Age2 yrs
Real estate1 parcel · 335 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Claire Chabert is 3.0% (moderate). The 2024 annual accounts show equity of €84k and a net result of €78k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 18 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 08-07-2025 | 23 d early | 2025-00266954 |
| 31-12-2023 | 31-07-2024 | 12-07-2024 | 19 d early | 2024-00254660 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.0%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+No NACE activity registered
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€78k
Working capital€74k+1773.7%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 08-07-2025 with the NBB · fiscal year 2024 · micro
€100k
-
23-24
€78k
-
23-24
€80k
-
23-24
€104k
+1185.5%
23-24
€84k
+1293.5%
23-24
€74k
+1773.7%
23-24
€20k
-
23-24
€20k
+869.9%
23-24
Show 8 other metrics
€20k
+869.9%
23-24
4.71
+61.3%
23-24
4.71
+61.3%
23-24
80.8%
+8.4%
23-24
0.24
-30.4%
23-24
92.8%
-
23-24
75.0%
-
23-24
988.16
-
23-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €100k |
| Net profit | €78k |
| Cash flow | €80k |
| Staff costs | - |
| Income taxes | €20k |
| Dividends | - |
| Total assets | €104k |
| Equity | €84k |
| Debt | €20k |
| of which ≤ 1y | €20k |
| of which > 1y | - |
| Working capital | €74k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 4.71 |
| Quick ratio | 4.71 |
| Working capital ratio | 71.4% |
| Solvency | 80.8% |
| Debt / equity | 0.24 |
| Long-term debt ratio | - |
| Interest coverage | 988.16 |
| Gross margin | - |
| Net margin | - |
| ROA | 75.0% |
| ROE | 92.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €104k |
| Fixed assets | 21/28 | €8k |
| Formation expenses | 20 | €2k |
| Tangible fixed assets | 22/27 | €8k |
| Current assets | 29/58 | €94k |
| Cash & bank | 54/58 | €93k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €104k |
| Equity | 10/15 | €84k |
| Contributions / capital | 10/11 | €6k |
| Accumulated profits (losses) | 14 | €78k |
| Amounts payable | 17/49 | €20k |
| Amounts payable within one year | 42/48 | €20k |
| Trade debts payable within one year | 44 | €0 |
| Income statement | ||
| Gross operating margin | 9900 | €100k |
| Operating result | 9901 | €98k |
| Financial charges | 65 | €101 |
| Result before taxes | 9903 | €98k |
| Income taxes | 67/77 | €20k |
| Net result for the period | 9904 | €78k |
| Result to be appropriated | 9905 | €78k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed96
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Mons 51400 NivellesEstablishment units
1 locationClaire Chabert
since 20232.353.490.709
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area335 m²
Buildings1
Building footprint227 m²
Volume (LiDAR)1,484 m³
Tallest building8.7 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25783E0334/00G002 | Wallonia | 335 m² | 1 · 227 m² | 8.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
23-04-2025
Registered-office move
All acts · 1
updated 1 year ago
2025
23-04-2025 Registered office moved to Nivelles
- Chaussée de Mons. 5C 1400 Nivelles
Analysis
Financial profile
5 of 5 axes measured91
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
96
Profitability
100
Solvency
100
Growth
75
Stability
82
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameFR | Claire Chabert |
Registered office
Chaussée de Mons 5 bus C
1400 Nivelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.