14P€14,839€11,058▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,351€6,351€6,351€6,561€6,416▼ 2.2%
Gross operating margin9900€15,637€11,990€9,750€3,053€8,190▲ 168%
Operating profit (loss)9901€9,286€5,639€3,399-€3,508€1,774▲ 151%
Financial income75/76B-€10----
Recurring financial income75-€10----
Financial charges65/66B-€220€205€273€418▲ 53.2%
Recurring financial charges65€1,581€220€205€273€418▲ 53.2%
Profit (loss) for the period before taxes9903€7,704€5,428€3,194-€3,781€1,356▲ 136%
Income taxes67/77€3,474€1,449€849---
Profit (loss) for the period9904€4,231€3,980€2,346-€3,781€1,356▲ 136%
Profit (loss) for the period to be appropriated9905€4,231€3,980€2,346-€3,781€1,356▲ 136%
Line20202021202220242025Change
Assets
Total assets20/58€262,525€256,174€249,823€241,931€233,445▼ 3.5%
Fixed assets21/28€262,525€256,174€249,823€239,861€233,445▼ 2.7%
Tangible fixed assets22/27€262,525€256,174€249,823€239,861€233,445▼ 2.7%
Land and buildings22-€256,174€249,823€237,121€231,000▼ 2.6%
Furniture and vehicles24---€2,740€2,445▼ 10.8%
Current assets29/58---€2,070--
Amounts receivable within one year40/41---€2,070--
Trade receivables40---€2,070--
Equity and liabilities
Total equity and liabilities10/49€262,525€256,174€249,823€241,931€233,445▼ 3.5%
Equity10/15€118,485€117,516€119,862€119,118€120,474▲ 1.1%
Contributions10/11-€8,060€6,200€6,200€6,200=
Revaluation surpluses12-€100,000€100,000€100,000€100,000=
Reserves13€1,860-€1,860€1,860€1,860=
Non-distributable reserves130/1--€1,860€1,860€1,860=
Reserves not available under the articles1311--€1,860€1,860€1,860=
Profit (loss) carried forward14€10,425€9,456€11,802€11,058€12,414▲ 12.3%
Amounts payable17/49€144,040€138,658€129,961€122,813€112,971▼ 8.0%
Amounts payable after more than one year17€49,728€38,092€22,591€5,671--
Financial debts170/4-€35,592€22,591€5,671--
Other amounts payable178/9-€2,500----
Amounts payable within one year42/48€94,313€100,566€107,371€117,142€112,971▼ 3.6%
Current portion of amounts payable after more than one year42-€12,417€13,473€12,818€8,083▼ 36.9%
Financial debts43--€2,500€2,500€2,507▲ 0.3%
Credit institutions430/8--€2,500€2,500€2,507▲ 0.3%
Trade debts44€23,924€23,924€26,324€34,444€33,438▼ 2.9%
Suppliers440/4-€23,924€26,324€34,444€33,438▼ 2.9%
Taxes, remuneration and social security45-€3,121€3,970€5,075--
Taxes450/3-€3,121€3,970€5,075--
Other amounts payable47/48-€61,104€61,104€62,304€68,944▲ 10.7%
Line20202021202220242025Change
Profit (loss) for the period9904€4,231€3,980€2,346-€3,781€1,356▲ 136%
+ Depreciation and write-downs630€6,351€6,351€6,351€6,561€6,416▼ 2.2%
Operating cash flow (approximation)€10,582€10,331€8,697€2,781€7,772▲ 180%
Investment in fixed assets (approximation)-€0€0-€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 20 days late
2025
31-12
Financial Back to profitnet €1,356
Net result €1,356 after one loss-making year.
25-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
31-12
Financial Weakest financial yearnet -€3,781
Net result drops to -€3,781, the lowest in the series; recovery starts the following year.
2023
24-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 24 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
05-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2015
25-08
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2009
seat establishment The establishment unit on the map
Ground area
1,604 m²
Building footprint
215 m²
Volume, LiDAR
1,148 m³
Parcel 13019E0255/00X000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Wechelsebaan 27, 2275 Lille
Real estate activities
since 20092.183.637.967
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13019E0255/00X000 Flanders 1,604 m² 1 · 215 m² 10.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded12-03-2009
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.